HITACHI DATA SYSTEMS RETIREMENT AND SAVINGS PROGRAM Investment Model Portfolios

Hitachi Data Systems Retirement and Savings Program is a defined contribution plan with a profit-sharing component and 401k feature.

Investment options of HITACHI DATA SYSTEMS RETIREMENT AND SAVINGS PROGRAM

Total Available Funds: 37

Asset Class

Ticker

Description

Others
ROOT	CASH	non-interest bearing cash
null	noticker	brokeragelink
Moderate Allocation	DODBX	dodge & cox balanced fund
Retirement Income	FFFAX	fidelity freedom income fund
Target Date 2000-2010	FFFBX	fidelity freedom 2000 fund
Target Date 2000-2010	FFFCX	fidelity freedom 2010 fund
Target Date 2016-2020	FFFDX	fidelity freedom 2020 fund
Target Date 2026-2030	FFFEX	fidelity freedom 2030 fund
Target Date 2036-2040	FFFFX	fidelity freedom 2040 fund
Target Date 2000-2010	FFFVX	fidelity freedom 2005 fund
Target Date 2011-2015	FFVFX	fidelity freedom 2015 fund
Target Date 2021-2025	FFTWX	fidelity freedom 2025 fund
Target Date 2031-2035	FFTHX	fidelity freedom 2035 fund
Target Date 2041-2045	FFFGX	fidelity freedom 2045 fund
Target Date 2050+	FFFHX	fidelity freedom 2050 fund
ROOT	CASH	fidelity retirement money market fund
Moderate Allocation	FBAKX	fidelity balanced fund k

US EQUITY
LARGE GROWTH	ACARX	alger cap appreciation fund i
LARGE GROWTH	MLAIX	mainstay large cap growth fund i
SMALL BLEND	RLPRX	royce low priced stock fund
LARGE VALUE	ACSRX	van kampen common stock fund i
MID-CAP VALUE	ARTQX	artisan mid-cap value investment fund
LARGE BLEND	DNVYX	davis new york venture fund y
Mid-Cap Growth	RAISX	rainier small mid-cap fund i
US EQUITY	noticker	fidelity managed income portfolio fund
LARGE BLEND	FUSEX	fidelity spartan u.s. equity index fund
LARGE GROWTH	FCNKX	fidelity contrafund k
LARGE VALUE	FEIKX	fidelity equity income fund k
MID-CAP BLEND	FLPKX	fidelity low-priced stock fund k
LARGE GROWTH	FMGKX	fidelity magellan fund k
LARGE GROWTH	FOCKX	fidelity otc portfolio fund k

FIXED INCOME
Intermediate-Term Bond	PTTRX	pimco total return institutional fund
Intermediate-Term Bond	FBIDX	fidelity u.s. bond index fund

Emerging Market
DIVERSIFIED EMERGING MKTS	ODVYX	oppenheimer developing markets fund y

INTERNATIONAL EQUITY
Foreign Large Blend	RERFX	american funds europacific growth fund r5
Foreign Large Growth	FDIKX	fidelity diversified international fund k

REAL ESTATE
REAL ESTATE	FRESX	fidelity real estate investment fund

Investment model portfolios

We provide two types of investment model portfolios for HITACHI DATA SYSTEMS RETIREMENT AND SAVINGS PROGRAM participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Hitachi Data Systems Retirement and Savings Program Tactical Asset Allocation Moderate	NA	10.35%	4.19%	8.06%	4.22%	7.17%	7.46%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	13.68%	9.60%	12.45%	11.73%	14.30%	9.55%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	6.90%	1.73%	5.57%	5.32%	7.88%	5.81%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Hitachi Data … Moderate	-0.11	10.35	4.19	8.06	4.22	7.17	7.46	…	…	NA	NA	-0.33	16.55	-10.33	9.02	17.23	20.81	-19.76	13.44	3.48	-3.37	5.13	13.21	6.15	1.48	16.46	33.19	-5.02	15.30	11.94	5.53	12.51	18.71	4.84	6.96	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.23	13.68	9.60	12.45	11.73	14.30	9.55	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	0.60	6.90	1.73	5.57	5.32	7.88	5.81	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Hitachi Data … Moderate	NA	1.30	0.24	0.74	0.35	NA	NA	…	…	NA	NA	-0.10	1.67	-1.18	0.96	1.54	2.89	-1.25	2.63	0.61	-0.55	0.76	2.09	1.07	0.16	1.19	2.87	-0.96	0.90	0.89	0.45	1.51	3.75	0.77	1.05	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Hitachi Data … Moderate	NA	7.56	8.83	9.11	9.14	NA	NA	…	…	NA	NA	9.50	7.38	9.91	9.39	11.07	6.71	16.89	4.87	5.36	6.14	6.72	6.31	5.69	9.18	13.77	11.55	6.21	13.66	9.71	7.45	7.68	4.80	4.87	4.43	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Hitachi Data … Moderate	NA	5.57	13.50	13.50	26.16	NA	NA	…	…	NA	NA	2.36	5.57	13.50	5.30	12.56	2.78	26.16	2.95	5.29	9.06	4.90	5.67	5.45	8.30	9.35	5.17	9.11	10.25	12.18	5.04	9.61	2.15	7.02	2.26	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Hitachi Data … Moderate	NA	5.07	3.81	4.42	3.43	NA	NA	…	…	NA	NA	0.13	5.26	1.71	4.45	5.83	4.91	1.86	0.29	3.51	1.60	4.95	4.93	3.15	2.59	4.12	4.73	3.21	5.13	5.79	4.59	5.11	4.59	6.32	8.49	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 11/30/2023, Common starting date is 12/31/2000

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