CALTECH VOLUNTARY TDA PLAN TIAA-CREF
Investment Model Portfolios
Caltech provides two plans on TIAA-CREF platform. See this link for more detail.
Investment options of CALTECH VOLUNTARY TDA PLAN TIAA-CREF
Total Available Funds: 40
| Asset Class |
Ticker
| Description |
| FIXED INCOME |
|
|
| SHORT GOVERNMENT |
STABLEVALUE |
TIAA Traditional Guaranteed Contract |
| Intermediate-Term Bond |
TIBDX |
CREF Bond Market |
| Inflation-Protected Bond |
TIKRX |
CREF Inflation-Linked Bond |
| Inflation-Protected Bond |
PRRIX |
PIMCO Real Return Instl |
| Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Instl |
| WORLD BOND |
TGBAX |
Templeton Global Bond Adv |
| Short-Term Bond |
VBSSX |
Vanguard Short-Term Bond Index Signal |
| Intermediate-Term Bond |
VBTIX |
Vanguard Total Bond Market Index Inst |
|
| US EQUITY |
|
|
| LARGE BLEND |
TISPX |
CREF Stock |
| LARGE BLEND |
TIEIX |
CREF Equity Index |
| LARGE BLEND |
TISCX |
CREF Social Choice |
| LARGE GROWTH |
RGAGX |
American Funds Growth Fund of Amer R6 |
| SMALL VALUE |
CSCZX |
Columbia Small Cap Value I Z |
| LARGE VALUE |
EILVX |
Eaton Vance Large-Cap Value I |
| LARGE GROWTH |
PJFZX |
Prudential Jennison Growth Z |
| Mid-Cap Growth |
PEGZX |
Prudential Jennison Mid Cap Growth Z |
| MID-CAP VALUE |
TRVPX |
TIAA-CREF Mid-Cap Value Premier |
| LARGE BLEND |
TRPSX |
TIAA-CREF Social Choice Eq Premier |
| LARGE BLEND |
VIFSX |
Vanguard 500 Index Signal |
| MID-CAP BLEND |
VIEIX |
Vanguard Extended Market Idx Instl |
| Small Growth |
WFSIX |
Wells Fargo Advantage Small Cap Growth I |
|
| Others |
|
|
| ROOT |
TIGEX |
CREF Growth |
| ROOT |
CASH |
CREF Money Market |
| Target Date 2000-2010 |
TCTIX |
TIAA-CREF Lifecycle 2010 Instl |
| Target Date 2011-2015 |
TCNIX |
TIAA-CREF Lifecycle 2015 Instl |
| Target Date 2016-2020 |
TCWIX |
TIAA-CREF Lifecycle 2020 Instl |
| Target Date 2021-2025 |
TCYIX |
TIAA-CREF Lifecycle 2025 Instl |
| Target Date 2026-2030 |
TCRIX |
TIAA-CREF Lifecycle 2030 Instl |
| Target Date 2031-2035 |
TCIIX |
TIAA-CREF Lifecycle 2035 Instl |
| Target Date 2036-2040 |
TCOIX |
TIAA-CREF Lifecycle 2040 Instl |
| Target Date 2041-2045 |
TTFIX |
TIAA-CREF Lifecycle 2045 Instl |
| Target Date 2050+ |
TFTIX |
TIAA-CREF Lifecycle 2050 Instl |
| Retirement Income |
TLRIX |
TIAA-CREF Lifecycle Retire Inc Instl |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
TRIEX |
CREF Global Equities |
| WORLD STOCK |
RNPGX |
American Funds New Perspective R6 |
| Foreign Large Value |
DODFX |
Dodge & Cox International Stock |
| DIVERSIFIED PACIFIC/ASIA |
MPACX |
Matthews Asia Pacific Investor |
| WORLD STOCK |
OGLYX |
Oppenheimer Global Y |
| Foreign Large Blend |
VGTSX |
Vanguard Total Intl Stock Index Inv |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
TCREX |
TIAA Real Estate |
|
Investment model portfolios
We provide two types of investment model portfolios for CALTECH VOLUNTARY TDA PLAN TIAA-CREF participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
CALTECH VOLUN... Moderate
|
-1.31 |
23.76 |
0.14 |
5.84 |
5.28 |
6.81 |
7.04 |
7.38 |
NA |
5.85 |
13.14 |
-20.02 |
13.43 |
18.11 |
12.49 |
-2.30 |
9.14 |
5.30 |
-1.10 |
4.43 |
13.05 |
9.41 |
2.51 |
15.84 |
20.01 |
-4.37 |
6.57 |
17.31 |
3.59 |
9.74 |
12.93 |
2.40 |
8.08 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
CALTECH VOLUN... Moderate
|
NA |
-0.01 |
-0.36 |
0.22 |
0.33 |
NA |
NA |
0.67 |
0.00 |
-0.07 |
0.81 |
-1.34 |
1.32 |
1.78 |
2.33 |
-0.48 |
1.46 |
1.13 |
-0.18 |
0.68 |
1.71 |
1.70 |
0.26 |
1.14 |
2.02 |
-1.06 |
0.36 |
1.85 |
0.24 |
1.06 |
1.96 |
0.25 |
1.17 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.60 |
0.95 |
0.80 |
0.65 |
NA |
NA |
0.45 |
0.51 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
CALTECH VOLUN... Moderate
|
NA |
9.97 |
12.56 |
11.67 |
9.24 |
NA |
NA |
8.51 |
8.86 |
10.03 |
10.91 |
15.96 |
10.19 |
10.05 |
4.76 |
7.49 |
5.83 |
4.52 |
6.42 |
6.54 |
7.62 |
5.51 |
9.65 |
13.76 |
9.87 |
5.00 |
9.90 |
7.59 |
6.01 |
8.27 |
6.26 |
5.12 |
4.92 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.74 |
17.13 |
17.38 |
18.46 |
NA |
NA |
18.09 |
23.24 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
CALTECH VOLUN... Moderate
|
NA |
7.33 |
22.38 |
24.11 |
24.11 |
NA |
NA |
24.11 |
0.91 |
7.33 |
9.89 |
24.11 |
5.37 |
8.62 |
2.25 |
8.80 |
3.99 |
3.34 |
7.15 |
5.41 |
7.66 |
3.54 |
9.52 |
10.39 |
5.28 |
10.04 |
6.68 |
6.40 |
5.32 |
9.14 |
3.68 |
6.10 |
3.59 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
CALTECH VOLUN... Moderate
|
NA |
4.60 |
5.21 |
5.81 |
4.06 |
NA |
NA |
4.25 |
NA |
0.60 |
4.52 |
5.15 |
5.07 |
10.24 |
3.93 |
2.64 |
0.20 |
3.23 |
2.55 |
2.60 |
6.19 |
4.75 |
1.85 |
3.63 |
4.03 |
2.81 |
6.97 |
5.75 |
5.80 |
2.39 |
1.31 |
4.14 |
7.46 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2024, AR inception is 12/31/2000
