Nationwide Investment Model Portfolios

Total Available Funds: 23

Asset Class

Ticker

Description

FIXED INCOME
Intermediate Government	RGVGX	American Funds US Government Sec R6
Intermediate-Term Bond	PTTAX	PIMCO Total Return A
High Yield Bond	CPHYX	Principal High Yield A
WORLD BOND	OIBAX	Oppenheimer International Bond A
Short-Term Bond	WLTYX	Ivy Limited-Term Bond Y

US EQUITY
SMALL BLEND	FSCDX	Fidelity Advisor Small Cap A
SMALL BLEND	RSPFX	RS Partners A
SMALL BLEND	SMVAX	Wells Fargo Advantage Small Cap Value A
LARGE GROWTH	RGAGX	American Funds Growth Fund of Amer R6
LARGE VALUE	JIVAX	JPMorgan Intrepid Value A
LARGE GROWTH	JARTX	Janus Forty S
LARGE VALUE	CVFCX	Pioneer Cullen Value A
LARGE GROWTH	PTWAX	Jennison 20/20 Focus A
MID-CAP BLEND	FLSAX	Fidelity Advisor Leveraged Co Stk A
MID-CAP BLEND	QVSCX	Oppenheimer Small & Mid Cap Value A
Small Growth	FKASX	Federated Kaufmann Small Cap A

REAL ESTATE
Global Real Estate	PURAX	Dryden Global Real Estate A

INTERNATIONAL EQUITY
WORLD STOCK	RWIGX	American Funds Capital World G/I R6
Foreign Large Blend	TGVIX	Thornburg International Value I

Emerging Market
DIVERSIFIED EMERGING MKTS	LZOEX	Lazard Emerging Markets Equity Open

We provide two types of investment model portfolios for Nationwide participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.