Columbia University Retirement Plan Vanguard Investment Model Portfolios

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Investment options of Columbia University Retirement Plan Vanguard

Total Available Funds: 63

Asset Class

Ticker

Description

Others
ROOT	CASH	Vanguard Federal Money Market Fund
ROOT	CASH	Vanguard Prime Money Market Fund
Moderate Allocation	VAARX	Vanguard Asset Allocation Fund
Moderate Allocation	VBINX	Vanguard Balanced Index Fund
Convertibles	VCVSX	Vanguard Convertible Securities Fund
Conservative Allocation	VSCGX	Vanguard LifeStrategy Conservative Growth Fund
Aggressive Allocation	VASGX	Vanguard LifeStrategy Growth Fund
Conservative Allocation	VASIX	Vanguard LifeStrategy Income Fund
Moderate Allocation	VSMGX	Vanguard LifeStrategy Moderate Growth Fund
Moderate Allocation	VGSTX	Vanguard STAR Fund
Conservative Allocation	VWINX	Vanguard Wellesley Income Fund
Moderate Allocation	VWENX	Vanguard Wellington Fund
Equity Energy	VGENX	Vanguard Energy Fund
Health	VGHCX	Vanguard Health Care Fund
Natural Resources	VGPMX	Vanguard Precious Metals and Mining Fund

FIXED INCOME
Short-Term Bond	VBISX	Vanguard Short-Term Bond Index Fund
SHORT GOVERNMENT	VSGBX	Vanguard Short-Term Federal Fund
Short-Term Bond	VFSTX	Vanguard Short-Term Investment-Grade Fund
SHORT GOVERNMENT	VFISX	Vanguard Short-Term Treasury Fund
Intermediate Government	VFIIX	Vanguard GNMA Fund
High Yield Bond	VWEHX	Vanguard High-Yield Corporate Fund
Inflation-Protected Bond	VIPSX	Vanguard Inflation-Protected Securities Fund
Intermediate-Term Bond	VBIIX	Vanguard Intermediate-Term Bond Index Fund
Intermediate-Term Bond	VFICX	Vanguard Intermediate-Term Investment-Grade Fund
Intermediate Government	VFITX	Vanguard Intermediate-Term Treasury Fund
Intermediate-Term Bond	VBMFX	Vanguard Total Bond Market Index Fund
Long-Term Bond	VBLTX	Vanguard Long-Term Bond Index Fund
Long-Term Bond	VWESX	Vanguard Long-Term Investment-Grade Fund
LONG GOVERNMENT	VUSTX	Vanguard Long-Term Treasury Fund

US EQUITY
LARGE BLEND	VFINX	Vanguard 500 Index Fund
LARGE BLEND	VDIGX	Vanguard Dividend Growth Fund
LARGE VALUE	VEIPX	Vanguard Equity Income Fund
LARGE GROWTH	VFTNX	Vanguard FTSE Social Index Fund
LARGE BLEND	VQNPX	Vanguard Growth and Income Fund
LARGE GROWTH	VGEQX	Vanguard Growth Equity Fund
LARGE GROWTH	VIGRX	Vanguard Growth Index Fund
LARGE GROWTH	VMRGX	Vanguard Morgan Growth Fund
LARGE GROWTH	VPMCX	Vanguard PRIMECAP Fund
LARGE BLEND	VTSMX	Vanguard Total Stock Market Index Fund
LARGE GROWTH	VWUSX	Vanguard U.S. Growth Fund
LARGE VALUE	VUVLX	Vanguard U.S. Value Fund
LARGE VALUE	VIVAX	Vanguard Value Index Fund
LARGE VALUE	VWNFX	Vanguard Windsor II Fund
LARGE GROWTH	VHCOX	Vanguard Capital Opportunity Fund
LARGE BLEND	VCVLX	Vanguard Capital Value Fund
MID-CAP BLEND	VEXMX	Vanguard Extended Market Index Fund
Mid-Cap Growth	VMGIX	Vanguard Mid-Cap Growth Fund
MID-CAP BLEND	VIMSX	Vanguard Mid-Cap Index Fund
MID-CAP VALUE	VASVX	Vanguard Selected Value Fund
MID-CAP BLEND	VSEQX	Vanguard Strategic Equity Fund
LARGE VALUE	VWNDX	Vanguard Windsor Fund
Small Growth	VEXPX	Vanguard Explorer Fund
Small Growth	VISGX	Vanguard Small-Cap Growth Index Fund
SMALL BLEND	NAESX	Vanguard Small-Cap Index Fund
SMALL VALUE	VISVX	Vanguard Small-Cap Value Index Fund

