Town of Needham MA 403B Plan
Investment Model Portfolios

This plan was created based on a user’s request.

Investment options of Town of Needham MA 403B Plan

Total Available Funds: 176
Asset Class Ticker Description
US EQUITY
LARGE BLEND FOTTX FIDELITY 130/30 LG CAP
LARGE GROWTH FBGRX FIDELITY BLUE CHIP GR
LARGE VALUE FBCVX FIDELITY BLUE CHIP VALUE
LARGE GROWTH FDCAX FIDELITY CAPITAL APPREC
LARGE GROWTH FCNTX FIDELITY CONTRAFUND
LARGE BLEND FDEQX FIDELITY DISCIPLND EQTY
LARGE BLEND FDGFX FIDELITY DIVIDEND GR
LARGE VALUE FEQTX FIDELITY EQUITY INC II
LARGE VALUE FEQIX FIDELITY EQUITY INC
LARGE GROWTH FEXPX FIDELITY EXPORT & MULTI
LARGE BLEND FFIDX FIDELITY FIDELITY FUND
LARGE GROWTH FFTYX FIDELITY FIFTY
LARGE GROWTH FTQGX FIDELITY FOCUSED STOCK
LARGE BLEND FFNOX FIDELITY FOUR IN ONE IDX
LARGE BLEND FGRIX FIDELITY GROWTH & INC
LARGE GROWTH FDGRX FIDELITY GROWTH COMPANY
LARGE GROWTH FDSVX FIDELITY GROWTH DISC
LARGE GROWTH FDFFX FIDELITY INDEPENDENCE
LARGE GROWTH FSLGX FIDELITY LARGE CAP GROWTH
LARGE GROWTH FLCSX FIDELITY LARGE CAP STOCK
LARGE VALUE FSLVX FIDELITY LARGE CAP VALUE
LARGE BLEND FLCEX FIDELITY LC CORE ENH INDX
LARGE GROWTH FLGEX FIDELITY LC GRO ENH INDX
LARGE VALUE FLVEX FIDELITY LC VAL ENH INDX
LARGE GROWTH FMAGX FIDELITY MAGELLAN
LARGE BLEND FGRTX FIDELITY MEGA CAP STOCK
LARGE GROWTH FNCMX FIDELITY NASDAQ COMP INDX
LARGE GROWTH FOCPX FIDELITY OTC PORTFOLIO
LARGE GROWTH FDSSX FIDELITY STK SEL ALL CAP
LARGE GROWTH FTRNX FIDELITY TREND
LARGE BLEND FVDFX FIDELITY VALUE DISCOV
LARGE BLEND FUSEX SPTN 500 INDEX INV
LARGE BLEND FSTMX SPTN TOT MKT IDX INV
Mid-Cap Growth FDEGX FIDELITY GROWTH STRAT
MID-CAP BLEND FLVCX FIDELITY LEVERGD CO STK
MID-CAP BLEND FLPSX FIDELITY LOW PRICED STK
MID-CAP BLEND FMEIX FIDELITY MID CAP ENH INDX
Mid-Cap Growth FSMGX FIDELITY MID CAP GROWTH
Mid-Cap Growth FMCSX FIDELITY MID CAP STOCK
MID-CAP VALUE FSMVX FIDELITY MID CAP VALUE
Mid-Cap Growth FMILX FIDELITY NEW MILLEN
MID-CAP VALUE FDVLX FIDELITY VALUE
MID-CAP BLEND FSEMX SPTN EXT MKT IDX INV
SMALL BLEND FSCRX FIDELITY SM CAP DISCOVERY
SMALL BLEND FCPEX FIDELITY SM CAP ENH INDX
Small Growth FCPGX FIDELITY SMALL CAP GROWTH
SMALL BLEND FSLCX FIDELITY SMALL CAP STOCK
SMALL VALUE FCPVX FIDELITY SMALL CAP VALUE
Small Growth FDSCX FIDELITY STK SEL SM CAP
MID-CAP BLEND FSLSX FIDELITY VALUE STRAT
LARGE BLEND FASDX FIDELITY STRAT DIV & INC
INTERNATIONAL EQUITY
Foreign Large Blend FICDX FIDELITY CANADA
Foreign Large Blend FDIVX FIDELITY DIVERSIFD INTL
PACIFIC/ASIA EX-JAPAN STK FSEAX FIDELITY EMERGING ASIA
EUROPE STOCK FECAX FIDELITY EUROPE CAP APP
EUROPE STOCK FIEUX FIDELITY EUROPE
Foreign Large Growth FIVFX FIDELITY INTL CAP APPREC
Foreign Large Blend FIGRX FIDELITY INTL DISCOVERY
Foreign Large Blend FIENX FIDELITY INTL ENH INDEX
Foreign Large Growth FIGFX FIDELITY INTL GROWTH
FOREIGN SMALL/MID GROWTH FSCOX FIDELITY INTL SM CAP OPP
FOREIGN SMALL/MID GROWTH FISMX FIDELITY INTL SMALL CAP
Foreign Large Value FIVLX FIDELITY INTL VALUE
