The University of Iowa Voluntary Retirement Savings TIAA-CREF Plan Investment Model Portfolios

This plan is created upon a user’s request. The other plan The University of Iowa Defined Contribution Retirement TIAA-CREF Plan has the similar investment choices. See this link for more detail.

Investment options of The University of Iowa Voluntary Retirement Savings TIAA-CREF Plan

Total Available Funds: 68

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	TIEIX	CREF Equity Index Account
LARGE GROWTH	TILIX	CREF Growth Account
LARGE BLEND	TIEIX	CREF Stock Account
LARGE BLEND	RFNFX	American Funds Fundamental Investors Fund
LARGE GROWTH	RGAFX	American Funds Growth Fund of America
LARGE VALUE	RWMFX	American Funds Washington Mutual Investors Fund
MID-CAP VALUE	NAMAX	Columbia Mid Cap Value Fund
SMALL VALUE	CSCZX	Columbia Small Cap Value Fund
LARGE VALUE	EHSTX	Eaton Vance Large-Cap Value Fund
Mid-Cap Growth	MGOYX	Columbia Mid Cap Value Fund
SMALL BLEND	RYOTX	Royce Micro-Cap Fund
MID-CAP BLEND	RPFIX	Royce Premier Fund
Small Growth	SIGWX	Sentinel Small Company Fund
LARGE GROWTH	TRSAX	T. Rowe Price Growth Stock Fund
LARGE BLEND	TIEIX	TIAA-CREF Equity Index Fund
LARGE BLEND	TIGRX	Sentinel Small Company Fund
LARGE GROWTH	TILGX	TIAA-CREF Large-Cap Growth Fund
LARGE GROWTH	TILIX	TIAA-CREF Large-Cap Growth Index Fund
LARGE VALUE	TRLIX	TIAA-CREF Large-Cap Value Fund
LARGE VALUE	TILVX	TIAA-CREF Large-Cap Value Index Fund
Mid-Cap Growth	TRPWX	TIAA-CREF Mid-Cap Growth Fund
MID-CAP VALUE	TIMVX	TIAA-CREF Mid-Cap Value Fund
LARGE BLEND	TISPX	TIAA-CREF S&P 500 Index Fund
SMALL BLEND	TISBX	TIAA-CREF Small-Cap Blend Index Fund
SMALL BLEND	TISEX	TIAA-CREF Small-Cap Equity Fund
LARGE BLEND	TISCX	TIAA-CREF Mid-Cap Growth Fund
MID-CAP BLEND	VEMSX	Vanguard Extended Market Index Fund
LARGE BLEND	VINIX	Vanguard Institutional Index Fund
SMALL BLEND	VSISX	Vanguard Small-Cap Index Fund
LARGE BLEND	TISCX	CREF Social Choice Account

INTERNATIONAL EQUITY
Foreign Large Blend	TIIEX	CREF Global Equities Account
WORLD STOCK	RWIFX	American Funds Capital World Growth and Income Fund
Foreign Large Blend	RERFX	American Funds EuroPacific Growth Fund
WORLD STOCK	RNPFX	American Funds New Perspective Fund
FOREIGN SMALL/MID GROWTH	PISRX	Forward International Small Companies Fund
Foreign Large Blend	HRINX	Harbor International Fund
Foreign Large Blend	TIVRX	Thornburg International Value Fund
Foreign Large Blend	TIIEX	TIAA-CREF International Equity Fund
Foreign Large Blend	TCIEX	TIAA-CREF International Equity Index Fund
Foreign Large Blend	VIDMX	TIAA-CREF Mid-Cap Value Fund

Emerging Market
DIVERSIFIED EMERGING MKTS	LZOEX	American Funds Washington Mutual Investors Fund
DIVERSIFIED EMERGING MKTS	TEQLX	TIAA-CREF Emerging Markets Equity Index Fund

Others
Moderate Allocation	PACLX	T. Rowe Price Capital Appreciation Fund
ROOT	CASH	CREF Money Market Account
ROOT	CASH	TIAA Traditional Account
World Allocation	RIRFX	American Funds Capital Income Builder Fund
Moderate Allocation	RIDFX	American Funds Income Fund of America
Target Date 2000-2010	TLTIX	TIAA-CREF Lifecycle Index 2010 Fund
Target Date 2011-2015	TLFIX	TIAA-CREF Lifecycle Index 2015 Fund
Target Date 2016-2020	TLWIX	TIAA-CREF Lifecycle Index 2020 Fund
Target Date 2021-2025	TLQIX	TIAA-CREF Lifecycle Index 2025 Fundnt
Target Date 2026-2030	TLHIX	TIAA-CREF Lifecycle Index 2030 Fund
Target Date 2031-2035	TLYIX	TIAA-CREF Lifecycle Index 2035 Fund
Target Date 2036-2040	TLZIX	TIAA-CREF Lifecycle Index 2040 Fund
Target Date 2041-2045	TLXIX	TIAA-CREF Lifecycle Index 2045 Fund
Target Date 2050+	TLLIX	TIAA-CREF Lifecycle Index 2050 Fund
Retirement Income	TRILX	TIAA-CREF Lifecycle Index Retirement Income Fund

REAL ESTATE
REAL ESTATE	TIREX	TIAA-CREF Real Estate Securities Fund
REAL ESTATE	TIREX	TIAA Real Estate Account

