This plan uses ALL of WisdomTree ETFs as candidate funds. Please note:
1). Some of these ETFs have relatively light transaction volumes.
2). Most WisdomTree ETFs have short histories. The plan start date is set to be on 6/30/2007.
The following is the list of the ETFs used in this plan (based on WisdomTree website):
| ETF PROFILE | AS OF 10/5/2010 | ||
| Fund | Fund Ticker | Inception Date | Assets Under Mgmt $ (000) |
| WisdomTree Total Dividend Fund | DTD | 6/16/2006 | $142,088,558.29 |
| WisdomTree LargeCap Dividend Fund | DLN | 6/16/2006 | $459,314,078.31 |
| WisdomTree MidCap Dividend Fund | DON | 6/16/2006 | $183,268,370.50 |
| WisdomTree SmallCap Dividend Fund | DES | 6/16/2006 | $190,052,741.60 |
| WisdomTree Equity Income Fund | DHS | 6/16/2006 | $225,103,764.38 |
| WisdomTree Dividend ex-Financials Fund | DTN | 6/16/2006 | $289,049,210.96 |
| WisdomTree LargeCap Growth Fund | ROI | 12/4/2008 | $20,514,412.04 |
| WisdomTree Total Earnings Fund | EXT | 2/23/2007 | $47,650,592.13 |
| WisdomTree Earnings 500 Fund | EPS | 2/23/2007 | $64,689,535.59 |
| WisdomTree MidCap Earnings Fund | EZM | 2/23/2007 | $72,314,095.22 |
| WisdomTree SmallCap Earnings Fund | EES | 2/23/2007 | $92,290,171.67 |
| WisdomTree LargeCap Value Fund | EZY | 2/23/2007 | $21,530,077.62 |
| WisdomTree Emerging Markets SmallCap Dividend Fund | DGS | 10/30/2007 | $596,939,896.17 |
| WisdomTree Middle East Dividend Fund | GULF | 7/16/2008 | $15,801,158.04 |
| WisdomTree International Hedged Equity Fund | HEDJ | 12/31/2009 | $20,386,893.51 |
| WisdomTree DEFA Fund | DWM | 6/16/2006 | $418,777,929.34 |
| WisdomTree DEFA Equity Income Fund | DTH | 6/16/2006 | $121,508,034.05 |
| WisdomTree International LargeCap Dividend Fund | DOL | 6/16/2006 | $143,417,520.61 |
| WisdomTree International MidCap Dividend Fund | DIM | 6/16/2006 | $139,530,743.82 |
| WisdomTree International SmallCap Dividend Fund | DLS | 6/16/2006 | $443,544,626.97 |
| WisdomTree International Dividend ex-Financials Fund | DOO | 6/16/2006 | $151,663,025.78 |
| WisdomTree Emerging Markets Equity Income Fund | DEM | 7/13/2007 | $787,599,032.05 |
| WisdomTree International Real Estate Fund | DRW | 6/5/2007 | $109,568,268.32 |
| WisdomTree Europe SmallCap Dividend Fund | DFE | 6/16/2006 | $27,866,681.31 |
| WisdomTree Global Equity Income Fund | DEW | 6/16/2006 | $56,169,824.81 |
| WisdomTree Pacific ex-Japan Total Dividend Fund | DND | 6/16/2006 | $85,838,777.62 |
| WisdomTree Pacific ex-Japan Equity Income Fund | DNH | 6/16/2006 | $74,183,137.83 |
| WisdomTree Japan Hedged Equity Fund | DXJ | 6/16/2006 | $86,157,449.28 |
| WisdomTree World ex-U.S. Growth Fund | DNL | 6/16/2006 | $31,406,678.17 |
| WisdomTree Japan SmallCap Dividend Fund | DFJ | 6/16/2006 | $125,088,699.50 |
| WisdomTree India Earnings Fund | EPI | 2/22/2008 | $1,499,937,170.90 |
| WisdomTree Dreyfus Commodity Currency Fund | CCX | 9/24/2010 | $10,195,088.47 |
| WisdomTree Dreyfus Euro Fund | EU | 5/14/2008 | $13,976,680.41 |
| WisdomTree Dreyfus Japanese Yen Fund | JYF | 5/21/2008 | $12,588,232.69 |
| WisdomTree Dreyfus Brazilian Real Fund | BZF | 5/14/2008 | $243,805,570.33 |
| WisdomTree Dreyfus Chinese Yuan Fund | CYB | 5/14/2008 | $583,398,843.06 |
| WisdomTree Dreyfus Indian Rupee Fund | ICN | 5/14/2008 | $23,910,774.88 |
| WisdomTree Dreyfus Emerging Currency Fund | CEW | 5/6/2009 | $352,528,740.46 |
| WisdomTree Dreyfus New Zealand Dollar Fund | BNZ | 6/25/2008 | $19,054,216.21 |
| WisdomTree Dreyfus South African Rand Fund | SZR | 6/25/2008 | $12,563,040.45 |
| WisdomTree Emerging Markets Local Debt Fund | ELD | 8/9/2010 | $289,781,146.46 |
| WisdomTree International Basic Materials Sector Fund | DBN | 10/13/2006 | $41,038,408.56 |
| WisdomTree International Energy Sector Fund | DKA | 10/13/2006 | $65,303,399.74 |
| WisdomTree International Utilities Sector Fund | DBU | 10/13/2006 | $37,362,389.20 |
Investment options of WisdomTree ETFs Plan
Total Available Funds: 44
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Investment model portfolios
We provide two types of investment model portfolios for WisdomTree ETFs Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Inception |
|---|---|---|---|---|---|---|---|---|
| WisdomTree ETFs Plan Tactical Asset Allocation Moderate | NA | 19.71% | 4.14% | 8.74% | 5.67% | 7.45% | NA | 7.41% |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 37.82% | 8.86% | 15.20% | 12.89% | 14.04% | 10.46% | 10.18% |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | 22.89% | 2.25% | 6.63% | 6.01% | 7.19% | 6.10% | 5.34% |
Data as of 10/31/2024, AR inception is 06/30/2007