Penn Mutual Retirement Plan Investment Model Portfolios

Penn Mutual Retirement Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Investment options of Penn Mutual Retirement Plan

Total Available Funds: 25

Asset Class

Ticker

Description

Others
ROOT	unknow	Penn Series Funds Vontobel Asset Management, Inc. International Equity
ROOT	CASH	Penn Series Funds Independence Capital Management, Inc., Money Market
ROOT	unknow	Penn Series Funds State Street Global Advisors Developed International Index Fund
ROOT	unknow	Penn Series Funds Wells SMID Cap Growth
ROOT	unknow	United States Treasury Bond
ROOT	unknow	Penn Series Funds Oppenheimer Small Cap Value
ROOT	unknow	Penn Series Funds State Street Global Advisors Index 500
ROOT	CASH	Penn Series Funds Independence Capital Management, Inc., Money Market
ROOT	unknow	Penn Series Funds Oppenheimer Small Cap Value
ROOT	unknow	Penn Series Funds Wells SMID Cap Growth

US EQUITY
LARGE VALUE	ERSTX	Penn Series Funds Eaton Vance Large Core Value
LARGE BLEND	SVSPX	Penn Series Funds State Street Global Advisors Index 500
LARGE GROWTH	PRGFX	Penn Series Funds T. Rowe Price Associates, Inc., Large Growth Stock
SMALL BLEND	NAESX	Penn Series Funds State Street Global Advisors Small Cap Index
MID-CAP VALUE	ABSRX	Penn Series Funds Alliance Bernstein SMID Cap Value
MID-CAP VALUE	LMCYX	Penn Series Funds Lord, Abbett & Co., LLC Mid Core Value
SMALL VALUE	GSSIX	Penn Series Funds Goldman, Sachs Asset Management, L.P., Small Cap Value
LARGE VALUE	EHSTX	Penn Series Funds Eaton Vance Large Core Value
Mid-Cap Growth	TMGFX	Penn Series Funds Turner Investment Partners, Inc., Mid Cap Growth
LARGE GROWTH	PRGFX	Penn Series Funds T. Rowe Price Associates, Inc.,Large Growth Stock
MID-CAP VALUE	LAVLX	Penn Series Funds Lord, Abbett & Co., LLC Mid Core Value
SMALL VALUE	GSSIX	Penn Series Funds Goldman, Sachs Asset Management, L.P., Small Cap Value
Mid-Cap Growth	TMGEX	Penn Series Funds Turner Investment Partners, Inc., Mid Cap Growth
SMALL BLEND	NAESX	Penn Series Funds State Street Global Advisors Small Cap Index
MID-CAP VALUE	ABSRX	Penn Series Funds Alliance Bernstein SMID Cap Value

Investment model portfolios

We provide two types of investment model portfolios for Penn Mutual Retirement Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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