Edison 401(k) Savings Plan Investment Model Portfolios

Edison International, through its subsidiaries, engages in the supply of electric energy in central, coastal, and southern California. It involves in developing, acquiring, owning or leasing, operating, and selling energy and capacity from independent power production facilities etc.

Investment options of Edison 401(k) Savings Plan

Total Available Funds: 42

Asset Class

Ticker

Description

Others
ROOT	CASH	State Street Bank & Trust Co. Money Market Fund – Collective Investment in the State Street Bank Short-Term Income Fund
Moderate Allocation	RBLAX	Frank Russell Trust Company Balanced Fund – Collective Investment in Frank Russell Balanced Fund
Conservative Allocation	RCLAX	Frank Russell Trust Company Conservative Growth Portfolio – Collective Investment in Frank Russell Conservative Balanced Fund
EQUITY	WM	Capital Research & Management Collective Investment in Washington Mutual Investors Fund
ROOT	FKUTX	Franklin Advisors Collective Investment in Franklin Utilities A
Health	PRHSX	T. Rowe Price Collective Investment in T. Rowe Price Health and Science Fund
World Allocation	MFWIX	MFS Investment Management Collective Investment in Institutional TR International Equity Funds
Financial	PRISX	T. Rowe Price Collective Investment in Financial Services Value Fund
Technology	RAGTX	Allianz/PIMCO Advisors Collective Investment in RCM Global Technology Fund A
Moderate Allocation	RLBFX	Capital Research & Management Collective Investment in American Balance Fund
World Allocation	BPGLX	UBS Global Asset Management Collective Investment in Global Allocation Y
ROOT	CASH	Money market substitute

FIXED INCOME
Intermediate-Term Bond	RFCSX	Frank Russell Trust Company Bond Fund – Collective Investment in Frank Russell Intermediate-Term Bond Fund
Inflation-Protected Bond	VIPIX	Vanguard Group Collective Investment in Vanguard/Inflation Protected Securities Fund
High Yield Bond	SAHYX	Salomon Brothers Collective Investment in Salomon High Yield Value Bond
Intermediate-Term Bond	PTRAX	Allianz/PIMCO Advisors Collective Investment in Total Return Fund Admin Shares
Short-Term Bond	PLDAX	Allianz/PIMCO Advisors Collective Investment in Low Duration Admin Fund
LONG GOVERNMENT	PLGBX	Allianz/PIMCO Advisors Collective Investment in Long Term US Government Bonds

US EQUITY
LARGE BLEND	REASX	Frank Russell Trust Company US Large Company – Collective Investment in Frank Russell US Large Company Equity I Fund
SMALL BLEND	REBSX	Frank Russell Trust Company US Small Company – Collective Investment in Frank Russell US Small Company Equity II Fund
LARGE BLEND	REAAX	Frank Russell Trust Company Aggressive Growth Portfolio – Collective Investment in Frank Russell Aggressive Balanced Fund
LARGE GROWTH	TRBCX	T. Rowe Price Blue Chip Fund
SMALL VALUE	ARTVX	Artisan Funds Collective Investment in Small Cap Value Fund
LARGE BLEND	DGAGX	Dreyfus Management Collective Investment in Appreciation Fund
Small Growth	TSCEX	Turner Investment Partners Collective Investment in Turner Small Cap Growth Fund
Small Growth	WBSIX	William Blair & Co Collective Investment in Small Cap Growth Fund
Mid-Cap Growth	RPMGX	T. Rowe Price Collective Investment in Mid-Cap Growth
SMALL BLEND	SCOSX	Oppenheimer Funds Collective Investment in Oppenheimer Main Street Small Cap Y Fund
LARGE VALUE	KDHSX	DWS Scudder Investments Collective Investment in Scudder -Dreman High Return Equity A Fund
MID-CAP VALUE	VMVIX	Vanguard Group Collective Investment in Mid Cap Index Fund
MID-CAP VALUE	ARTQX	Artisan Funds Collective Investment in Mid Cap Fund A
MID-CAP VALUE	TRMCX	T. Rowe Price Collective Investment in Mid Cap Value Fund
LARGE GROWTH	PICAX	Allianz/PIMCO Advisors Collective Investment in Capital Appreciation Admin Fund
SMALL BLEND	OTCFX	T. Rowe Price Collective Investment in Small Cap Stock Fund
LARGE GROWTH	HACAX	Harbor Capital Advisors Collective Investment in Capital Appreciation Fund

INTERNATIONAL EQUITY
Foreign Large Blend	RERFX	Capital Research & Management Collective Investment in The American Funds Group Europacific Growth Fund
WORLD STOCK	ANWPX	Capital Research & Management Collective Investment in American Funds – New Perspective A
Foreign Large Growth	WIEIX	William Blair & Co. Collective Investment in International Equity Fund CL 1
Foreign Large Value	MSIQX	Morgan Stanley Investment Mgmt.Collective Investment in Institutional International Equity Fund
FOREIGN SMALL/MID GROWTH	LAIAX	Columbia Acorn Int

REAL ESTATE
Global Real Estate	CSSPX	C&S Realty Collective Investment in C&S Institutional Realty Share Value Fund

Emerging Market
DIVERSIFIED EMERGING MKTS	DFEMX	Dimensional Fund Advisors Collective Investment in Dimensional Emerging Markets Fund

Investment model portfolios

We provide two types of investment model portfolios for Edison 401(k) Savings Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Edison 401(k) Savings Plan Tactical Asset Allocation Moderate	NA	26.42%	4.58%	8.94%	6.66%	7.76%	9.16%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Edison 401(k)… Moderate	-1.21	26.42	4.58	8.94	6.66	7.76	9.16	…	…	NA	19.07	-9.82	16.31	-11.89	3.37	24.87	12.60	-8.10	13.32	3.82	2.42	2.94	13.83	11.76	5.45	12.28	23.89	-9.28	20.26	17.27	14.14	18.59	21.67	-0.77	1.39	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Edison 401(k)… Moderate	NA	0.05	0.00	0.26	0.29	NA	NA	…	…	NA	0.16	-0.62	1.28	-1.02	0.30	1.28	1.89	-0.87	2.26	0.39	0.26	0.36	1.83	1.45	0.42	1.22	2.28	-1.23	1.46	1.46	1.89	2.06	3.56	-0.36	-0.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Edison 401(k)… Moderate	NA	31.75	20.55	18.79	14.54	NA	NA	…	…	NA	122.50	26.67	9.41	12.96	11.34	19.21	5.94	10.83	5.61	9.18	9.07	8.18	7.52	8.05	13.04	10.03	10.43	8.32	11.86	9.59	6.32	8.56	5.89	5.22	5.79	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Edison 401(k)… Moderate	NA	23.59	23.59	23.59	23.59	NA	NA	…	…	NA	0.87	23.59	6.74	19.47	7.57	20.78	2.92	16.83	2.38	9.76	7.84	6.35	7.61	5.65	10.02	8.97	4.74	16.61	9.81	13.53	4.98	10.26	3.84	6.95	5.74	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Edison 401(k)… Moderate	NA	2.91	6.00	5.46	5.68	NA	NA	…	…	NA	NA	1.11	2.79	4.77	9.29	5.28	6.21	7.88	1.92	4.38	7.47	7.13	7.54	6.09	4.99	5.44	5.42	8.68	6.41	5.79	4.92	2.63	3.77	5.01	7.36	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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