demo Morningstar
Investment Model Portfolios
Investment options of demo Morningstar
Total Available Funds: 64
| Asset Class |
Ticker
| Description |
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
DBC |
dbc |
| Commodities Precious Metals |
GLD |
gld |
| Commodities Precious Metals |
SLV |
slv |
|
| Others |
|
|
| EQUITY PRECIOUS METALS |
CEF |
cef |
| Equity Energy |
IYE |
iye |
| Financial |
IYF |
iyf |
| Financial |
VFH |
vfh |
| Currency |
UUP |
uup |
| Bear Market |
UDN |
udn |
| MISCELLANEOUS SECTOR |
VXX |
vxx |
| ROOT |
CASH |
cash |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
PXH |
pxh |
| DIVERSIFIED EMERGING MKTS |
DEM |
dem |
| DIVERSIFIED EMERGING MKTS |
SCHE |
sche |
|
| FIXED INCOME |
|
|
| Muni National Long |
VMO |
vmo |
| High Yield Bond |
HYG |
hyg |
| High Yield Bond |
JNK |
jnk |
| Inflation-Protected Bond |
TIP |
tip |
| WORLD BOND |
WIP |
wip |
| Intermediate-Term Bond |
AGG |
agg |
| Intermediate-Term Bond |
CIU |
ciu |
| Intermediate-Term Bond |
BIV |
biv |
| Intermediate-Term Bond |
BND |
bnd |
| Intermediate-Term Bond |
AGG |
agg |
| Bank Loan |
FFRHX |
ffrhx |
| SHORT GOVERNMENT |
SHY |
shy |
| SHORT GOVERNMENT |
SHV |
shv |
| Short-Term Bond |
CSJ |
csj |
| Short-Term Bond |
BSV |
bsv |
| Short-Term Bond |
VCSH |
vcsh |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
EFA |
efa |
| Foreign Large Blend |
VEU |
veu |
| Foreign Large Value |
EFV |
efv |
| Foreign Large Value |
PID |
pid |
|
| US EQUITY |
|
|
| LARGE BLEND |
IWV |
iwv |
| LARGE BLEND |
VTI |
vti |
| LARGE BLEND |
VV |
vv |
| LARGE BLEND |
SPY |
spy |
| LARGE VALUE |
DLN |
dln |
| LARGE BLEND |
RSP |
rsp |
| LARGE GROWTH |
IVW |
ivw |
| LARGE GROWTH |
IWZ |
iwz |
| LARGE GROWTH |
JKE |
jke |
| LARGE GROWTH |
VUG |
vug |
| LARGE GROWTH |
ELG |
elg |
| LARGE GROWTH |
QQQ |
qqq |
| LARGE GROWTH |
RPG |
rpg |
| LARGE VALUE |
VTV |
vtv |
| LARGE VALUE |
IVE |
ive |
| Mid-Cap Growth |
IJK |
ijk |
| Mid-Cap Growth |
IWP |
iwp |
| Mid-Cap Growth |
VOT |
vot |
| MID-CAP VALUE |
IJJ |
ijj |
| MID-CAP VALUE |
IWS |
iws |
| MID-CAP VALUE |
VOE |
voe |
| SMALL BLEND |
IJR |
ijr |
| SMALL BLEND |
IWM |
iwm |
| SMALL BLEND |
VB |
vb |
| SMALL BLEND |
UWM |
uwm |
| SMALL VALUE |
IWN |
iwn |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
IYR |
iyr |
| REAL ESTATE |
ICF |
icf |
| REAL ESTATE |
VNQ |
vnq |
| Global Real Estate |
IFGL |
ifgl |
|
Investment model portfolios
We provide two types of investment model portfolios for demo Morningstar participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
