BECK TOOL INC 401K PLAN Investment Model Portfolios

Investment options of BECK TOOL INC 401K PLAN

Total Available Funds: 62

Asset Class

Ticker

Description

US EQUITY
LARGE VALUE	UMBIX	Columbia Value & Restructuring Z
LARGE VALUE	MALVX	BlackRock Large Cap Value Instl
LARGE VALUE	JIQVX	JHFunds2 Optimized Value 1
LARGE VALUE	PAFDX	T. Rowe Price Equity Income Adv
LARGE VALUE	BEGRX	Mutual Beacon Z
LARGE VALUE	RWMFX	American Funds Washington Mutual R5
LARGE BLEND	DIEQX	Domini Social Equity Instl
LARGE BLEND	JILPX	JHFunds2 Large Cap 1
LARGE BLEND	NYVTX	Davis NY Venture A
LARGE BLEND	RICFX	American Funds Invmt Co of Amer R5
LARGE GROWTH	SAGYX	Legg Mason ClearBridge Aggressive Gr I
LARGE GROWTH	JIBCX	JHFunds2 Blue Chip Growth 1
LARGE GROWTH	JICPX	JHFunds2 Capital App 1
LARGE GROWTH	RGAFX	American Funds Growth Fund of Amer R5
MID-CAP VALUE	RMCVX	Columbia Mid Cap Value Opportunity R4
MID-CAP VALUE	JEMUX	JHT Mid Value Series I
Mid-Cap Growth	JIMSX	JHFunds2 Mid Cap Stock 1
Mid-Cap Growth	TWCVX	American Century Vista Inv
Mid-Cap Growth	FRSGX	Franklin Small-Mid Cap Growth A
SMALL VALUE	RYPNX	Royce Opportunity Invmt
SMALL VALUE	JESVX	JHT Small Cap Value Trust Ser I
SMALL BLEND	JISOX	JHFunds2 Small Cap Opp 1
Small Growth	VISGX	Vanguard Small Cap Growth Index Inv
Small Growth	JESGX	JHT Small Cap Growth Trust Ser I
Small Growth	GTSAX	AIM Small Cap Growth A
LARGE BLEND	JEQAX	JHT Optimized All Cap Trust Series I
LARGE BLEND	JICVX	JHFunds2 All Cap Value 1
SMALL BLEND	JESIX	JHT Small Cap Index Trust Ser I
MID-CAP BLEND	JECIX	JHT Mid Cap Index Trust Ser I
LARGE BLEND	JETSX	JHT Total Stock Market Index Tr Ser I
LARGE BLEND	JEINX	JHT 500 Index Trust Ser I
LARGE BLEND	JILAX	JHancock2 Lifestyle Aggressive 1
LARGE BLEND	JILGX	JHancock2 Lifestyle Growth 1

INTERNATIONAL EQUITY
Foreign Small/Mid Value	JIIMX	JHFunds2 Intl Small Cap 1
Foreign Large Value	JIVIX	JHFunds2 International Value 1
WORLD STOCK	TEMWX	Templeton World A
Foreign Large Blend	RERFX	American Funds EuroPacific Gr R5
WORLD STOCK	MDISX	Mutual Global Discovery Z
Foreign Large Growth	JIIOX	JHFunds2 Intl Opportunities 1
WORLD STOCK	OGLYX	Oppenheimer Global Y
Foreign Large Blend	JEIEX	JHT Intl Equity Index Trust A Ser I

Others
Moderate Allocation	RLBFX	American Funds American Balanced R5
World Allocation	MALOX	BlackRock Global Allocation Instl
Moderate Allocation	PAALX	PIMCO All Asset Admin
Equity Energy	VGENX	Vanguard Energy Inv
Technology	PASTX	T. Rowe Price Science & Tech Adv
Technology	JESTX	JHT Science & Technology Trust Ser I
Financial	JEFSX	JHT Financial Services Trust Ser I
Health	PRHSX	T. Rowe Price Health Sciences
Utilities	MMUHX	MFS Utilities R3
Moderate Allocation	JILBX	JHancock2 Lifestyle Balanced 1
Conservative Allocation	JILMX	JHancock2 Lifestyle Moderate 1
Conservative Allocation	JILCX	JHancock2 Lifestyle Conservative 1

FIXED INCOME
Intermediate-Term Bond	JEBNX	JHT Total Bond Market Trust A Ser I
SHORT GOVERNMENT	STABLEVALUE	John Hancock Stable Value Fund
Intermediate-Term Bond	PTRAX	PIMCO Total Return Admin
Inflation-Protected Bond	PARRX	PIMCO Real Return Admin
Multisector Bond	RPSIX	T. Rowe Price Spectrum Income
Multisector Bond	JESNX	JHT Strategic Income Opps Trust Ser I
High Yield Bond	SAHYX	Legg Mason WA Global Hi Yld Bd A
WORLD BOND	PADMX	PIMCO Global Bond (Unhedged) Admin

REAL ESTATE
REAL ESTATE	JIREX	JHFunds2 Real Estate Secs 1

Investment model portfolios

We provide two types of investment model portfolios for BECK TOOL INC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
BECK TOOL INC 401K PLAN Tactical Asset Allocation Moderate	NA	27.64%	10.00%	11.01%	7.50%	7.93%	8.58%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	BECK TOOL INC… Moderate	-0.75	27.64	10.00	11.01	7.50	7.93	8.58	…	…	NA	0.82	16.49	23.59	-10.05	12.33	15.07	15.35	-2.79	7.33	6.68	-3.11	3.50	10.06	9.93	0.77	14.42	28.99	-5.69	10.93	19.99	2.04	9.66	20.69	3.65	6.96	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	BECK TOOL INC… Moderate	NA	1.22	0.69	0.86	0.70	NA	NA	…	…	NA	0.08	1.05	2.48	-1.09	1.09	1.49	2.57	-0.53	1.04	1.01	-0.40	0.55	1.30	1.93	0.07	1.03	2.73	-0.94	0.87	2.24	-0.02	1.17	2.95	0.45	0.93	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	BECK TOOL INC… Moderate	NA	9.40	9.29	9.87	8.50	NA	NA	…	…	NA	9.48	9.46	7.79	10.45	11.24	9.97	5.42	7.81	6.44	6.44	7.90	6.38	7.71	5.10	11.36	13.88	10.57	7.05	9.09	7.46	5.81	7.48	6.77	5.58	4.98	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	BECK TOOL INC… Moderate	NA	7.25	13.42	15.78	15.78	NA	NA	…	…	NA	0.61	7.25	4.93	15.78	5.56	11.57	2.50	9.44	4.84	5.36	9.09	4.74	7.67	4.53	11.34	12.05	4.68	13.72	6.33	5.20	5.26	7.42	4.88	5.77	4.23	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	BECK TOOL INC… Moderate	NA	15.75	11.73	9.51	7.02	NA	NA	…	…	NA	NA	4.19	15.43	6.42	9.07	7.91	4.72	2.83	0.24	7.03	6.18	6.30	2.40	4.28	4.43	4.55	4.14	5.14	6.04	18.88	2.51	5.10	5.09	5.37	7.82	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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