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Terence test plan
Investment Model Portfolios

This plan provides you with Schwab's experts’ top picks of low-cost ETFs representing approximately 50 asset categories, based on rigorous criteria including expenses, tracking error, trading volume, and more.  Schwab ETFs trade commission free.  There are no redemption periods so you can start today and not worry about holding periods.

Investment options of Terence test plan

Total Available Funds: 170
Asset Class Ticker Description
US EQUITY
Mid-Cap Growth AAXCX Adaptive Allocation Portfolio
LARGE GROWTH ACAAX Alger Capital Appreciation
MID-CAP VALUE AVUAX American Century Mid Cap Value
LARGE GROWTH FCNTX Fidelity Contrafund
Mid-Cap Growth FSMGX Fidelity Mid Cap
LARGE VALUE ACSDX Invesco Van Kampen Comstock
Mid-Cap Growth IYMIX Ivy Funds Mid Cap Growth
MID-CAP VALUE JAMVX Janus Aspen Perkins Mid Cap Value
LARGE GROWTH LSIFX Legg Mason CBA Var Aggressive Growth
LARGE VALUE PEIYX Putnam Equity Income
SMALL BLEND RMCFX Royce Micro-Cap
LARGE GROWTH RPG Rydex S&P 500 Pure Growth
Mid-Cap Growth RFG Rydex S&P MidCap 400 Pure Growth
Mid-Cap Growth STDIX Wells Fargo Adv Discovery
LARGE GROWTH ONEQ Avant Tracking Fund
LARGE BLEND GETFX Ibbotson Conservat. ETF Allocation
LARGE BLEND GETFX Ibbotson Incm&Grth ETF Allocation
LARGE BLEND BMPIX ProFunds Basic Materials
LARGE BLEND BLPIX ProFunds Bull
LARGE GROWTH LGPIX ProFunds Large-Cap Growth
LARGE VALUE LVPIX ProFunds Large-Cap Value
MID-CAP BLEND MDPIX ProFunds Mid-Cap
Mid-Cap Growth MGPSX ProFunds Mid-Cap Growth
MID-CAP VALUE MLPIX ProFunds Mid-Cap Value
US EQUITY POGS ProFunds Oil and Gas
MID-CAP BLEND MDPIX ProFunds Short Mid-Cap
SMALL BLEND SLPIX ProFunds Small Cap
Small Growth SGPIX ProFunds Small-Cap Growth
SMALL VALUE SVPIX ProFunds Small-Cap Value
US EQUITY PRTLQ ProFunds Telecommunications
LARGE BLEND ULPIX ProFunds UltraBull
MID-CAP BLEND UMPIX ProFunds UltraMid-Cap
LARGE GROWTH UOPIX ProFunds UltraNASDAQ-100
SMALL BLEND UAPIX ProFunds UltraSmall-Cap
LARGE BLEND REASX Russell Core Bond
LARGE VALUE RYCVX Rydex Dow 2x Strategy
MID-CAP BLEND RYMDX Rydex Mid Cap 1.5X Strategy
LARGE VALUE RPV Rydex S&P 500 Pure Value
MID-CAP VALUE RFV Rydex S&P MidCap 400 Pure Value
Small Growth RZG Rydex S&P SmallCap 600 Pure Growth
SMALL VALUE RZV Rydex S&P SmallCap 600 Pure Value
LARGE BLEND SCHB Rydex U.S. Gov
LARGE BLEND CLSAX Rydex
COMMODITIES
COMMODITIES BROAD BASKET CRSOX Credit Suisse Commodity Ret Strat
COMMODITIES BROAD BASKET RYMBX Rydex Commodities Strategy
INTERNATIONAL EQUITY
Foreign Small/Mid Value SGOIX First Eagle Overseas Var Fund
Foreign Large Growth AIEVX Invesco International Growth
Foreign Large Growth JAIGX Janus Aspen Overseas
EUROPE STOCK UEPIX ProFunds Europe 30
Foreign Large Blend UNPIX ProFunds International
EUROPE STOCK RYEUX Rydex Europe 1.25x Strategy
JAPAN STOCK RYJSX Rydex Japan 2x Strategy
FIXED INCOME
High Yield Bond FVHIX Franklin Income
LONG GOVERNMENT PLTPX PIMCO Long-Term U.S. Government
Short-Term Bond PLDAX PIMCO Low Duration
Inflation-Protected Bond PRRIX PIMCO Real Return
Intermediate-Term Bond PTTRX PIMCO Total Return
Intermediate-Term Bond PICYX Pioneer Bond Fund
Intermediate Government PAGVX Putnam American Government Income
WORLD BOND TGBAX Templeton Global Bond Securities
High Yield Bond FYAIX Access High Yield
Inflation-Protected Bond PBPPX American Century Inflation Protection
High Yield Bond PDHYX Direxion Dynamic HY Bond
Bank Loan EIBLX Eaton Vance Floating-Rate Income
High Yield Bond FHIIX Federated High Income Bond
High Yield Bond SPHIX Fidelity High Income
Intermediate-Term Bond FBNDX Fidelity Investment Grade Bond
Multisector Bond FSICX Fidelity Strategic Income
High Yield Bond FVHIX Franklin High Income
Multisector Bond FKSAX Franklin Strategic Income
Intermediate Government EUSYX Franklin U.S. Government
Intermediate Government MGSIX Invesco Government Securities
High Yield Bond AHIYX Invesco High Yield
WORLD BOND IVSIX Ivy Funds Bond
WORLD BOND IVSIX Ivy Funds Global Bond
High Yield Bond WHIAX Ivy Funds High Income
Short-Term Bond SBSYX Legg Mason WA Var Global HighYield Bond
