American General Life Insurance Company PLATINUM INVESTOR VARIABLE ANNUITY B SHARES
Investment Model Portfolios
Investment options of American General Life Insurance Company PLATINUM INVESTOR VARIABLE ANNUITY B SHARES
Total Available Funds: 37
Asset Class |
Ticker
| Description |
US EQUITY |
|
|
LARGE VALUE |
AVPIX |
America Century VP Value I |
MID-CAP BLEND |
WTSGX |
Credit Suisse US Equity Flexible I |
MID-CAP BLEND |
DPSAX |
Dreyfus Inv Mid Cap Stk Inl |
LARGE GROWTH |
DAPAX |
Dreyfus Social Resp Init |
SMALL BLEND |
DRELX |
Dreyfus Var Inv Ldr I |
LARGE GROWTH |
FCNTX |
Fidelity V2 Contrafund S2 |
LARGE VALUE |
FEQIX |
Fidelity VIP Equity-Income S2 |
LARGE GROWTH |
EPGAX |
Fidelity VIP Growth S2 |
Mid-Cap Growth |
JAAGX |
Janus Aspen Enterprise Svc |
LARGE GROWTH |
JAGRX |
Janus Aspen Ovseas Svc |
SMALL BLEND |
VSSCX |
JPMorgan Ins Trust Small Cap Core 2 |
LARGE BLEND |
MRGRX |
MFS VIT Core Plus Equity I |
LARGE GROWTH |
MFEIX |
MFS VIT Growth I |
Small Growth |
MNDIX |
MFS VIT Nw Discovery I |
LARGE BLEND |
MRFIX |
MFS VIT Research I |
Mid-Cap Growth |
NBMTX |
Neuberger Berman AMT Md-Capital Growth I |
Small Growth |
PGOFX |
Pioneer VCT Growth Opportunity I |
LARGE VALUE |
PGIBX |
Putnam VT Growth & Income IB |
LARGE GROWTH |
UEGIX |
UIF Capital Growth I |
MID-CAP BLEND |
VMIDX |
VALIC Company I Mid Cap Index |
LARGE GROWTH |
VCNIX |
VALIC Company I Nasdaq 100 |
SMALL BLEND |
VCSLX |
VALIC Company I Small Cap Index |
LARGE BLEND |
VSTIX |
VALIC Company I Stock Index |
|
FIXED INCOME |
|
|
Intermediate-Term Bond |
SDFIX |
Dreyfus Var Inv Q Bond I |
Inflation-Protected Bond |
PARRX |
PIMCO VIT Real Return Admn |
ULTRASHORT BOND |
PSFAX |
PIMCO VIT Short-Term Admn |
Intermediate-Term Bond |
PTRAX |
PIMCO VIT Total Return Admn |
|
Others |
|
|
Moderate Allocation |
FASMX |
Fidelity V5 Asset Manager S2 |
ROOT |
NoTicker |
Pioneer VCT Pioneer F I |
ROOT |
NoTicker |
UIF High Yield I |
ROOT |
CASH |
VALIC Company I Money Market I |
Technology |
VCSTX |
VALIC Company I Science and Technology |
|
INTERNATIONAL EQUITY |
|
|
Foreign Large Value |
TFRBX |
Franklin VIP Foreign Security 1 |
Foreign Large Growth |
AIEVX |
Invesco VI International Growth I |
WORLD STOCK |
JAWGX |
Janus Aspen Worldwide Growth Svc |
Foreign Large Value |
PGNBX |
Putnam VT International Value IB |
Foreign Large Blend |
VCIEX |
VALIC Company I International Equity |
|
Investment model portfolios
We provide two types of investment model portfolios for American General Life Insurance Company PLATINUM INVESTOR VARIABLE ANNUITY B SHARES participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
Annualized Return (%)
|
American Gene... Moderate
|
-0.90 |
24.70 |
2.83 |
8.83 |
7.02 |
8.59 |
9.18 |
8.54 |
NA |
11.80 |
14.30 |
-15.60 |
4.89 |
26.74 |
21.59 |
-4.24 |
11.91 |
0.54 |
1.45 |
6.08 |
20.75 |
14.93 |
-1.10 |
16.51 |
20.59 |
1.05 |
14.09 |
9.97 |
8.06 |
12.21 |
12.90 |
-1.98 |
-2.92 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Sharpe Ratio
|
American Gene... Moderate
|
NA |
0.61 |
0.02 |
0.37 |
0.44 |
NA |
NA |
0.66 |
0.05 |
0.50 |
1.15 |
-1.29 |
0.38 |
1.29 |
2.71 |
-0.47 |
1.83 |
0.03 |
0.15 |
0.57 |
2.37 |
1.86 |
-0.08 |
1.66 |
2.10 |
0.01 |
1.12 |
0.81 |
0.89 |
1.45 |
1.38 |
-0.42 |
-0.82 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Standard Deviation(%)
|
American Gene... Moderate
|
NA |
10.51 |
10.87 |
13.76 |
11.71 |
NA |
NA |
10.29 |
13.64 |
10.53 |
8.71 |
13.12 |
12.75 |
20.50 |
7.43 |
11.91 |
6.18 |
9.95 |
9.71 |
10.67 |
8.74 |
7.98 |
14.46 |
9.91 |
9.77 |
8.22 |
9.88 |
8.26 |
6.63 |
7.79 |
8.86 |
7.26 |
6.40 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Draw Down(%)
|
American Gene... Moderate
|
NA |
7.36 |
20.22 |
25.84 |
25.84 |
NA |
NA |
25.84 |
1.23 |
7.36 |
5.46 |
23.35 |
6.96 |
20.63 |
3.21 |
16.25 |
2.81 |
10.71 |
9.35 |
7.03 |
4.83 |
5.67 |
13.84 |
7.47 |
4.94 |
8.11 |
6.11 |
9.29 |
4.46 |
6.77 |
6.37 |
9.06 |
8.10 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Yield(%)
|
American Gene... Moderate
|
NA |
3.07 |
4.61 |
4.67 |
4.04 |
NA |
NA |
0.00 |
NA |
1.28 |
6.49 |
4.64 |
3.73 |
5.73 |
4.08 |
2.97 |
2.82 |
0.72 |
2.18 |
5.87 |
3.65 |
3.52 |
6.20 |
3.90 |
4.13 |
8.33 |
8.00 |
2.39 |
2.03 |
6.37 |
4.73 |
4.26 |
7.23 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |