TestPlan_09192011
Investment Model Portfolios
Investment options of TestPlan_09192011
Total Available Funds: 23
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| SMALL VALUE |
PCVAX |
St&ard Insurance Company Separate Account A Allianz NFJ Small Cap Value |
| Small Growth |
PSGIX |
St&ard Insurance Company Separate Account A BlackRock Sm Cap Grwth Eq Inst |
| MID-CAP BLEND |
FMDCX |
St&ard Insurance Company Separate Account A Federated Mid-Cap Index |
| MID-CAP VALUE |
FLMVX |
St&ard Insurance Company Separate Account A JPMorgan Mid Cap Value I |
| Mid-Cap Growth |
MGOYX |
St&ard Insurance Company Separate Account A Munder Mid Cap Core Growth Y |
| SMALL BLEND |
PENNX |
St&ard Insurance Company Separate Account A Royce Pennsylavania Mutual Inv |
| LARGE GROWTH |
TRBCX |
St&ard Insurance Company Separate Account A T. Rowe Price Retirement Blue Chip Growth |
| LARGE GROWTH |
PRGFX |
St&ard Insurance Company Separate Account A T. Rowe Price Retirement Growth Stock |
| Mid-Cap Growth |
RPMGX |
St&ard Insurance Company Separate Account A T. Rowe Price Retirement Mid-Cap Growth |
| LARGE GROWTH |
TTMEX |
St&ard Insurance Company Separate Account A Turner Core Growth II |
| LARGE BLEND |
VINIX |
St&ard Insurance Company Separate Account A Vanguard Institutional Index |
| LARGE BLEND |
VASGX |
St&ard Insurance Company Separate Account A Vanguard Lifestrategy Growth |
| LARGE VALUE |
VWNAX |
St&ard Insurance Company Separate Account A Vanguard Windsor II Admiral |
| LARGE GROWTH |
BGFIX |
St&ard Insurance Company Separate Account A William Blair Intl Growth I |
| US EQUITY |
SFG |
StanCorp Financial Group Inc. |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Value |
DODFX |
St&ard Insurance Company Separate Account A Dodge Cox Intl Stock |
| Foreign Large Blend |
TIVRX |
St&ard Insurance Company Separate Account A Thornburg International Value R5 |
| Foreign Large Growth |
VIFIX |
St&ard Insurance Company Separate Account A Van Kampen Intl Growth I |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
HABDX |
St&ard Insurance Company Separate Account A Harbor Bond |
| Inflation-Protected Bond |
VIPSX |
St&ard Insurance Company Separate Account A Vanguard Inflation Protected Sec |
|
| Others |
|
|
| Conservative Allocation |
VSCGX |
St&ard Insurance Company Separate Account A Vanguard Lifestrategy Cons |
| Moderate Allocation |
VSMGX |
St&ard Insurance Company Separate Account A Vanguard Lifestrategy Mod |
| Moderate Allocation |
VWENX |
St&ard Insurance Company Separate Account A Vanguard Wellington Admiral |
|
Investment model portfolios
We provide two types of investment model portfolios for TestPlan_09192011 participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
