test_2adk_Permanent Global Portfolio ETF Plan
Investment Model Portfolios
Investment options of test_2adk_Permanent Global Portfolio ETF Plan
Total Available Funds: 11
| Asset Class |
Ticker
| Description |
| REAL ESTATE |
|
|
| REAL ESTATE |
IYR |
iShares Dow Jones US Real Estate |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
VWO |
Vanguard Emerging Markets Stock ETF |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
VEU |
Vanguard FTSE All-World ex-US ETF |
|
| COMMODITIES |
|
|
| Commodities Precious Metals |
SLV |
iShares Silver Trust |
| Commodities Precious Metals |
GLD |
SPDR Gold Shares |
|
| FIXED INCOME |
|
|
| LONG GOVERNMENT |
IEF |
iShares Barclays 7-10 Year Treasury |
| Long-Term Bond |
LQD |
iShares iBoxx $ Invest Grade Corp Bond |
| SHORT GOVERNMENT |
SHY |
iShares Barclays 1-3 Year Treasury Bond |
|
| US EQUITY |
|
|
| LARGE BLEND |
VTI |
Vanguard Total Stock Market ETF |
|
| Others |
|
|
| Currency |
FXF |
CurrencyShares Swiss Franc Trust |
| Natural Resources |
IGE |
iShares S&P North Amer Natural Resources |
|
Investment model portfolios
We provide two types of investment model portfolios for test_2adk_Permanent Global Portfolio ETF Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
