Acacia Life Insurance Company ALLOCATOR 2000 ANNUITY B SHARES Investment Model Portfolios

Investment options of Acacia Life Insurance Company ALLOCATOR 2000 ANNUITY B SHARES

Total Available Funds: 22

Asset Class

Ticker

Description

US EQUITY
LARGE GROWTH	ALGRX	Alger Port LCG:I-2,
Mid-Cap Growth	ALMRX	Alger Port MCG:I-2,
Small Growth	ALSRX	Alger Port SCG:I-2,
Mid-Cap Growth	CCPIX	Calvert VP SRI Mid Cp Gr,
Small Growth	SSDIX	DWS VIT Small Cap Ix:A,
US EQUITY	BVPIF	Fid VIP Eq-Inc:S2,
US EQUITY	BVPIF	Fid VIP High Income:S2,
US EQUITY	BVPIF	Franklin VIP For Sec:2,

Others
ROOT	CASH	Calvert VP Money Market,
Moderate Allocation	CBAIX	Calvert VP SRI Balanced,
Moderate Allocation	NBABX	Neuberger AMT Growth:I,
Moderate Allocation	NBABX	Neuberger AMT Partners:I,
Moderate Allocation	NBABX	Neuberger AMT Sh Dur:I,
Moderate Allocation	QOPCX	Oppenhmr VA Cap App:NS,
Moderate Allocation	QOPCX	Oppenhmr VA Gl St In:NS
Moderate Allocation	QOPCX	Oppenhmr VA High Inc:NS,
Moderate Allocation	QOPCX	Oppenhmr VA Main St:NS,
Moderate Allocation	QOPCX	Oppenhmr VA S&MC Gr:NS,
Natural Resources	GHAIX	Van Eck Ww Hard Asst:Inl

INTERNATIONAL EQUITY
Foreign Large Blend	DIISX	Dreyfus Stock Index:Init,
EUROPE STOCK	SERNX	DWS VIT Equity 500 Ix:A,

FIXED INCOME
Intermediate-Term Bond	HMBDX	Fid V2 Contra:S2,

Investment model portfolios

We provide two types of investment model portfolios for Acacia Life Insurance Company ALLOCATOR 2000 ANNUITY B SHARES participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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