ATT Interactive 401(k) Success Sharing Plan Investment Model Portfolios

ATT Interactive 401(k) Success Sharing Plan is a defined contribution plan with a profit-sharing component and 401k feature.

Investment options of ATT Interactive 401(k) Success Sharing Plan

Total Available Funds: 29

Asset Class

Ticker

Description

FIXED INCOME
SHORT GOVERNMENT	STABLEVALUE	Fidelity Investments Fidelity Stable Value Fund
Intermediate-Term Bond	PTRRX	Pimco Pimco Total Return R
Intermediate Government	FVIAX	Fidelity Investments Fidelity Gov Income A

US EQUITY
SMALL VALUE	PNVRX	Allianz Funds Allnz NFJ Small Cap Value
LARGE BLEND	PEOPX	Dreyfus Funds Dreyfus S&P 500 Index
Mid-Cap Growth	TWVAX	American Century Investments AM Century Vista Adv
Small Growth	VASCX	Invesco Van Kampen VK Small Cap Grth A
MID-CAP VALUE	JMVIX	Janus Perkins Mid Cap Value S
MID-CAP BLEND	FLSAX	Fidelity Investments Fidelity Lev Co Stock A
LARGE GROWTH	EPGAX	Fidelity Investments Fidelity Equity Growth A
LARGE VALUE	FLUAX	Fidelity Investments Fidelity Large Cap Value A
SMALL BLEND	FSCDX	Fidelity Investments Fidelity Small Cap A

INTERNATIONAL EQUITY
WORLD STOCK	AGORX	American Century Investments AM Century Global Growth
PACIFIC/ASIA EX-JAPAN STK	FHKAX	Fidelity Investments Fidelity China Region A
Foreign Large Blend	FIADX	Fidelity Investments Fidelity INTL Discovery

Emerging Market
DIVERSIFIED EMERGING MKTS	FAMKX	Fidelity Investments Fidelity Emerging Markets A

Others
Consumer Staples	FDAGX	Fidelity Investments Fidelity Cons Staples A
Target Date 2000-2010	FFFVX	Fidelity Investments Fidelity Freedom 2005
Target Date 2000-2010	FFFCX	Fidelity Investments Fidelity Freedom 2010
Target Date 2011-2015	FFVFX	Fidelity Investments Fidelity Freedom 2015
Target Date 2016-2020	FFFDX	Fidelity Investments Fidelity Freedom 2020
Target Date 2021-2025	FFTWX	Fidelity Investments Fidelity Freedom 2025
Target Date 2026-2030	FFFEX	Fidelity Investments Fidelity Freedom 2030
Target Date 2031-2035	FFTHX	Fidelity Investments Fidelity Freedom 2035
Target Date 2036-2040	FFFFX	Fidelity Investments Fidelity Freedom 2040
Target Date 2041-2045	FFFGX	Fidelity Investments Fidelity Freedom 2045
Target Date 2050+	FFFHX	Fidelity Investments Fidelity Freedom 2050
Retirement Income	FFFAX	Fidelity Investments Fidelity Freedom Income
noticker	noticker	Participant Loans

Investment model portfolios

We provide two types of investment model portfolios for ATT Interactive 401(k) Success Sharing Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
ATT Interactive 401(k) Success Sharing Plan Strategic Asset Allocation - Optimal Moderate	NA	24.22%	2.21%	6.38%	3.35%	4.89%	8.08%	7.38%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	36.15%	11.75%	15.91%	13.27%	14.01%	10.60%	8.75%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	23.52%	4.14%	7.43%	6.41%	7.28%	6.30%	5.90%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	ATT Interacti... Moderate	0.94	24.22	2.21	6.38	3.35	4.89	8.08	7.38	NA	8.73	10.12	-16.21	6.10	18.87	17.32	-19.61	9.82	0.31	-1.04	4.09	13.99	11.75	-3.40	13.09	121.78	-28.05	15.52	9.10	9.54	13.50	32.91	-16.96	-5.73	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	0.78	36.15	11.75	15.91	13.27	14.01	10.60	8.75	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	0.81	23.52	4.14	7.43	6.41	7.28	6.30	5.90	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	ATT Interacti... Moderate	NA	0.36	-0.30	0.20	0.10	NA	NA	0.34	NA	0.25	0.67	-1.26	0.64	1.09	2.17	-1.14	1.91	0.01	-0.12	0.63	1.97	1.43	-0.23	1.12	2.05	-1.35	1.22	0.71	0.90	1.55	2.92	-1.28	-0.61	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.52	0.92	0.81	0.66	NA	NA	0.45	0.47	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.56	0.73	0.52	0.49	NA	NA	0.51	0.85	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	ATT Interacti... Moderate	NA	9.01	10.91	12.15	11.41	NA	NA	16.62	NA	9.07	8.80	14.00	9.55	17.08	7.32	18.33	4.80	8.35	8.96	6.49	7.09	8.20	14.71	11.57	59.30	21.53	10.29	8.17	8.22	8.11	11.05	14.14	13.29	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.81	17.18	17.40	18.47	NA	NA	18.10	23.67	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.51	10.10	10.07	10.41	NA	NA	11.48	12.15	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	ATT Interacti... Moderate	NA	5.38	22.36	24.26	25.73	NA	NA	39.00	NA	5.38	9.16	22.36	5.22	19.34	3.45	25.52	4.69	7.84	10.14	5.09	6.65	6.96	15.38	8.68	15.23	37.11	7.66	9.66	5.77	5.57	7.97	21.66	19.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	ATT Interacti... Moderate	NA	4.48	4.36	4.67	3.85	NA	NA	3.28	NA	0.49	4.55	3.19	4.88	6.84	3.60	4.05	0.32	1.07	7.22	2.65	1.81	3.87	2.10	3.61	3.69	3.26	5.43	3.67	3.46	2.89	1.08	0.57	1.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 09/30/2024, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
ATT Interactive 401(k) Success Sharing Plan Tactical Asset Allocation Moderate	NA	22.16%	2.58%	7.10%	2.98%	4.14%	7.05%	6.35%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	ATT Interacti... Moderate	-1.02	22.16	2.58	7.10	2.98	4.14	7.05	6.35	NA	5.49	13.55	-13.57	7.28	17.28	4.63	-16.46	12.97	1.18	-3.87	0.80	16.42	7.61	-0.76	4.93	27.56	-0.95	21.34	17.77	14.64	9.60	12.30	-8.18	0.62	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	ATT Interacti... Moderate	NA	0.04	-0.19	0.29	0.07	NA	NA	0.52	0.09	-0.11	1.22	-1.07	0.71	1.91	0.49	-1.07	2.36	0.19	-0.75	0.12	2.41	1.22	-0.09	0.43	2.50	-0.30	1.47	1.42	1.82	1.08	2.21	-1.89	-0.56	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.52	0.92	0.81	0.66	NA	NA	0.45	0.47	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.56	0.73	0.52	0.49	NA	NA	0.51	0.85	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	ATT Interacti... Moderate	NA	9.70	10.76	10.32	9.66	NA	NA	8.78	7.58	9.76	7.64	13.93	10.20	8.90	6.57	16.59	5.23	5.18	5.20	6.39	6.80	6.20	8.36	11.27	10.98	6.23	12.45	10.25	6.85	8.04	5.25	4.90	3.01	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.81	17.18	17.40	18.47	NA	NA	18.10	23.67	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.51	10.10	10.07	10.41	NA	NA	11.48	12.15	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	ATT Interacti... Moderate	NA	9.27	16.54	20.44	21.65	NA	NA	21.65	0.56	9.27	6.63	17.72	6.12	5.74	4.42	21.65	4.18	5.99	7.95	6.36	4.48	5.87	7.55	9.49	4.92	7.67	10.06	14.43	6.23	7.73	3.89	9.54	3.92	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	ATT Interacti... Moderate	NA	2.83	4.20	4.87	3.17	NA	NA	3.30	NA	0.56	3.14	2.89	5.98	5.10	7.23	2.19	0.05	1.04	1.98	1.99	3.20	4.78	3.25	3.85	4.19	3.39	5.77	2.22	2.44	3.24	2.02	1.63	3.81	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

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