TLC PEDIATRICS P.A. 401K PLAN Investment Model Portfolios

Investment options of TLC PEDIATRICS P.A. 401K PLAN

Total Available Funds: 40

Asset Class

Ticker

Description

US EQUITY
LARGE VALUE	ANDAX	ALZGI NFJ DIV VL ADM
LARGE BLEND	UMBIX	COL VALUE & RSTRG Z
LARGE GROWTH	FFIDX	Fidelity FUND
LARGE GROWTH	FDFFX	Fidelity INDEPENDENCE
LARGE BLEND	HCAYX	HARTFORD CAP APP Y
LARGE GROWTH	JARTX	JANUS FORTY S
LARGE BLEND	FUSVX	SPTN 500 INDEX ADV
LARGE BLEND	FSTVX	SPTN TOT MKT IDX ADV
Mid-Cap Growth	TWCVX	AM CENT VISTA INV
MID-CAP VALUE	RMCIX	COL MID CP VAL OP K
MID-CAP BLEND	FLVCX	Fidelity LEVERGD CO STK
MID-CAP BLEND	FSEVX	SPTN EXT MKT IDX ADV
SMALL VALUE	PVADX	ALZGI NFJ SMCPVL ADM
Small Growth	FCPGX	Fidelity SMALL CAP GROWTH
SMALL BLEND	KSCIX	KEELEY SMALL CAP VAL

Others
Aggressive Allocation	FFNOX	Fidelity FOUR IN ONE IDX
Moderate Allocation	FBALX	Fidelity BALANCED
Target Date 2000-2010	FFFBX	Fidelity FREEDOM 2000
Target Date 2000-2010	FFFVX	Fidelity FREEDOM 2005
Target Date 2000-2010	FFFCX	Fidelity FREEDOM 2010
Target Date 2011-2015	FFVFX	Fidelity FREEDOM 2015
Target Date 2016-2020	FFFDX	Fidelity FREEDOM 2020
Target Date 2021-2025	FFTWX	Fidelity FREEDOM 2025
Target Date 2026-2030	FFFEX	Fidelity FREEDOM 2030
Target Date 2031-2035	FFTHX	Fidelity FREEDOM 2035
Target Date 2036-2040	FFFFX	Fidelity FREEDOM 2040
Target Date 2041-2045	FFFGX	Fidelity FREEDOM 2045
Target Date 2046-2050	FFFHX	Fidelity FREEDOM 2050
Target Date 2051+	FDEEX	Fidelity FREEDOM 2055
Retirement Income	FFFAX	Fidelity FREEDOM INCOME
ROOT	CASH	Fidelity RETIRE MMKT

Emerging Market
DIVERSIFIED EMERGING MKTS	FEMKX	Fidelity EMERGING MKTS

INTERNATIONAL EQUITY
Foreign Large Blend	FIGRX	Fidelity INTL DISCOVERY
Foreign Large Blend	HAINX	HARBOR INTL INST
Foreign Large Growth	JIGRX	JANUS OVERSEAS S
Foreign Large Blend	FSIVX	SPTN INTL INDEX ADV

FIXED INCOME
High Yield Bond	FAGIX	Fidelity CAPITAL & INCOME
Multisector Bond	FSICX	Fidelity STRATEGIC INCOME
Intermediate-Term Bond	PTRAX	PIMCO TOT RETURN ADM
Intermediate-Term Bond	FSITX	SPTN US BOND IDX ADV

