Annuity Investors Life Assurance Co THE COMMODORE HELMSMAN 7-YEAR CDSC B SHARES Investment Model Portfolios

Investment options of Annuity Investors Life Assurance Co THE COMMODORE HELMSMAN 7-YEAR CDSC B SHARES

Total Available Funds: 46

Asset Class

Ticker

Description

US EQUITY
LARGE VALUE	AVVTX	America Century VP Large Company Value II
MID-CAP VALUE	AVMTX	America Century VP Mid Cap Value II
LARGE GROWTH	AVPSX	America Century VP Ultra II
Mid-Cap Growth	AVSIX	America Century VP Vista I
LARGE GROWTH	CVTRX	Calamos Adv Growth & Income
MID-CAP BLEND	DPSAX	Dreyfus Inv Mid Cap Stk Svc
LARGE GROWTH	DAPAX	Dreyfus Social Resp Init
LARGE BLEND	PEOPX	Dreyfus Stock Index Init
LARGE BLEND	DGAGX	Dreyfus Var Inv Appreciation Svc
LARGE BLEND	GETFX	FIVIT Ibb Growth ETF Asset Allocation II
Mid-Cap Growth	ACDAX	Invesco VI Capital Development II
LARGE BLEND	CHTRX	Invesco VI Core Plus Equity I
MID-CAP BLEND	GTAGX	Invesco VI Md Cap Core II
SMALL BLEND	SMEAX	Invesco VI Small Cap Equity I
Mid-Cap Growth	JAAGX	Janus Aspen Enterprise Svc
LARGE GROWTH	JAGRX	Janus Aspen Janus Svc
LARGE GROWTH	JAGRX	Janus Aspen Ovseas Svc
LARGE BLEND	NBGTX	Neuberger Berman AMT Guardian S
Small Growth	NBMOX	Neuberger Berman AMT Small-Capital Growth S
LARGE GROWTH	OPTFX	Oppenheimer VA Capital Appreciation Svc
LARGE BLEND	OMSOX	Oppenheimer VA Main Street Svc
SMALL BLEND	OPMSX	Oppenheimer VA MS Small Cap Svc
Mid-Cap Growth	UMGPX	UIF Mid Cap Growth I

Others
ROOT	QDVPA	Davis Value Portfolio
Technology	DGVRX	Dreyfus Inv Technology Growth Inl
ROOT	Cash	Dreyfus Var Inv Money Market I
Moderate Allocation	BETFX	FIVIT Ibb Balanced ETF Asset Allocation II
Conservative Allocation	CETFX	FIVIT Ibb Conservative ETF Asset Allocation II
Conservative Allocation	IETFX	FIVIT Ibb Income & Growth ETF Asset Allocation II
Financial	FSFSX	Invesco VI Financial Services I
Health	GTHIX	Invesco VI Global Health Care I
Utilities	IAUTX	Invesco VI Utilities II
Moderate Allocation	JABLX	Janus Aspen Balanced Svc
Moderate Allocation	OPASX	Oppenheimer VA Balanced Svc
ROOT	NoTicker	Rydex\|SGI Var All-Cap Opportunity
Target Date 2011-2015	TZE	Wilshire 2015 ETF
Target Date 2021-2025	TZI	Wilshire 2025 ETF
Target Date 2031-2035	TZO	Wilshire 2035 ETF

INTERNATIONAL EQUITY
Foreign Large Value	TEMFX	Franklin VIP Foreign Security 2
WORLD STOCK	OPPAX	Oppenheimer VA Global Svc

FIXED INCOME
Intermediate Government	AGOVX	Invesco VI Govertnment Security II
High Yield Bond	PHYAX	PIMCO VIT High Yield Admn
Inflation-Protected Bond	PARRX	PIMCO VIT Real Return Admn
Intermediate-Term Bond	PTRAX	PIMCO VIT Total Return Admn
Intermediate-Term Bond	UFIPX	UIF Core Plus Plus Fxd Income I

REAL ESTATE
REAL ESTATE	UUSRX	UIF US Real Estate I

Investment model portfolios

We provide two types of investment model portfolios for Annuity Investors Life Assurance Co THE COMMODORE HELMSMAN 7-YEAR CDSC B SHARES participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
Annuity Investors Life Assurance Co THE COMMODORE HELMSMAN 7-YEAR CDSC B SHARES Tactical Asset Allocation Moderate	NA	10.86%	5.53%	3.88%	5.83%	8.01%	NA	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	8.06%	9.71%	8.94%	12.38%	8.27%	5.93%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	7.00%	5.96%	4.65%	6.88%	5.47%	5.05%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Annuity Inves… Moderate	-6.96	10.86	5.53	3.88	5.83	8.01	NA	…	…	NA	NA	NA	NA	NA	NA	-3.47	19.52	-7.47	12.47	4.68	-2.51	1.63	14.99	2.29	3.83	13.61	13.33	11.19	12.78	17.63	6.21	14.72	14.04	2.86	0.56	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-11.44	8.06	9.71	8.94	12.38	8.27	5.93	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-5.81	7.00	5.96	4.65	6.88	5.47	5.05	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Annuity Inves… Moderate	NA	0.28	0.32	0.34	0.46	NA	NA	…	…	NA	NA	NA	NA	NA	NA	-0.17	2.44	-0.79	2.39	0.58	-0.29	0.19	1.92	0.34	0.29	1.20	1.17	1.82	1.03	2.01	0.58	1.86	2.38	0.32	-0.31	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Annuity Inves… Moderate	NA	14.27	10.83	9.80	9.62	NA	NA	…	…	NA	NA	NA	NA	NA	NA	21.71	7.44	11.11	4.95	7.76	8.83	8.39	7.80	6.64	12.94	11.31	11.27	5.65	9.55	7.15	6.97	7.39	5.62	5.46	5.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Annuity Inves… Moderate	NA	18.90	18.90	18.90	18.90	NA	NA	…	…	NA	NA	NA	NA	NA	NA	18.90	3.63	14.57	1.92	5.27	10.89	7.45	8.98	5.29	11.01	7.74	7.65	2.62	6.74	4.83	4.47	9.42	3.42	3.15	7.02	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Annuity Inves… Moderate	NA	13.47	9.21	7.57	5.52	NA	NA	…	…	NA	NA	NA	NA	NA	NA	5.91	8.46	11.58	1.95	2.31	7.78	6.04	2.18	4.95	2.33	2.43	3.30	4.60	8.28	6.91	4.24	3.11	3.47	4.42	4.81	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 02/28/2020, Common starting date is 12/31/2000

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