JAPAN STOCK FJSCX FIDELITY JAPAN SMALL CO
JAPAN STOCK FJPNX FIDELITY JAPAN
EUROPE STOCK FNORX FIDELITY NORDIC
Foreign Large Blend FOSFX FIDELITY OVERSEAS
DIVERSIFIED PACIFIC/ASIA FPBFX FIDELITY PACIFIC BASIN
Foreign Large Blend FTIEX FIDELITY TOTAL INTL EQ
WORLD STOCK FWWFX FIDELITY WORLDWIDE
Foreign Large Blend FSIIX SPTN INTL INDEX INV
Emerging Market
China Region FHKCX FIDELITY CHINA REGION
DIVERSIFIED EMERGING MKTS FEMEX FIDELITY EMEA
DIVERSIFIED EMERGING MKTS FEMKX FIDELITY EMERGING MKTS
Latin America Stock FLATX FIDELITY LATIN AMERICA
REAL ESTATE
Global Real Estate FIREX FIDELITY INTL REAL ESTATE
REAL ESTATE FRIFX FIDELITY REAL ESTATE INC
REAL ESTATE FRESX FIDELITY REAL ESTATE INVS
Others
Industrials FSAIX FIDELITY SELECT AIR TRANSPRT
MISCELLANEOUS SECTOR FSAVX FIDELITY SELECT AUTOMOTIVE
Financial FSRBX FIDELITY SELECT BANKING
Consumer Staples FDFAX FIDELITY SELECT BIOTECH
Financial FSLBX FIDELITY SELECT BROKERAGE
MISCELLANEOUS SECTOR FSCHX FIDELITY SELECT CHEMICALS
Communications FSDCX FIDELITY SELECT COMM EQUIP
Technology FDCPX FIDELITY SELECT COMPUTERS
Consumer Discretionary FSCPX FIDELITY SELECT CONS DISCR
Consumer Staples FDFAX FIDELITY SELECT CONS STAPLES
MISCELLANEOUS SECTOR FSHOX FIDELITY SELECT CONSTR/HOUSE
Financial FSVLX FIDELITY SELECT CONSUMER FIN
Industrials FSDAX FIDELITY SELECT DEFENSE
Technology FSELX FIDELITY SELECT ELECTRONICS
Equity Energy FSENX FIDELITY SELECT ENERGY SVCS
Equity Energy FSENX FIDELITY SELECT ENERGY
MISCELLANEOUS SECTOR FSLEX FIDELITY SELECT ENV ALT ENGY
Financial FIDSX FIDELITY SELECT FINANCIAL
EQUITY PRECIOUS METALS FSAGX FIDELITY SELECT GOLD
Consumer Staples FDFAX FIDELITY SELECT HEALTHCARE
Communications FSDCX FIDELITY SELECT INDUST EQUIP
Industrials FCYIX FIDELITY SELECT INDUSTRIALS
Financial FSPCX FIDELITY SELECT INSURANCE
MISCELLANEOUS SECTOR FBSOX FIDELITY SELECT IT SERVICES
Consumer Discretionary FDLSX FIDELITY SELECT LEISURE
Natural Resources FSDPX FIDELITY SELECT MATERIALS
Health FSMEX FIDELITY SELECT MED EQ & SYS
Health FSHCX FIDELITY SELECT MEDICAL DEL
Communications FBMPX FIDELITY SELECT MULTIMEDIA
Equity Energy FSNGX FIDELITY SELECT NATURAL GAS
Natural Resources FNARX FIDELITY SELECT NATURAL RES
Consumer Staples FDFAX FIDELITY SELECT PHARMACEUTCL
Consumer Discretionary FSRPX FIDELITY SELECT RETAILING
Technology FSCSX FIDELITY SELECT SOFTWARE
Technology FSPTX FIDELITY SELECT TECHNOLOGY
Consumer Staples FDFAX FIDELITY SELECT TELECOMM
Consumer Staples FDFAX FIDELITY SELECT TRANSPORT
Utilities FSUTX FIDELITY SELECT UTILITIES
Communications FWRLX FIDELITY SELECT WIRELESS
Utilities FIUIX FIDELITY TELECOM & UTIL
Conservative Allocation FTANX FIDELITY ASSET MGR 50%
Convertibles FCVSX FIDELITY CONVERTIBLE SEC
Conservative Allocation FASIX FIDELITY ASSET MGR 20%
Conservative Allocation FTANX FIDELITY ASSET MGR 30%
Conservative Allocation FFANX FIDELITY ASSET MGR 40%
Moderate Allocation FSANX FIDELITY ASSET MGR 60%
Moderate Allocation FASGX FIDELITY ASSET MGR 70%
