University of Pennsylvania Basic Plan Vanguard Investment Model Portfolios

This plan is available to University of Pennsylvania Employees on Vanguard platform.

Investment options of University of Pennsylvania Basic Plan Vanguard

Total Available Funds: 88

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	VIFSX	Vanguard 500 Index Signal
LARGE GROWTH	VHCAX	Vanguard Capital Opportunity
LARGE BLEND	VCVLX	Vanguard Capital Value
LARGE BLEND	VDEQX	Vanguard Diversified Equity
LARGE BLEND	VDAIX	Vanguard Dividend Appreciation Index
LARGE BLEND	VDIGX	Vanguard Dividend Growth
LARGE VALUE	VEIPX	Vanguard Equity Income
Small Growth	VEXPX	Vanguard Explorer
MID-CAP BLEND	VEXMX	Vanguard Extended Market Index
LARGE GROWTH	VFTNX	Vanguard FTSE Social Index
LARGE BLEND	VQNPX	Vanguard Growth and Income
LARGE GROWTH	VGEQX	Vanguard Growth Equity
LARGE GROWTH	VIGRX	Vanguard Growth Index
LARGE VALUE	VHDYX	Vanguard High Dividend Yield Index
LARGE BLEND	VLCAX	Vanguard Large-Cap Index
Mid-Cap Growth	VMGIX	Vanguard Mid-Cap Growth
Mid-Cap Growth	VMGIX	Vanguard Mid-Cap Growth Index
MID-CAP BLEND	VIMSX	Vanguard Mid-Cap Index
MID-CAP VALUE	VMVIX	Vanguard Mid-Cap Value Index
LARGE GROWTH	VMRAX	Vanguard Morgan Growth
LARGE GROWTH	VPCCX	Vanguard PRIMECAP Core
LARGE GROWTH	VPMCX	Vanguard PRIMECAP
MID-CAP VALUE	VASVX	Vanguard Selected Value
Small Growth	VISGX	Vanguard Small-Cap Growth Index
SMALL BLEND	NAESX	Vanguard Small-Cap Index
SMALL VALUE	VISVX	Vanguard Small-Cap Value Index
MID-CAP BLEND	VSEQX	Vanguard Strategic Equity
SMALL BLEND	VSTCX	Vanguard Strategic Small-Cap Equity
LARGE BLEND	VTSSX	Vanguard Total Stock Market Index Signal
LARGE BLEND	VTSMX	Vanguard Total Stock Market Index
LARGE GROWTH	VWUSX	Vanguard U.S. Growth
LARGE VALUE	VUVLX	Vanguard U.S. Value
LARGE VALUE	VVIAX	Vanguard Value Index
LARGE VALUE	VWNDX	Vanguard Windsor
LARGE VALUE	VWNFX	Vanguard Windsor II

Others
ROOT	CASH	Vanguard Admiral Treasury Money Market
Moderate Allocation	VAARX	Vanguard Asset Allocation
Moderate Allocation	VBINX	Vanguard Balanced Index
Convertibles	VCVSX	Vanguard Convertible Securities
Equity Energy	VGENX	Vanguard Energy
ROOT	CASH	Vanguard Federal Money Market
Health	VGHCX	Vanguard Health Care
Conservative Allocation	VSCGX	Vanguard LifeStrategy Conservative Growth
Aggressive Allocation	VASGX	Vanguard LifeStrategy Growth
Conservative Allocation	VASIX	Vanguard LifeStrategy Income
Moderate Allocation	VSMGX	Vanguard LifeStrategy Moderate Growth
Natural Resources	VGPMX	Vanguard Precious Metals and Mining
ROOT	CASH	Vanguard Prime Money Market
Moderate Allocation	VGSTX	Vanguard STAR
Target Date 2000-2010	VTOVX	Vanguard Target Retirement 2005
Target Date 2000-2010	VTENX	Vanguard Target Retirement 2010
Target Date 2011-2015	VTXVX	Vanguard Target Retirement 2015
Target Date 2016-2020	VTWNX	Vanguard Target Retirement 2020
Target Date 2021-2025	VTTVX	Vanguard Target Retirement 2025
Target Date 2026-2030	VTHRX	Vanguard Target Retirement 2030
Target Date 2031-2035	VTTHX	Vanguard Target Retirement 2035
Target Date 2036-2040	VFORX	Vanguard Target Retirement 2040
Target Date 2041-2045	VTIVX	Vanguard Target Retirement 2045
Target Date 2050+	VFIFX	Vanguard Target Retirement 2050
Retirement Income	VTINX	Vanguard Target Retirement Income
Conservative Allocation	VWIAX	Vanguard Wellesley Income
Moderate Allocation	VWENX	Vanguard Wellington

INTERNATIONAL EQUITY
Foreign Large Blend	VDMIX	Vanguard Developed Markets Index
EUROPE STOCK	VEURX	Vanguard European Stock Index
Foreign Large Blend	VFWIX	Vanguard FTSE All-World ex-US Index
FOREIGN SMALL/MID GROWTH	VFSVX	Vanguard FTSE All-World ex-US Small-Cap Index
WORLD STOCK	VHGEX	Vanguard Global Equity
FOREIGN SMALL/MID GROWTH	VINEX	Vanguard International Explorer
Foreign Large Blend	VWIGX	Vanguard International Growth
Foreign Large Value	VTRIX	Vanguard International Value
DIVERSIFIED PACIFIC/ASIA	VPACX	Vanguard Pacific Stock Index
Foreign Large Blend	VGTSX	Vanguard Total International Stock Index

