Breckinridge Memorial Hospital Tax Deferred Annuity Plan
Investment Model Portfolios

Breckinridge Memorial Hospital Tax Deferred Annuity Plan is a defined contribution plan.

Investment options of Breckinridge Memorial Hospital Tax Deferred Annuity Plan

Total Available Funds: 24

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
WORLD STOCK	VHGEX	MSF- Oppenheimer Global Equity -cl A

US EQUITY
US Small Cap	^RUT	Russell (r) 2000 Index
LARGE BLEND	MDLRX	MSF- T.rowe Price Large Cap Gr Cl A
Small Growth	PRDSX	MSF- T.rowe Price Small Cap Gr – Cl A
LARGE BLEND	American Funds Growth	American Funds Growth-income Fund2
LARGE VALUE	MALVX	MSF- Blackrock Large Cap Value – Cl E
LARGE BLEND	SVVSX	MSF- Davis Venture Value – Cl A
LARGE GROWTH	VPGSX	Fidelity (r) Vip Growth
LARGE GROWTH	PJFAX	MSF – Jennison Growth – Cl A
MID-CAP VALUE	ARTQX	MSF – Met/artisan Mid Cap Value – Cl A
Mid-Cap Growth	IWP	Social Mid Cap Growth Portfolio X

Others
ROOT	NoTicker	Fixed Int Acct
null	null	MSF- Artio International Stock – Cl A
null	null	MSF- Blackrock Aggressive Growth – Cl A
null	null	MSF- Blackrock Diversified – Cl A
ROOT	unknow	MSF Fof – Con To Mod Allocation – Cl A
ROOT	unknow	MSF Fof – Mod To Agg Allocation – Cl A
EQUITY	MET	MSF – Metlife Stock Index – Cl A
null	null	MSF – Mfs (r) Total Return – Cl A
null	null	MIST – T.rowe Price Mid Cap Growth Cl A
null	null	MSF – Western Asset Mgmt Strat Bond Opp

FIXED INCOME
Intermediate-Term Bond	FBNDX	Fidelity (r) Investment Grade Bond
Intermediate-Term Bond	PTRAX	MIST – Pimco Total Return – Cl A
WORLD BOND	noticker	fixed Interest Account

Investment model portfolios

We provide two types of investment model portfolios for Breckinridge Memorial Hospital Tax Deferred Annuity Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Click here for more plan details and features ►

Breckinridge Memorial Hospital Tax Deferred Annuity Plan Investment Model Portfolios

Investment options of Breckinridge Memorial Hospital Tax Deferred Annuity Plan

Investment model portfolios

Breckinridge Memorial Hospital Tax Deferred Annuity Plan
Investment Model Portfolios