Valley Forge Life Insurance Co CAPITAL SELECT PLUS B SHARES Investment Model Portfolios

Valley Forge Life Insurance Co CAPITAL SELECT VARIABLE ANNUITY X B SHARES，

Investment options of Valley Forge Life Insurance Co CAPITAL SELECT PLUS B SHARES

Total Available Funds: 33

Asset Class

Ticker

Description

US EQUITY
LARGE GROWTH	ALVOX	Alger Portfolio Capital Appreciation I-2
LARGE GROWTH	AAGOX	Alger Portfolio Large Cap Growth I-2
Mid-Cap Growth	AMGOX	Alger Portfolio Mid Cap Growth I-2
Small Growth	AASOX	Alger Portfolio Small Cap Growth I-2
LARGE VALUE	CBBDX	AllianceBern Var Growth & Income B
LARGE GROWTH	APGBX	AllianceBern Var Large Cap Growth B
LARGE VALUE	AVGIX	American Century VP Income & Growth I
LARGE VALUE	AVPIX	American Century VP Value I
LARGE GROWTH	FCNTX	Fidelity V2 Contrafund Init
LARGE BLEND	FUSEX	Fidelity V2 Index 500 Init
LARGE VALUE	FEQIX	Fidelity VIP Equity-Income Init
LARGE GROWTH	JACAX	Janus Aspen Forty Inst
LARGE GROWTH	JAGRX	Janus Aspen Janus Inst
LARGE GROWTH	JAGRX	Janus Aspen Overseas Inst
LARGE BLEND	LZUSX	Lazard Return Strategic Equity Svc
SMALL BLEND	LZSCX	Lazard Return US Small-Mid Cap Svc
LARGE GROWTH	MFEIX	MFS VIT Growth I
LARGE BLEND	MITIX	MFS VIT Inv Trust I
LARGE BLEND	MRFIX	MFS VIT Research I

Others
Conservative Allocation	CAPAX	Federated Ins Cap Income II
ROOT	CASH	Federated Ins Prm Money II
Moderate Allocation	FASMX	Fidelity V5 Asset Manager Init
Moderate Allocation	JABLX	Janus Aspen Balanced Inst
Moderate Allocation	MTRIX	MFS VIT Total Return I
World Allocation	UIMPX	UIF Global Tact Asset Al I
Natural Resources	GHAAX	Van Eck Worldwide Hard Asset Inl

FIXED INCOME
High Yield Bond	FHIIX	Federated Ins High Income Bond II P
Intermediate-Term Bond	JAFLX	Janus Aspen Flexible Bond Inst

INTERNATIONAL EQUITY
Foreign Small/Mid Value	SGOVX	First Eagle Overseas
WORLD STOCK	JAWGX	Janus Aspen Worldwide Growth Inst

Emerging Market
DIVERSIFIED EMERGING MKTS	TDMBX	Franklin VIP Developing Market 2
DIVERSIFIED EMERGING MKTS	UEMEX	UIF Emerging Market Equity I
DIVERSIFIED EMERGING MKTS	GBFAX	Van Eck Worldwide Emerging Markets Inl

Investment model portfolios

We provide two types of investment model portfolios for Valley Forge Life Insurance Co CAPITAL SELECT PLUS B SHARES participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Valley Forge Life Insurance Co CAPITAL SELECT PLUS B SHARES Tactical Asset Allocation Moderate	NA	7.11%	2.85%	5.14%	5.25%	8.24%	NA	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	19.39%	10.56%	14.00%	7.17%	9.91%	6.86%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	11.12%	5.61%	7.08%	4.36%	7.40%	6.13%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Valley Forge … Moderate	-0.22	7.11	2.85	5.14	5.25	8.24	NA	…	…	NA	NA	NA	NA	NA	NA	NA	NA	NA	11.50	6.18	-6.97	2.64	14.27	5.57	-4.51	7.99	31.57	-8.72	17.08	18.47	11.42	7.66	19.45	0.95	1.35	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.71	19.39	10.56	14.00	7.17	9.91	6.86	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	0.23	11.12	5.61	7.08	4.36	7.40	6.13	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Valley Forge … Moderate	NA	0.06	0.03	0.07	0.09	NA	NA	…	…	NA	NA	NA	NA	NA	NA	NA	NA	NA	0.06	1.37	-1.26	0.39	2.33	1.36	-0.51	0.77	3.18	-1.79	1.38	1.97	1.79	0.88	3.74	-0.03	-0.29	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.74	1.20	0.63	0.75	NA	NA	…	…	1.34	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.66	1.15	0.39	0.64	NA	NA	…	…	1.29	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Valley Forge … Moderate	NA	172.32	99.31	77.11	54.83	NA	NA	…	…	NA	NA	NA	NA	NA	NA	NA	NA	NA	172.67	4.37	5.54	6.65	6.12	4.07	8.85	10.26	9.88	5.38	10.17	7.69	5.17	7.61	5.01	5.03	3.33	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.41	14.92	16.96	18.14	NA	NA	…	…	14.11	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.68	9.03	10.09	10.34	NA	NA	…	…	10.65	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Valley Forge … Moderate	NA	70.47	70.47	70.47	70.47	NA	NA	…	…	NA	NA	NA	NA	NA	NA	NA	NA	NA	70.47	4.73	10.07	5.73	3.44	4.90	10.59	9.12	5.18	11.60	8.29	10.67	4.80	11.41	2.58	7.58	4.06	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Valley Forge … Moderate	NA	2.59	3.52	3.79	4.09	NA	NA	…	…	NA	NA	NA	NA	NA	NA	NA	NA	NA	2.58	3.40	4.58	6.75	1.62	7.22	4.71	2.71	3.49	2.48	7.85	7.35	4.97	2.88	1.78	0.57	1.24	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.16	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.45	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 09/29/2017, Common starting date is 12/31/2000

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