FIXED INCOME
Intermediate-Term Bond	TIBDX	CREF Bond Market Account
Inflation-Protected Bond	TIILX	CREF Inflation-Linked Bond Account
Intermediate Government	GSOIX	Goldman Sachs Government Income Fund
High Yield Bond	MHCAX	MainStay High-Yield Corporate Bond Fund
Intermediate-Term Bond	PTTRX	PIMCO Total Return Fund
High Yield Bond	TIHYX	TIAA Real Estate Account
Short-Term Bond	TISIX	TIAA-CREF Short-Term Bond Fund
Intermediate-Term Bond	VBTIX	Vanguard Total Bond Market Index Fund
Intermediate-Term Bond	WACPX	Western Asset Core Plus Bond Portfolio

Investment model portfolios

We provide two types of investment model portfolios for The University of Iowa Voluntary Retirement Savings TIAA-CREF Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
The University of Iowa Voluntary Retirement Savings TIAA-CREF Plan Strategic Asset Allocation – Optimal Moderate	NA	22.16%	2.37%	6.17%	5.27%	6.79%	6.39%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	The Universit… Moderate	-1.12	22.16	2.37	6.17	5.27	6.79	6.39	…	…	NA	0.04	6.46	11.65	-13.98	5.83	17.40	17.30	-5.08	8.18	4.37	0.78	5.46	9.60	12.65	-0.02	16.77	27.08	-25.72	8.25	13.29	10.07	14.50	23.83	-5.28	13.24	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	The Universit… Moderate	NA	0.06	-0.30	0.20	0.32	NA	NA	…	…	NA	0.00	-0.02	0.98	-1.23	0.62	0.93	2.34	-0.71	1.48	0.51	0.09	0.89	1.40	1.77	0.00	1.46	1.35	-1.12	0.56	1.28	1.37	1.94	3.12	-0.58	1.21	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	2.27	1.35	0.68	0.77	NA	NA	…	…	2.01	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	2.12	1.29	0.44	0.65	NA	NA	…	…	1.74	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	The Universit… Moderate	NA	7.29	9.41	11.82	9.94	NA	NA	…	…	NA	6.14	7.35	7.52	12.47	9.31	18.56	6.80	8.98	5.12	8.15	8.51	6.11	6.82	7.12	13.57	11.41	19.92	23.83	9.42	7.85	5.79	6.99	7.42	10.97	9.07	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	11.89	14.81	16.89	18.11	NA	NA	…	…	13.52	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.19	8.90	10.01	10.31	NA	NA	…	…	10.15	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	The Universit… Moderate	NA	6.33	19.50	22.21	22.21	NA	NA	…	…	NA	0.47	6.17	6.05	20.11	6.35	22.21	3.17	11.49	4.61	7.70	8.80	5.11	7.18	5.52	13.46	8.17	18.63	38.56	6.65	8.87	4.13	7.81	8.10	15.54	9.90	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	The Universit… Moderate	NA	4.36	4.47	4.38	3.82	NA	NA	…	…	NA	NA	0.78	4.06	4.06	4.28	5.82	2.62	4.06	0.23	3.20	5.06	4.04	6.10	4.61	3.49	2.17	2.73	4.04	6.47	5.90	6.58	4.52	2.98	2.23	6.67	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
The University of Iowa Voluntary Retirement Savings TIAA-CREF Plan Tactical Asset Allocation Moderate	NA	25.94%	-1.39%	3.38%	3.46%	5.65%	7.59%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	The Universit… Moderate	-1.28	25.94	-1.39	3.38	3.46	5.65	7.59	…	…	NA	-0.39	4.14	14.61	-24.43	14.91	8.67	12.92	-5.54	11.18	4.01	-3.70	4.35	10.60	11.48	0.40	18.89	24.79	-3.19	17.96	15.08	14.27	11.09	25.69	4.82	7.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	The Universit… Moderate	NA	-0.15	-0.48	-0.02	0.11	NA	NA	…	…	NA	-0.04	-0.22	0.86	-1.53	1.46	0.81	1.99	-0.91	1.96	0.66	-0.53	0.73	1.42	2.57	0.03	1.46	2.45	-0.59	1.23	1.40	1.86	1.10	5.53	0.75	0.93	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	2.27	1.35	0.68	0.77	NA	NA	…	…	2.01	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	2.12	1.29	0.44	0.65	NA	NA	…	…	1.74	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	The Universit… Moderate	NA	11.09	13.58	12.40	9.85	NA	NA	…	…	NA	9.99	11.14	12.05	16.85	10.19	10.40	5.78	7.54	5.38	5.76	7.06	5.96	7.45	4.45	10.86	12.85	10.08	6.99	12.14	8.44	6.51	9.23	4.52	4.93	5.20	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	11.89	14.81	16.89	18.11	NA	NA	…	…	13.52	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.19	8.90	10.01	10.31	NA	NA	…	…	10.15	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	The Universit… Moderate	NA	8.65	27.71	29.81	29.81	NA	NA	…	…	NA	1.08	8.65	12.85	29.81	4.25	15.25	3.38	11.99	2.44	6.00	9.64	5.65	7.56	3.23	10.91	9.02	5.18	8.58	8.82	10.25	5.06	11.34	2.21	5.68	4.10	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	The Universit… Moderate	NA	5.30	5.43	5.71	4.31	NA	NA	…	…	NA	NA	0.92	5.19	3.20	7.01	7.92	4.52	2.40	0.38	4.36	3.21	4.57	2.57	5.57	2.66	3.51	6.13	3.97	10.03	6.08	6.12	5.60	3.91	2.51	9.09	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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