Market Cap BuyDontHold Investment Model Portfolios

Investment options of Market Cap BuyDontHold

Total Available Funds: 14

Asset Class

Ticker

Description

US EQUITY
SMALL BLEND	IWC	iShares Russell Microcap Index
SMALL VALUE	IJS	iShares S&P SmallCap 600 Value Index
MID-CAP BLEND	IJH	iShares S&P MidCap 400 Index
Mid-Cap Growth	ARTMX	Artisan Mid Cap Inv
Small Growth	PSGIX	BlackRock Small Cap Growth Equity Instl
LARGE VALUE	DODGX	Dodge & Cox Stock
LARGE GROWTH	HACAX	Harbor Capital Appreciation Instl
SMALL BLEND	ICSCX	ICM Small Company
MID-CAP VALUE	CBMSX	Wells Fargo Advantage C&B Mid Cap Val I
LARGE BLEND	IVV	iShares S&P 500 Index

INTERNATIONAL EQUITY
Foreign Large Value	DODFX	Dodge & Cox International Stock
Foreign Large Blend	RERFX	American Funds EuroPacific Gr R5

Others
Conservative Allocation	OGIAX	JPMorgan Investor Balanced A

FIXED INCOME
Intermediate-Term Bond	PTRAX	PIMCO Total Return Admin

Investment model portfolios

We provide two types of investment model portfolios for Market Cap BuyDontHold participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

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