Freeman Webb Company, Realtors 401(k) Salary Reduction Plan Investment Model Portfolios

Freeman Webb Company, Realtors 401k Salary Reduction Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Investment options of Freeman Webb Company, Realtors 401(k) Salary Reduction Plan

Total Available Funds: 28

Asset Class

Ticker

Description

US EQUITY
LARGE VALUE	ACSTX	Van Kampen Comstock A
SMALL VALUE	PSOAX	J.P.Morgan Small Cap Value A
MID-CAP BLEND	QVSCX	Oppenheimer Small&Mid Cap Value A
LARGE GROWTH	RRGSX	T.Rowe Price Growth Stock R
LARGE BLEND	SRVEX	Victory Diversified Stock A
LARGE VALUE	ERSTX	Eaton Large Cap Value
MID-CAP VALUE	BMCAX	Blackrock Midcap Value Equity A
MID-CAP BLEND	FLSTX	Fidelity Advisor Leveraged Company Stock T
MID-CAP BLEND	FASPX	Fidelity Advisor Value Strategies T
SMALL BLEND	FSCTX	Fidelity Advisor Small Cap T
LARGE GROWTH	FRGTX	Fidelity Advisor Dynamic Cap Appr T
LARGE GROWTH	FNITX	Fidelity Advisor New Insights T

INTERNATIONAL EQUITY
WORLD STOCK	OPPAX	Oppenheimer Global A
Foreign Large Blend	THVRX	Thornburg International Value R4
Foreign Large Blend	FTADX	Fidelity Advisor International Discovery T

FIXED INCOME
Intermediate-Term Bond	PTRRX	PIMCO Total Return R
Multisector Bond	FSIAX	Fidelity Advisor Strategic Income T
SHORT GOVERNMENT	STABLEVALUE	Fidelity Advisor Stable Value

REAL ESTATE
REAL ESTATE	FHETX	Fidelity Advisor Real Estate T

Others
Target Date 2016-2020	FDTFX	Fidelity Advisor Freedom 2020 T
Target Date 2026-2030	FTFEX	Fidelity Advisor Freedom 2030 T
Target Date 2036-2040	FTFFX	Fidelity Advisor Freedom 2040 T
Target Date 2050+	FFFQX	Fidelity Advisor Freedom 2050 T
Target Date 2000-2010	FFTVX	Fidelity Advisor Freedom 2005 T
Target Date 2011-2015	FFVTX	Fidelity Advisor Freedom 2015 T
Target Date 2021-2025	FTTWX	Fidelity Advisor Freedom 2025 T
Target Date 2031-2035	FTTHX	Fidelity Advisor Freedom 2035 T
Target Date 2041-2045	FFFTX	Fidelity Advisor Freedom 2045 T

Investment model portfolios

We provide two types of investment model portfolios for Freeman Webb Company, Realtors 401(k) Salary Reduction Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Freeman Webb Company, Realtors 401(k) Salary Reduction Plan Tactical Asset Allocation Moderate	NA	24.25%	-1.17%	4.05%	4.11%	5.81%	6.79%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Freeman Webb … Moderate	-1.17	24.25	-1.17	4.05	4.11	5.81	6.79	…	…	NA	-0.40	0.70	11.19	-18.88	14.06	10.33	8.51	-1.60	8.25	6.16	-1.20	4.08	14.23	10.75	-0.94	12.80	23.87	-4.28	11.36	17.36	3.03	11.20	22.75	-2.65	3.81	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Freeman Webb … Moderate	NA	-0.47	-0.50	0.01	0.16	NA	NA	…	…	NA	-0.05	-0.53	0.59	-1.26	1.34	1.01	1.42	-0.36	1.18	1.15	-0.19	0.65	2.08	1.98	-0.10	0.86	2.51	-1.09	0.86	1.83	0.12	1.31	4.11	-0.89	0.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Freeman Webb … Moderate	NA	10.95	13.13	12.07	9.64	NA	NA	…	…	NA	8.60	11.05	11.78	16.02	10.45	10.00	4.99	8.09	6.46	5.18	6.64	6.26	6.81	5.39	9.63	14.74	9.47	4.76	9.68	7.71	7.30	7.81	5.37	4.21	2.49	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Freeman Webb … Moderate	NA	10.92	21.76	25.28	25.28	NA	NA	…	…	NA	0.95	10.83	13.55	23.81	5.40	14.63	2.54	8.11	6.28	3.58	7.53	5.54	6.34	3.91	11.12	11.80	5.02	8.21	7.33	5.60	5.23	9.97	2.53	7.20	2.66	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Freeman Webb … Moderate	NA	2.66	5.26	4.80	4.14	NA	NA	…	…	NA	NA	0.54	2.51	6.61	5.79	5.06	3.12	3.12	0.38	3.16	3.98	6.76	4.37	4.36	2.28	3.83	4.31	3.11	4.61	6.06	4.50	3.58	3.19	2.33	4.21	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.59	1.52	2.77	3.90	3.50	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.49	5.98	4.34	4.53	4.38	4.23	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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