SAM Funds Testing Investment Model Portfolios

Investment options of SAM Funds Testing

Total Available Funds: 20

Asset Class

Ticker

Description

US EQUITY
LARGE GROWTH	NGIPX	Columbia Marsico Growth Z
LARGE VALUE	JPIVX	JPMorgan Intrepid Value Select
LARGE BLEND	TVIFX	Thornburg Value I
Mid-Cap Growth	ARTMX	Artisan Mid Cap Inv
MID-CAP VALUE	ARTQX	Artisan Mid Cap Value Investor
Small Growth	ALSRX	Alger Small Cap Growth Institutional I
SMALL VALUE	ARTVX	Artisan Small Cap Value Investor

REAL ESTATE
REAL ESTATE	MSUSX	Morgan Stanley Inst US Real Estate I

INTERNATIONAL EQUITY
WORLD STOCK	MDISX	Mutual Global Discovery Z

Emerging Market
DIVERSIFIED EMERGING MKTS	ODVYX	Oppenheimer Developing Markets Y

Others
World Allocation	IVAEX	Ivy Asset Strategy I

COMMODITIES
COMMODITIES BROAD BASKET	PCRPX	PIMCO Commodity Real Return Strat P
COMMODITIES BROAD BASKET	CRSOX	Credit Suisse Commodity Return Strat Com

FIXED INCOME
Short-Term Bond	CSDYX	Calvert Short Duration Income Y
Intermediate-Term Bond	PTTPX	PIMCO Total Return P
Intermediate-Term Bond	LSIIX	Loomis Sayles Investment Grade Bond Y
Bank Loan	SAMBX	RidgeWorth Seix Floating RT High Inc I
High Yield Bond	LHYFX	Lord Abbett High Yield F
WORLD BOND	TGBAX	Templeton Global Bond Adv
Emerging Markets Bond	MEDIX	MFS Emerging Markets Debt I

Investment model portfolios

We provide two types of investment model portfolios for SAM Funds Testing participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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