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Discover Financial Services 401(k) Plan
Investment Model Portfolios

Discover Financial Services, together with its subsidiaries, operates as a credit card issuer and electronic payment services company primarily in the United States. The company offers Discover Card-branded credit cards to individuals and small businesses over the Discover Network etc.

Investment options of Discover Financial Services 401(k) Plan

Total Available Funds: 23
Asset Class Ticker Description
US EQUITY
MID-CAP BLEND CRIMX Cramer Mid Cap Value Fund Mutual Fund
LARGE VALUE DODGX Dodge & Cox Stock Fund Mutual Fund
LARGE GROWTH CPOAX MSIF Inc. U.S. Large Cap Growth Portfolio Mutual Fund
LARGE BLEND VFINX Mellon S&P 500 Index Common/Collective Trusts
LARGE BLEND VDSIX Victory Large Cap Common/Collective Trusts
SMALL BLEND DCERX Jennison Small Cap Core Equity Composite Fund Common/Collective Trusts
INTERNATIONAL EQUITY
Foreign Large Value DODFX Dodge & Cox International Stock Fund Mutual Fund
Foreign Large Growth FDIVX Pyramis Select International Fund Common/Collective Trusts
FIXED INCOME
Intermediate-Term Bond PTRRX Pimco Total Return Fund Mutual Fund
SHORT GOVERNMENT STABLEVALUE SEI Stable Asset Fund
Others
Retirement Income TRRIX T Rowe Price Retirement Income Fund Mutual Fund
Target Date 2000-2010 TRRAX T Rowe Price Retirement 2010 Mutual Fund
Target Date 2011-2015 TRRGX T Rowe Price Retirement 2015 Mutual Fund
Target Date 2016-2020 TRRBX T Rowe Price Retirement 2020 Mutual Fund
Target Date 2021-2025 TRRHX T Rowe Price Retirement 2025 Mutual Fund
Target Date 2026-2030 TRRCX T Rowe Price Retirement 2030 Mutual Fund
Target Date 2031-2035 TRRJX T Rowe Price Retirement 2035 Mutual Fund
Target Date 2036-2040 TRRDX T Rowe Price Retirement 2040 Mutual Fund
Target Date 2041-2045 TRRKX T Rowe Price Retirement 2045 Mutual Fund
Target Date 2050+ TRRMX T Rowe Price Retirement 2050 Mutual Fund
ROOT TRRN T Rowe Price Retirement 2055 Mutual Fund
ROOT NoTicker Mellon EB Temporary Investment Fund II
ROOT CASH Money market substitute

Investment model portfolios

We provide two types of investment model portfolios for Discover Financial Services 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Discover Financial Services 401(k) Plan Tactical Asset Allocation Moderate NA 10.66% 9.40% 6.78% 3.65% 5.65% 6.24% 6.04%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 9.98% 9.75% 10.95% 11.06% 12.38% 9.19% 7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.25% 1.68% 4.40% 4.69% 6.67% 5.54% 5.08%
Data as of 10/31/2023, AR inception is 12/31/2000

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