Aggressive Allocation FAMRX FIDELITY ASSET MGR 85%
Moderate Allocation FBALX FIDELITY BALANCED
Moderate Allocation FDYSX FIDELITY DYNAMIC STRAT
Target Date 2000-2010 FFFBX FIDELITY FREEDOM 2000
Target Date 2000-2010 FFFVX FIDELITY FREEDOM 2005
Target Date 2000-2010 FFFCX FIDELITY FREEDOM 2010
Target Date 2011-2015 FFVFX FIDELITY FREEDOM 2015
Target Date 2016-2020 FFFDX FIDELITY FREEDOM 2020
Target Date 2021-2025 FFTWX FIDELITY FREEDOM 2025
Target Date 2026-2030 FFFEX FIDELITY FREEDOM 2030
Target Date 2031-2035 FFTHX FIDELITY FREEDOM 2035
Target Date 2036-2040 FFFFX FIDELITY FREEDOM 2040
Target Date 2036-2040 FFFFX FIDELITY FREEDOM 2040
Target Date 2041-2045 FFFGX FIDELITY FREEDOM 2045
Target Date 2050+ FFFHX FIDELITY FREEDOM 2050
Retirement Income FFFAX FIDELITY FREEDOM INCOME
World Allocation FGBLX FIDELITY GLOBAL BALANCED
Moderate Allocation FPURX FIDELITY PURITAN
Conservative Allocation FSRRX FIDELITY STRAT REAL RET
ROOT CASH FIDELITY CASH RESRVE
ROOT CASH FIDELITY GOVT MMKT
ROOT CASH FIDELITY MONEY MARKET
ROOT CASH FIDELITY RET GOVT MM
ROOT CASH FIDELITY RETIRE MMKT
ROOT CASH FIDELITY SELECT MONEY MARKET
ROOT CASH FIDELITY US GOVT RES
ROOT CASH FIDELITY US TREA MM
COMMODITIES
COMMODITIES BROAD BASKET FFGCX FIDELITY GLB COMDTY STK
FIXED INCOME
High Yield Bond FAGIX FIDELITY CAPITAL & INCOME
Intermediate-Term Bond FCBFX FIDELITY CORPORATE BOND
Bank Loan FFRHX FIDELITY FLOAT RT HI INC
High Yield Bond FHIFX FIDELITY FOCUSED HIGH INC
Intermediate Government FGMNX FIDELITY GNMA
High Yield Bond SPHIX FIDELITY HIGH INCOME
Inflation-Protected Bond FINPX FIDELITY INFLAT PROT BOND
SHORT GOVERNMENT FFXSX FIDELITY INST SH INT GOVT
Intermediate-Term Bond FTHRX FIDELITY INTERMED BOND
Intermediate Government FSTGX FIDELITY INTM GOVT INCOME
Intermediate-Term Bond FBNDX FIDELITY INVST GR BD
Intermediate-Term Bond FMSFX FIDELITY MORTGAGE SEC
Emerging Markets Bond FNMIX FIDELITY NEW MARKETS INC
Short-Term Bond FSHBX FIDELITY SHORT TERM BOND
Multisector Bond FSICX FIDELITY STRATEGIC INCOME
Intermediate-Term Bond FTBFX FIDELITY TOTAL BOND
ULTRASHORT BOND FULIX FIDELITY ULTRASHORT BOND
Intermediate Government FGOVX FIDELITY GOVT INCOME
Intermediate Government FIBIX SPTN INT TR IDX INV
LONG GOVERNMENT FLBIX SPTN LT TR IDX INV
SHORT GOVERNMENT FSBIX SPTN ST TR IDX INV
Intermediate-Term Bond FBIDX SPTN US BOND IDX INV
Intermediate Government fidelity con FIDELITY CONSV INC BD

Investment model portfolios

We provide two types of investment model portfolios for Town of Needham MA 403B Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Town of Needham MA 403B Plan Tactical Asset Allocation Moderate NA 3.79% 13.34% 10.68% 8.31% 7.85% 10.12% … …
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 21.14% 20.72% 16.72% 15.31% 10.05% 9.20% … …
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 5.37% 10.94% 8.77% 7.66% 5.73% 6.39% … …
Data as of 01/31/2022, Common starting date is 12/31/2000

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