United Community Independence Program Tax Deferred Annuity Hartford Investment Model Portfolios

This plan is created upon a user’s request.

Investment options of United Community Independence Program Tax Deferred Annuity Hartford

Total Available Funds: 35

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Large Value	ABIAX	AllianceBernstein Intl Val A
Foreign Large Blend	RERCX	American Funds EuroPacific Gr R3
EUROPE STOCK	AEDAX	AIM European Growth A
Foreign Large Blend	THVRX	Thornburg International Value R4

FIXED INCOME
Intermediate-Term Bond	RBFCX	American Funds Bond Fund of Amer R3
Intermediate-Term Bond	DBMIX	Dreyfus Bond Market Index Inv
High Yield Bond	EVIBX	Eaton Vance Income Fund of Boston A
Intermediate Government	GSGOX	Goldman Sachs Government Income A
Intermediate Government	MFGHX	MFS Government Securities R3
Emerging Markets Bond	PAEMX	PIMCO Emerging Markets Bond A
Inflation-Protected Bond	PRTNX	PIMCO Real Return A
Intermediate-Term Bond	PTTAX	PIMCO Total Return A
Multisector Bond	PSRAX	Pioneer Strategic Income A

US EQUITY
LARGE GROWTH	RGACX	American Funds Growth Fund of Amer R3
LARGE GROWTH	RNGCX	American Funds New Economy R3
LARGE BLEND	MDLRX	BlackRock Large Cap Core Inv A
LARGE VALUE	KDHAX	DWS Strategic Value A
Mid-Cap Growth	KAUFX	Federated Kaufmann
SMALL VALUE	FRVLX	Franklin Small Cap Value A
MID-CAP VALUE	GCMAX	Goldman Sachs Mid Cap Value A
SMALL VALUE	GSSMX	Goldman Sachs Small Cap Value A
LARGE GROWTH	LMPFX	Legg Mason ClearBridge Aggressive Gr FI
LARGE BLEND	OMSOX	Oppenheimer Main St Opportunity A
LARGE GROWTH	TCGRX	Thornburg Core Growth R4
MID-CAP BLEND	SSVSX	Victory Special Value A

Others
Moderate Allocation	RIDCX	American Funds Inc Fund of Amer R3
World Allocation	MDLOX	BlackRock Global Allocation A
ROOT	CASH	HBMXX (Money Market)
Natural Resources	IGNYX	Ivy Global Natural Resources Y
EQUITY PRECIOUS METALS	OPGSX	Oppenheimer Gold & Special Minerals A
Target Date 2016-2020	LPRCX	BlackRock LifePath 2020 Investor A
Target Date 2026-2030	LPRDX	BlackRock LifePath 2030 Investor A
Target Date 2036-2040	LPREX	BlackRock LifePath 2040 Investor A
Retirement Income	LPRAX	Barclays Global Investors LP Retire R

Emerging Market
DIVERSIFIED EMERGING MKTS	TEDMX	Templeton Developing Markets A

Investment model portfolios

We provide two types of investment model portfolios for United Community Independence Program Tax Deferred Annuity Hartford participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
United Community Independence Program Tax Deferred Annuity Hartford Tactical Asset Allocation Moderate	NA	16.49%	1.55%	2.73%	2.41%	3.77%	5.60%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	United Commun… Moderate	-0.67	16.49	1.55	2.73	2.41	3.77	5.60	…	…	NA	0.46	3.43	11.78	-16.31	9.74	2.62	4.26	-8.30	12.23	7.26	-3.70	0.24	11.82	7.35	0.90	9.13	18.88	-11.47	19.15	17.32	14.89	9.86	29.16	6.03	7.30	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	United Commun… Moderate	NA	-0.18	-0.34	-0.07	0.04	NA	NA	…	…	NA	0.04	-0.31	0.95	-1.85	0.87	0.23	0.60	-1.30	2.38	1.48	-0.60	0.04	1.83	1.61	0.12	0.92	2.00	-1.88	1.43	1.53	2.10	1.12	5.45	0.71	1.01	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	United Commun… Moderate	NA	10.11	8.98	9.88	8.07	NA	NA	…	…	NA	9.18	10.12	7.89	9.54	11.14	10.33	4.79	7.40	4.87	4.77	6.21	5.34	6.43	4.52	7.19	9.85	9.41	6.59	11.31	9.21	6.05	7.99	5.22	6.90	4.92	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	United Commun… Moderate	NA	8.76	12.82	17.71	23.69	NA	NA	…	…	NA	0.73	8.69	6.60	17.43	5.54	17.71	3.82	13.62	2.67	2.93	8.10	6.60	4.72	4.58	5.21	10.51	6.11	15.13	9.87	12.61	5.32	10.18	3.63	10.81	3.92	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	United Commun… Moderate	NA	3.92	5.44	4.53	3.59	NA	NA	…	…	NA	NA	0.58	3.90	3.10	9.44	3.32	2.74	2.83	0.61	3.00	1.86	5.29	3.81	3.87	3.57	4.33	3.86	2.78	11.42	6.15	3.47	2.73	5.58	4.88	7.34	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.17	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.47	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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