INTERNATIONAL EQUITY
Foreign Large Blend	VDMIX	Vanguard Developed Markets Index Fund
EUROPE STOCK	VEURX	Vanguard European Stock Index Fund
FOREIGN SMALL/MID GROWTH	VINEX	Vanguard International Explorer Fund
Foreign Large Blend	VWIGX	Vanguard International Growth Fund
DIVERSIFIED PACIFIC/ASIA	VPACX	Vanguard Pacific Stock Index Fund
Foreign Large Blend	VGTSX	Vanguard Total International Stock Index Fund

Emerging Market
DIVERSIFIED EMERGING MKTS	VEMIX	Vanguard Emerging Markets Stock Index Fund

REAL ESTATE
REAL ESTATE	VGSIX	Vanguard REIT Index Fund

Investment model portfolios

We provide two types of investment model portfolios for Columbia University Retirement Plan Vanguard participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Columbia University Retirement Plan Vanguard Strategic Asset Allocation – Optimal Moderate	NA	19.76%	0.48%	6.21%	5.77%	7.00%	6.87%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Columbia Univ… Moderate	-1.12	19.76	0.48	6.21	5.77	7.00	6.87	…	…	NA	-0.06	4.01	10.02	-15.01	7.39	20.06	21.06	-5.85	12.53	5.84	-1.04	6.08	10.24	11.84	-1.17	15.01	29.86	-24.54	8.77	14.14	11.16	16.81	25.86	-2.06	3.63	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Columbia Univ… Moderate	NA	-0.23	-0.44	0.16	0.36	NA	NA	…	…	NA	-0.02	-0.32	0.69	-1.19	0.82	1.06	3.02	-0.79	2.54	0.69	-0.13	1.00	1.38	1.67	-0.09	1.26	1.49	-1.09	0.58	1.44	1.51	2.33	3.57	-0.32	0.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Columbia Univ… Moderate	NA	8.14	10.44	12.31	10.18	NA	NA	…	…	NA	6.08	8.20	8.36	13.79	9.03	18.64	6.51	9.05	4.69	8.11	8.23	6.08	7.40	7.05	13.81	11.83	20.01	23.33	10.05	7.57	5.94	6.81	7.06	9.80	8.48	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Columbia Univ… Moderate	NA	6.49	21.88	22.93	22.93	NA	NA	…	…	NA	0.55	6.39	7.82	22.39	6.79	22.25	2.84	12.25	2.04	6.55	9.47	5.42	8.11	5.33	13.83	8.88	17.86	36.38	6.94	8.58	4.31	8.07	5.86	15.85	10.22	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Columbia Univ… Moderate	NA	3.81	5.02	4.29	3.79	NA	NA	…	…	NA	NA	0.96	3.23	5.00	5.48	2.80	4.93	2.82	0.29	3.66	4.25	4.76	3.46	3.68	3.16	2.32	2.57	3.58	5.24	4.63	5.07	3.41	3.15	3.08	4.93	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Columbia University Retirement Plan Vanguard Tactical Asset Allocation Moderate	NA	25.02%	1.02%	4.43%	3.62%	5.39%	7.47%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Columbia Univ… Moderate	-1.32	25.02	1.02	4.43	3.62	5.39	7.47	…	…	NA	-0.32	7.38	13.39	-19.05	13.40	7.73	12.50	-5.19	11.99	2.35	-6.20	4.98	8.29	8.71	6.64	13.07	24.11	3.54	14.54	16.08	11.50	13.13	17.98	9.25	6.11	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Columbia Univ… Moderate	NA	0.19	-0.30	0.10	0.17	NA	NA	…	…	NA	-0.04	0.08	0.84	-1.27	1.32	0.83	2.10	-0.85	2.29	0.37	-0.91	0.88	1.34	2.29	0.82	1.28	2.67	0.39	1.11	1.50	1.45	1.48	3.14	1.47	0.70	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Columbia Univ… Moderate	NA	9.29	12.43	11.42	9.18	NA	NA	…	…	NA	8.81	9.39	10.89	16.07	10.16	9.08	5.28	7.63	4.96	5.77	6.84	5.67	6.18	3.78	8.07	10.15	9.00	6.64	10.44	8.52	6.43	8.22	5.50	5.53	5.40	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Columbia Univ… Moderate	NA	5.85	20.97	22.97	22.97	NA	NA	…	…	NA	0.90	5.53	10.23	22.92	7.13	10.37	3.26	11.85	2.19	5.93	10.60	5.43	7.60	3.16	6.79	6.68	3.37	6.12	8.12	10.33	4.66	11.09	2.97	4.58	3.32	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Columbia Univ… Moderate	NA	3.43	3.76	3.43	3.26	NA	NA	…	…	NA	NA	0.49	3.49	3.89	3.21	2.86	3.60	2.58	0.28	4.81	4.15	3.57	4.67	5.17	4.77	4.87	5.26	4.93	4.98	3.30	4.06	3.59	5.43	4.63	6.71	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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