SWAGELOK RETIREMENT SAVINGS PLAN Investment Model Portfolios

Investment options of SWAGELOK RETIREMENT SAVINGS PLAN

Total Available Funds: 11

Asset Class

Ticker

Description

US EQUITY
LARGE VALUE	RWMEX	Washington Mutual Investors Fund; Class R-4 Shares
Small Growth	PSCZX	Prudential Jennison Small Company Fund
SMALL VALUE	PSVZX	Prudential Investment Portfolios 5: Prudential Small Cap Value Fund; Class Z Shares
Mid-Cap Growth	MPEGX	Morgan Stanley Institutional Fund Trust: Mid Cap Growth Portfolio; Class I Shares
LARGE GROWTH	RGAEX	Growth Fund of America

INTERNATIONAL EQUITY
WORLD STOCK	RNPEX	New Perspective Fund; Class R-4 Shares
Foreign Large Growth	TIVRX	Thornburg Investment Trust: Thornburg International Value Fund; Class R5 Shares
Foreign Large Blend	REREX	EuroPacific Growth Fund; Class R-4 Shares

FIXED INCOME
Intermediate-Term Bond	PTTRX	PIMCO Funds: Total Return Fund; Institutional Class Shares
Intermediate Government	CPTNX	American Century Government Income Trust: Government Bond Fund; Investor Class Shares

Others
Moderate Allocation	RLBEX	American Balanced Fund; Class R-4 Shares

Investment model portfolios

We provide two types of investment model portfolios for SWAGELOK RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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