McGraw Farms 401K
Investment Model Portfolios
This plan was created based on a user's request. All of funds have minimum 3 month holding periods by default.
Investment options of McGraw Farms 401K
Total Available Funds: 35
| Asset Class |
Ticker
| Description |
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
ITBUX |
Hartford Total Return Bond R4 |
| Intermediate-Term Bond |
MRRRX |
MFS Research Bond R2 |
| WORLD BOND |
OIBNX |
Oppenheimer International Bond N |
| Intermediate Government |
GSOSX |
Goldman Sachs Government Income Svc |
| High Yield Bond |
GSHSX |
Goldman Sachs High Yield Svc |
| Multisector Bond |
LBNPX |
Lord Abbett Bond-Debenture P |
|
| US EQUITY |
|
|
| SMALL BLEND |
OPMNX |
Oppenheimer Main St Small Cap N |
| LARGE GROWTH |
FGSRX |
Franklin Growth R |
| Mid-Cap Growth |
AVTRX |
American Century Vista R |
| LARGE BLEND |
OMSNX |
Oppenheimer Main St Opportunity N |
| LARGE GROWTH |
HGOSX |
Hartford Growth Opportunities R4 |
| SMALL VALUE |
FVFRX |
Franklin Small Cap Value R |
| LARGE BLEND |
AEYRX |
American Century Equity Growth R |
| MID-CAP VALUE |
ABSRX |
AllianceBernstein Small-Mid Cap Value R |
| MID-CAP BLEND |
FLSTX |
Fidelity Advisor Leveraged Co Stk T |
| LARGE GROWTH |
RGAAX |
American Funds Growth Fund of Amer R1 |
| LARGE GROWTH |
JDCRX |
Janus Forty R |
| LARGE VALUE |
MVRRX |
MFS Value R2 |
| LARGE VALUE |
ACSRX |
Van Kampen Comstock R |
| LARGE BLEND |
GTVRX |
AIM Basic Value R |
| LARGE GROWTH |
FRGTX |
Fidelity Advisor Dynamic Cap App T |
| Small Growth |
LSBPX |
Lord Abbett Small-Cap Blend P |
| MID-CAP VALUE |
PMVRX |
Putnam Mid Cap Value R |
| LARGE VALUE |
HVOSX |
Hartford Value Opportunities R4 |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Small/Mid Value |
PICRX |
Putnam International Capital Opp R |
| WORLD STOCK |
RWIAX |
American Funds Capital World G/I R1 |
| Foreign Large Value |
AIVRX |
AllianceBernstein Intl Val R |
| Foreign Large Blend |
RERAX |
American Funds EuroPacific Gr R1 |
| Foreign Large Growth |
JDIRX |
Janus Overseas R |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
IARRX |
AIM Real Estate R |
|
| Others |
|
|
| Conservative Allocation |
FISRX |
Franklin Income R |
| Target Date 2000-2010 |
HTTSX |
Hartford Target Retirement 2010 R4 |
| Target Date 2016-2020 |
HTWSX |
Hartford Target Retirement 2020 R4 |
| Target Date 2026-2030 |
HTHSX |
Hartford Target Retirement 2030 R4 |
| Moderate Allocation |
ACESX |
Van Kampen Equity and Income R |
|
Investment model portfolios
We provide two types of investment model portfolios for McGraw Farms 401K participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 12/29/2017.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
McGraw Farms ... Moderate
|
0.26 |
7.88 |
3.95 |
5.97 |
6.71 |
9.27 |
NA |
9.02 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
-0.81 |
7.70 |
7.69 |
-2.79 |
5.40 |
12.43 |
8.77 |
-2.20 |
11.84 |
25.44 |
-4.03 |
13.05 |
20.31 |
1.25 |
15.76 |
23.61 |
-0.22 |
5.78 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-0.33 |
21.10 |
10.70 |
15.62 |
8.37 |
9.80 |
7.19 |
6.79 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
0.11 |
14.76 |
6.09 |
7.98 |
4.91 |
7.21 |
6.36 |
5.77 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
McGraw Farms ... Moderate
|
NA |
0.52 |
0.41 |
0.69 |
0.79 |
NA |
NA |
0.97 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
-0.09 |
1.29 |
1.36 |
-0.37 |
0.84 |
1.78 |
1.93 |
-0.19 |
1.00 |
2.69 |
-1.03 |
0.98 |
1.92 |
-0.13 |
1.88 |
4.09 |
-0.34 |
0.88 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
McGraw Farms ... Moderate
|
NA |
7.67 |
6.92 |
6.82 |
7.99 |
NA |
NA |
7.64 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
12.38 |
5.49 |
5.50 |
7.53 |
6.39 |
6.97 |
4.51 |
11.47 |
11.76 |
9.41 |
4.79 |
10.23 |
8.84 |
7.38 |
7.89 |
5.61 |
3.86 |
3.95 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
McGraw Farms ... Moderate
|
NA |
6.89 |
8.87 |
8.95 |
12.14 |
NA |
NA |
12.14 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
6.89 |
4.03 |
3.65 |
8.95 |
6.47 |
6.35 |
3.74 |
12.14 |
10.45 |
5.15 |
9.90 |
7.29 |
7.54 |
6.27 |
6.97 |
4.54 |
7.09 |
2.40 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
McGraw Farms ... Moderate
|
NA |
0.15 |
3.17 |
3.50 |
3.65 |
NA |
NA |
4.34 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
0.00 |
0.69 |
3.08 |
6.11 |
5.58 |
2.51 |
4.72 |
3.78 |
4.05 |
3.54 |
3.37 |
11.28 |
3.12 |
2.43 |
3.40 |
4.88 |
3.67 |
7.56 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
