AVANADE 401K RETIREMENT PLAN Investment Model Portfolios

Investment options of AVANADE 401K RETIREMENT PLAN

Total Available Funds: 21

Asset Class

Ticker

Description

US EQUITY
Small Growth	PSGIX	BLKRK SM CAP GR EQ I
LARGE GROWTH	FCGAX	FRANKLIN GROWTH ADV
SMALL BLEND	OPMYX	OPPHMR MS SM&MD CP Y
Mid-Cap Growth	RPMGX	TRP MID CAP GROWTH
LARGE GROWTH	NBSLX	NB SOCIALLY RESP I
LARGE BLEND	OMSYX	OPPHMR MS SELECT Y
LARGE BLEND	AASPX	ABF S&P500 IDX INST
SMALL VALUE	CSCZX	COL SM CAP VALUE I Z
LARGE VALUE	CGRYX	OPPHMR VALUE Y

Others
Target Date 2046-2050	FFFPX	FA FREEDOM 2050 I
Target Date 2036-2040	FIFFX	FA FREEDOM 2040 I
Target Date 2000-2010	FCIFX	FA FREEDOM 2010 I
ROOT	-	FA STABLE VALUE
Target Date 2016-2020	FDIFX	FA FREEDOM 2020 I
ROOT	FRTXX	FID RETIRE MMKT
Target Date 2026-2030	FEFIX	FA FREEDOM 2030 I

REAL ESTATE
REAL ESTATE	FHEIX	FA REAL ESTATE I

FIXED INCOME
High Yield Bond	PHAYX	PUTN HGH YLD ADV Y
Multisector Bond	FSRIX	FA STRAT INCOME I

Emerging Market
DIVERSIFIED EMERGING MKTS	ODVYX	OPP DEVELOPING MKT Y

INTERNATIONAL EQUITY
Foreign Large Growth	TIVRX	THORNBURG INT VAL R5

Investment model portfolios

We provide two types of investment model portfolios for AVANADE 401K RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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