Dartmouth Hitchcock 403b Retirement Plan Investment Model Portfolios

This plan was created based on a user's request.

Investment options of Dartmouth Hitchcock 403b Retirement Plan

Total Available Funds: 36

Asset Class

Ticker

Description

US EQUITY
SMALL VALUE	PVADX	Allianz NFJ Small Cap Value Admin
Mid-Cap Growth	ARTMX	Artisan Mid Cap Inv
MID-CAP VALUE	FLMVX	JPMorgan Mid Cap Value Instl
SMALL BLEND	OTCFX	T. Rowe Price Small-Cap Stock
LARGE VALUE	SSHFX	Sound Shore
LARGE BLEND	VINIX	Vanguard Institutional Index
Mid-Cap Growth	EVSEX	Eaton Vance Special Equities A
LARGE GROWTH	FCNTX	Fidelity Contrafund
LARGE GROWTH	PRGFX	T. Rowe Price Growth Stock

Others
Technology	DRGTX	Allianz RCM Technology Instl
World Allocation	MALOX	BlackRock Global Allocation I
Moderate Allocation	DODBX	Dodge & Cox Balanced
ROOT	DSEFX	Domini Social Eq
ROOT	CASH	T.Rowe Price Summit Cash Reserve
Target Date 2000-2010	TRRFX	T. Rowe Price Retirement 2005
Target Date 2000-2010	TRRAX	T. Rowe Price Retirement 2010
Target Date 2016-2020	TRRBX	T. Rowe Price Retirement 2020
Target Date 2000-2010	TRRFX	T. Rowe Price Retirement 2005
Target Date 2016-2020	TRRBX	T. Rowe Price Retirement 2020
Target Date 2016-2020	TRRBX	T. Rowe Price Retirement 2020
Retirement Income	TRRIX	T. Rowe Price Retirement Income
Target Date 2031-2035	TRRJX	T. Rowe Price Retirement 2035
Retirement Income	TRRIX	T. Rowe Price Retirement Income
Target Date 2050+	TRRMX	T. Rowe Price Retirement 2050
Target Date 2050+	TRRMX	T. Rowe Price Retirement 2050

INTERNATIONAL EQUITY
FOREIGN SMALL/MID GROWTH	PRIDX	T. Rowe Price International Discovery
Foreign Large Value	QFVIX	Quant Foreign Value Institutional
Foreign Large Blend	FIGRX	Fidelity International Discovery

Emerging Market
DIVERSIFIED EMERGING MKTS	ODVYX	Oppenheimer Developing Markets Y

REAL ESTATE
REAL ESTATE	TRREX	T. Rowe Price Real Estate
REAL ESTATE	TRREX	T. Rowe Price Real Estate

FIXED INCOME
High Yield Bond	SPHIX	Fidelity High Income
Inflation-Protected Bond	PARRX	PIMCO Real Return Admin
Intermediate-Term Bond	PTRAX	PIMCO Total Return Admin
WORLD BOND	TGBAX	Templeton Global Bond Adv
Intermediate Government	USGDX	Morgan Stanley U.S. Govt Secs I

Investment model portfolios

We provide two types of investment model portfolios for Dartmouth Hitchcock 403b Retirement Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
Dartmouth Hitchcock 403b Retirement Plan Tactical Asset Allocation Moderate	NA	12.98%	0.34%	5.42%	5.56%	7.50%	7.86%	8.41%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	Dartmouth Hit... Moderate	-1.84	12.98	0.34	5.42	5.56	7.50	7.86	8.41	NA	-11.90	18.24	-18.56	13.96	13.84	18.01	-4.33	14.03	3.17	0.60	6.27	13.53	15.01	1.52	15.47	18.86	-0.70	14.19	7.60	6.42	17.27	14.89	5.86	5.47	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	Dartmouth Hit... Moderate	NA	-0.55	-0.43	0.07	0.27	NA	NA	0.67	0.16	-1.25	1.65	-1.39	1.46	0.79	2.85	-0.60	2.67	0.37	0.07	0.81	1.89	1.95	0.11	1.36	1.68	-0.24	0.97	0.43	0.59	2.10	2.37	0.97	0.61	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.54	0.86	0.87	0.64	NA	NA	0.45	0.36	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.82	0.73	0.60	0.49	NA	NA	0.51	1.05	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	Dartmouth Hit... Moderate	NA	16.51	13.58	13.75	11.05	NA	NA	9.77	53.55	14.76	8.47	14.31	9.52	17.31	5.82	9.40	5.02	7.89	8.16	7.71	7.14	7.68	13.11	11.28	11.15	6.90	11.55	9.95	7.21	7.77	5.99	4.90	5.15	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.83	17.26	17.44	18.49	NA	NA	18.10	24.44	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.47	10.12	10.09	10.41	NA	NA	11.48	12.44	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	Dartmouth Hit... Moderate	NA	16.96	21.04	22.91	22.91	NA	NA	22.91	0.61	16.96	5.97	22.91	5.06	20.99	2.54	11.67	2.48	6.82	8.49	5.55	8.82	5.88	12.46	8.02	5.74	9.83	9.45	14.19	4.25	10.10	2.62	2.53	3.75	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	Dartmouth Hit... Moderate	NA	4.33	5.58	5.25	4.26	NA	NA	0.00	NA	1.57	4.22	3.28	9.41	6.19	3.56	3.10	2.61	3.88	2.88	3.73	1.86	3.99	3.95	2.28	3.25	3.89	6.62	2.88	3.74	3.87	5.04	6.13	5.99	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

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