Six Core Asset CEF Moderate
Investment Model Portfolios
Investment options of Six Core Asset CEF Moderate
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE VALUE |
GDV |
Gabelli Dividend & Income |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
BGY |
BlackRock International Growth & Income |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
EMF |
Templeton Emerging Markets |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
RQI |
Cohen & Steers Qual Inc Realty |
|
| COMMODITIES |
|
|
| Commodities Precious Metals |
CEF |
Central Fund of Canada |
|
| FIXED INCOME |
|
|
| WORLD BOND |
GIM |
Templeton Global Income |
|
|
|
Investment model portfolios
We provide two types of investment model portfolios for Six Core Asset CEF Moderate participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