Investment model portfolios

We provide two types of investment model portfolios for TLC PEDIATRICS P.A. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
TLC PEDIATRICS P.A. 401K PLAN Strategic Asset Allocation - Optimal Moderate	NA	23.70%	0.52%	4.70%	4.87%	6.44%	6.91%	7.88%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	TLC PEDIATRIC... Moderate	-1.12	23.70	0.52	4.70	4.87	6.44	6.91	7.88	NA	7.19	12.52	-17.06	3.80	15.76	20.15	-6.04	13.49	3.78	-0.70	2.88	14.99	13.18	-4.08	14.97	30.82	-29.79	18.73	16.56	15.44	15.59	37.69	-2.33	4.24	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	TLC PEDIATRIC... Moderate	NA	0.21	-0.32	0.10	0.31	NA	NA	0.54	0.06	0.07	0.87	-1.42	0.45	0.84	2.69	-0.77	2.55	0.42	-0.09	0.41	1.97	1.60	-0.26	1.15	1.74	-1.22	1.39	1.48	1.82	1.63	4.78	-0.38	0.22	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.60	0.95	0.80	0.65	NA	NA	0.45	0.51	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.62	0.74	0.50	0.48	NA	NA	0.51	0.88	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	TLC PEDIATRIC... Moderate	NA	9.06	10.71	12.32	10.31	NA	NA	11.51	7.92	9.12	9.50	13.02	8.31	18.56	6.97	9.56	5.04	8.54	8.21	7.03	7.61	8.19	16.00	12.93	17.69	25.13	11.29	9.00	7.28	9.01	7.74	9.08	8.90	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.74	17.13	17.38	18.46	NA	NA	18.09	23.24	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.45	10.08	10.06	10.41	NA	NA	11.48	11.95	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	TLC PEDIATRIC... Moderate	NA	5.65	21.54	23.70	23.70	NA	NA	43.55	0.73	5.65	9.73	21.98	5.61	23.04	3.31	13.48	1.78	7.45	8.43	6.28	7.02	7.05	17.55	10.27	18.18	42.37	8.74	11.77	6.06	10.21	6.71	15.54	12.30	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	TLC PEDIATRIC... Moderate	NA	5.10	4.34	4.02	3.61	NA	NA	3.96	NA	0.55	5.22	3.89	3.22	4.57	2.50	3.83	0.34	2.51	4.57	5.26	2.76	3.54	4.52	3.60	3.50	5.74	5.70	4.22	3.76	5.56	3.92	3.89	3.82	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
TLC PEDIATRICS P.A. 401K PLAN Tactical Asset Allocation Moderate	NA	6.69%	7.29%	7.85%	9.16%	12.41%	NA	11.78%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	19.49%	15.94%	14.26%	10.78%	9.30%	7.62%	6.96%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	7.52%	7.89%	7.19%	6.09%	6.53%	6.39%	5.59%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	TLC PEDIATRIC... Moderate	0.99	6.69	7.29	7.85	9.16	12.41	NA	11.78	NA	NA	NA	NA	NA	NA	NA	-4.71	13.61	4.47	3.13	5.06	16.44	11.11	1.47	10.92	23.84	2.63	24.64	21.51	21.57	13.61	26.09	0.18	2.34	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	0.98	19.49	15.94	14.26	10.78	9.30	7.62	6.96	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	0.29	7.52	7.89	7.19	6.09	6.53	6.39	5.59	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	TLC PEDIATRIC... Moderate	NA	-0.52	0.42	0.53	0.85	NA	NA	1.04	NA	NA	NA	NA	NA	NA	NA	-0.56	2.22	0.50	0.33	0.56	2.01	1.30	0.10	0.93	2.11	0.29	1.63	1.65	2.59	1.25	4.01	-0.19	0.00	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.60	0.95	0.80	0.65	NA	NA	0.45	0.51	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.62	0.74	0.50	0.48	NA	NA	0.51	0.88	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	TLC PEDIATRIC... Moderate	NA	9.92	8.41	8.64	9.91	NA	NA	9.41	NA	NA	NA	NA	NA	NA	NA	10.43	5.84	8.52	9.30	8.94	8.18	8.51	14.63	11.61	11.23	5.95	13.27	11.05	7.49	10.11	6.34	4.87	6.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.74	17.13	17.38	18.46	NA	NA	18.09	23.24	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.45	10.08	10.06	10.41	NA	NA	11.48	11.95	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	TLC PEDIATRIC... Moderate	NA	12.23	12.23	12.23	13.42	NA	NA	15.51	NA	NA	NA	NA	NA	NA	NA	12.23	2.68	6.80	7.71	6.91	5.18	6.50	13.42	10.17	5.96	5.03	10.28	15.51	6.31	13.16	3.34	6.65	8.41	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	TLC PEDIATRIC... Moderate	NA	7.48	5.46	6.56	5.59	NA	NA	0.00	NA	NA	NA	NA	NA	NA	NA	3.43	5.42	3.36	7.10	12.27	6.93	3.52	1.46	3.56	5.05	8.89	6.25	3.40	3.41	2.74	4.22	5.33	7.24	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 08/31/2018, AR inception is 12/31/2000

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