Fidelity Personal Retirement Annuity C Shares
Investment Model Portfolios

Investment options of Fidelity Personal Retirement Annuity C Shares

Total Available Funds: 45
Asset Class Ticker Description
US EQUITY
LARGE GROWTH FCNTX Fidelity V2 Contrafund Inv
SMALL BLEND FSCIX Fidelity V2 Disciplined Small Capital Inv
LARGE BLEND FUSEX Fidelity V2 Index 500 Init
LARGE GROWTH FDCAX Fidelity V3 Dynamic Cap Inv
Mid-Cap Growth FRVIX Fidelity V3 Growth Strategic Inv
LARGE GROWTH FAGCX Fidelity V3 Growth Opportunities Inv
LARGE GROWTH FGIOX Fidelity V3 Growth&Income Inv
Mid-Cap Growth FMCCX Fidelity V3 Mid Cap Inv
MID-CAP BLEND FASOX Fidelity V3 Value Strategic Inv
LARGE GROWTH EQPGX Fidelity V4 Growth Stk Inv
LARGE VALUE FVLIX Fidelity V4 Value Ld Inv
LARGE GROWTH FAMRX Fidelity V5 Asset Manager Growth Inv
LARGE GROWTH FAMRX Fidelity V5 FundsManager 85% Inv
LARGE VALUE FEQIX Fidelity VIP Equity-Income Inv
Mid-Cap Growth FDEGX Fidelity VIP Growth Inv
MID-CAP VALUE FDVLX Fidelity VIP Value Inv
Others
Moderate Allocation FBALX Fidelity V3 Balanced Inv
Consumer Discretionary FCNIX Fidelity V4 Consumer Discretionary Inv
Equity Energy FANIX Fidelity V4 Energy Inv
Health FHCIX Fidelity V4 Health Care Inv
Industrials FCLIX Fidelity V4 Industry Inv
Health FBTIX Fidelity V4 Technology Inv
Utilities FUGIX Fidelity V4 Utility Inv
Moderate Allocation FSANX Fidelity V5 Asset Manager Inv
Conservative Allocation FASIX Fidelity V5 FundsManager 20% Inv
Moderate Allocation FASMX Fidelity V5 FundsManager 50% Inv
Moderate Allocation FASGX Fidelity V5 FundsManager 70% Inv
Target Date 2000-2010 FFFVX Fidelity V5 Investor Freedom 2005 Inv
Target Date 2000-2010 FFFCX Fidelity V5 Investor Freedom 2010 Inv
Target Date 2011-2015 FFVFX Fidelity V5 Investor Freedom 2015 Inv
Target Date 2016-2020 FFFDX Fidelity V5 Investor Freedom 2020 Inv
Target Date 2021-2025 FFTWX Fidelity V5 Investor Freedom 2025 Inv
Target Date 2026-2030 FFFEX Fidelity V5 Investor Freedom 2030 Inv
Retirement Income FFFAX Fidelity V5 Investor Freedom Income Inv
ROOT CASH Fidelity V5 Money Market Inv
World Allocation UIMPX UIF Global Tact Asset Al I
INTERNATIONAL EQUITY
Foreign Large Growth FCPIX Fidelity V4 International Capital App Inv R
Foreign Large Value IVQAX UIF Global Value Equity I
REAL ESTATE
REAL ESTATE FRESX Fidelity V4 Real Estate Inv
FIXED INCOME
Intermediate-Term Bond FBNDX Fidelity V5 Investment Grade Bond Inv
Multisector Bond FSICX Fidelity V5 Strategic Income Inv
High Yield Bond SPHIX Fidelity VIP High Income Inv
Emerging Markets Bond UEMDX UIF Emerging Market Debt I
Emerging Market
DIVERSIFIED EMERGING MKTS LZEMX Lazard Return Emerging Markets Equity Svc
DIVERSIFIED EMERGING MKTS UEMEX UIF Emerging Market Equity I

Investment model portfolios

We provide two types of investment model portfolios for Fidelity Personal Retirement Annuity C Shares participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Fidelity Personal Retirement Annuity C Shares Strategic Asset Allocation – Optimal Moderate NA 25.08% 1.33% 6.78% 5.19% 6.59% 6.38%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10%
Data as of 10/31/2024, Common starting date is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Fidelity Personal Retirement Annuity C Shares Tactical Asset Allocation Moderate NA -6.57% -0.44% 2.79% 5.93% 9.43% NA
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 19.39% 10.56% 14.00% 7.17% 9.91% 6.86%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 11.12% 5.61% 7.08% 4.36% 7.40% 6.13%
Data as of 09/29/2017, Common starting date is 12/31/2000