Emerging Market
DIVERSIFIED EMERGING MKTS	VEIEX	Vanguard Emerging Markets Stock Index

FIXED INCOME
Intermediate Government	VFIIX	Vanguard GNMA
High Yield Bond	VWEHX	Vanguard High-Yield Corporate
Inflation-Protected Bond	VIPSX	Vanguard Inflation-Protected Securities
Intermediate-Term Bond	VBIIX	Vanguard Intermediate-Term Bond Index
Intermediate-Term Bond	VFICX	Vanguard Intermediate-Term Investment Grade
Intermediate Government	VFITX	Vanguard Intermediate-Term Treasury Fund
Long-Term Bond	VBLTX	Vanguard Long-Term Bond Index
Long-Term Bond	VWESX	Vanguard Long-Term Investment Grade
LONG GOVERNMENT	VUSTX	Vanguard Long-Term Treasury
Short-Term Bond	VBISX	Vanguard Short-Term Bond Index
SHORT GOVERNMENT	VSGBX	Vanguard Short-Term Federal
Short-Term Bond	VFSTX	Vanguard Short-Term Investment-Grade
SHORT GOVERNMENT	VFISX	Vanguard Short-Term Treasury
Intermediate-Term Bond	VBTSX	Vanguard Total Bond Market Index Signal

REAL ESTATE
REAL ESTATE	VGSIX	Vanguard REIT Index

Investment model portfolios

We provide two types of investment model portfolios for University of Pennsylvania Basic Plan Vanguard participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
University of Pennsylvania Basic Plan Vanguard Strategic Asset Allocation – Optimal Moderate	NA	20.10%	0.80%	6.54%	5.77%	7.07%	6.92%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	University of… Moderate	-1.11	20.10	0.80	6.54	5.77	7.07	6.92	…	…	NA	0.03	4.44	10.49	-15.14	7.86	21.17	19.25	-5.47	11.31	5.43	-0.53	7.47	11.03	11.43	-0.88	14.37	30.51	-24.94	8.43	14.17	11.22	17.26	25.44	-1.41	4.13	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	University of… Moderate	NA	-0.14	-0.41	0.20	0.34	NA	NA	…	…	NA	0.00	-0.25	0.74	-1.21	0.89	1.15	2.82	-0.47	2.34	0.65	-0.07	1.21	1.51	1.64	-0.07	1.21	1.53	-1.12	0.54	1.43	1.51	2.40	3.52	-0.28	0.21	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	University of… Moderate	NA	8.50	10.47	12.18	10.68	NA	NA	…	…	NA	7.09	8.56	8.43	13.60	8.76	18.27	6.32	14.42	4.57	8.01	8.27	6.17	7.29	6.93	13.77	11.77	19.84	23.18	10.10	7.62	6.01	6.81	7.02	9.05	8.58	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	University of… Moderate	NA	6.51	21.60	22.36	22.36	NA	NA	…	…	NA	0.65	6.44	8.14	22.02	6.57	21.84	2.95	15.10	2.04	6.68	9.06	5.17	7.93	5.26	14.24	8.81	16.90	36.48	6.99	8.65	4.44	8.12	5.57	15.30	10.77	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	University of… Moderate	NA	3.76	5.19	4.44	3.71	NA	NA	…	…	NA	NA	0.92	3.22	5.34	5.69	2.93	4.26	3.22	0.29	3.04	4.24	4.12	3.46	3.22	3.08	2.27	2.57	3.42	5.25	5.35	4.93	3.52	2.95	3.10	4.99	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
University of Pennsylvania Basic Plan Vanguard Tactical Asset Allocation Moderate	NA	24.69%	-0.07%	3.92%	3.63%	5.40%	7.17%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	University of… Moderate	-1.45	24.69	-0.07	3.92	3.63	5.40	7.17	…	…	NA	-0.06	7.94	14.32	-22.14	13.49	8.37	12.82	-4.49	11.82	3.44	-5.32	4.65	11.48	2.46	6.35	15.27	17.43	-2.14	18.72	15.97	13.74	10.59	20.75	11.95	6.96	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	University of… Moderate	NA	0.29	-0.33	0.07	0.18	NA	NA	…	…	NA	-0.01	0.15	0.95	-1.43	1.35	0.89	2.18	-0.77	2.25	0.60	-0.81	0.79	1.59	0.38	0.51	1.29	1.48	-0.40	1.26	1.42	1.51	1.11	3.12	1.53	0.82	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	University of… Moderate	NA	9.03	12.45	11.43	9.14	NA	NA	…	…	NA	9.89	9.13	10.62	16.47	9.97	9.13	5.24	7.57	4.98	5.43	6.61	5.84	7.18	6.34	12.35	11.74	11.69	7.65	12.49	8.94	7.68	8.67	6.42	7.10	5.68	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	University of… Moderate	NA	5.37	22.91	25.87	25.87	NA	NA	…	…	NA	0.93	5.28	10.14	25.76	7.13	10.36	3.14	11.26	2.23	5.97	10.14	5.48	7.79	6.01	11.75	7.76	7.25	9.18	9.47	10.52	5.89	12.53	4.58	4.81	4.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	University of… Moderate	NA	3.14	3.59	3.42	3.16	NA	NA	…	…	NA	NA	0.37	3.33	3.71	3.12	2.84	4.09	2.55	0.27	4.58	3.57	3.59	3.85	4.62	5.19	5.03	4.14	4.11	5.06	4.35	3.47	2.91	5.96	5.42	6.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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