Multisector Bond SDSYX Legg Mason WA Var Strategic Bond
Multisector Bond LBDFX Lord Abbett Bond Debenture
Short-Term Bond LBSDX Neuberger Berman Short Duration Bond
Emerging Markets Bond PEMPX PIMCO Emerging Markets Bond
High Yield Bond PHIYX PIMCO High Yield
ULTRASHORT BOND PTSHX PIMCO Short-Term
Multisector Bond STIZX Pioneer Strategic Income
LONG GOVERNMENT GVPQX ProFunds U.S. Government Plus
Multisector Bond PDVYX Putnam Diversified Income
High Yield Bond PHYYX Putnam High Yield
Multisector Bond PDVYX Putnam Income
LONG GOVERNMENT RYGBX Rydex Gov
Intermediate-Term Bond SIUSX Rydex
High Yield Bond SIHBX Rydex
WORLD BOND RPIBX T. Rowe Price Limited-Term Bond
Others
Moderate Allocation ACETX Invesco Van Kampen Equity and Income
World Allocation IVAEX Ivy Funds Asset Strategy
Technology ISTIX Ivy Funds Science and Technology
Moderate Allocation JABLX Janus Aspen Balanced
Moderate Allocation PAAIX PIMCO All Asset
Market Neutral MERFX The Merger Fund VL
Natural Resources GHAIX Van Eck Global Hard Assets
ROOT N/A JNF Money Market
Currency AYT ProFunds Asia 30
Financial BKPIX ProFunds Banks
Bear Market BRPIX ProFunds Bear
Health BIPIX ProFunds Biotechnology
Consumer Staples CNPSX ProFunds Consumer Goods
Consumer Discretionary CYPIX ProFunds Consumer Services
Currency FDPIX ProFunds Falling US Dollar
Financial FNPIX ProFunds Financials
Health HCPIX ProFunds Health Care
Bear Market SIJ ProFunds Industrials
Technology INPIX ProFunds Internet
Bear Market UKPIX ProFunds Japan
ROOT N/A ProFunds Money Market
Bear Market SOPIX ProFunds NASDAQ-100
Health PHPIX ProFunds Pharmaceuticals
EQUITY PRECIOUS METALS PMPIX ProFunds Precious Metals
Bear Market SRPIX ProFunds Real Estate
Bear Market RRPIX ProFunds Rising Rates Opportunity
Technology SMPIX ProFunds Semiconductor
Bear Market EUM ProFunds Short Emerging Markets
Bear Market SOPIX ProFunds Short International
Bear Market SOPIX ProFunds Short NASDAQ-100
Bear Market SHPIX ProFunds Short Small-Cap
Technology TEPIX ProFunds Technology
Bear Market USPIX ProFunds UltraShort NASDAQ-100
Utilities UTPIX ProFunds Utilities
ROOT GCSTX Russell Conservative Strategy
Financial RYKIX Rydex Banking
Natural Resources RYBIX Rydex Basic Materials
Health RYOIX Rydex Biotechnology
Consumer Staples RYCIX Rydex Consumer Products
Technology RYSIX Rydex Electronics
Equity Energy RYEIX Rydex Energy
Equity Energy RYVIX Rydex Energy Services
Financial RYFIX Rydex Financial Services
Health RYHIX Rydex Health Care
Technology RYIIX Rydex Internet
Bear Market RYCWX Rydex Inverse Dow 2x Strategy
Bear Market RYJUX Rydex Inverse Gov Long Bond Strategy
Bear Market RYAGX Rydex Inverse Mid-Cap Strategy
Bear Market RYAPX Rydex Inverse NASDAQ-100 Strategy
Bear Market RYAFX Rydex Inverse Russell 2000 Strategy
Bear Market RYURX Rydex Inverse S&P 500 Strategy
Consumer Discretionary RYLIX Rydex Leisure
Bear Market RYTMX Rydex S&P 500 2x Strategy
Currency RYWDX Rydex Strength Dollar 2x Strategy
Technology RYTIX Rydex Technology
Communications RYMIX Rydex Telecommunications
Industrials RYPIX Rydex Transportation
Utilities RYUIX Rydex Utilities
Currency RYWBX Rydex Weakening Dollar 2X Strategy
Conservative Allocation RYEPX Rydex
Moderate Allocation CLERX Rydex
World Allocation CLBLX Rydex
Natural Resources GHAIX Van Eck Global Bond
NotFound NotFound PIMCO Global Bond - Unhedged
NotFound NotFound PIMCO Foreign Bond (US Dollar Hedged)
NotFound NotFound PIMCO Foreign Bond - Unhedged
NotFound NotFound Rydex NASDAQ-100 2x Strategy
NotFound NotFound Rydex NASDAQ-100 Strategy
NotFound NotFound Rydex Nova
NotFound NotFound Rydex Precious Metals
NotFound NotFound Rydex Real Estate
NotFound NotFound Rydex Retailing
NotFound NotFound Rydex Russell 2000 1.5x Strategy
NotFound NotFound Rydex Russell 2000 2x Strategy
REAL ESTATE
REAL ESTATE PRRSX PIMCO CommodityRealReturn Strategy
Global Real Estate IGREX Invesco Global Real Estate
Global Real Estate DFGEX Russell Global Real Estate Securities
Emerging Market
DIVERSIFIED EMERGING MKTS UUPIX ProFunds Emerging Markets

Investment model portfolios

We provide two types of investment model portfolios for Terence test plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.