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Merrill Lynch Investor Choice IRA
Investment Model Portfolios

Investment options of Merrill Lynch Investor Choice IRA

Total Available Funds: 62
Asset Class Ticker Description
INTERNATIONAL EQUITY
Foreign Large Value ABIAX Alliance Bernstein International Value Fund
Foreign Large Blend AEGFX American Funds EuroPacific Growth Fund- Class F
WORLD STOCK MDGGX BlackRock Global Growth Fund, Inc.
Foreign Large Value MDIVX BlackRock International Value Fund
FOREIGN SMALL/MID GROWTH LAIAX Columbia Acorn Internation- Class A Shares
Foreign Large Value TEMFX Templeton Foreign Fund- Class A Shares
WORLD STOCK TEPLX Templeton Growth Fund, Inc.
US EQUITY
MID-CAP VALUE ABASX Alliance Bernstein Small/Mid Cap Value Fund
LARGE VALUE ABVAX Alliance Bernstein Value Fund- Class A
LARGE GROWTH PCFAX Allianz CCM Capital Appreciation Fund
LARGE VALUE PNEAX Allianz NFJ Dividend Vallue Fund- Class A
LARGE GROWTH AGTHX American Funds The Growth Fund of America- Class F
LARGE BLEND AIVSX American Funds The Investment Company of America- Class F
LARGE VALUE MDBAX BlackRock Basic Value Fund, Inc.- Investor A Shares
LARGE GROWTH MDFGX BlackRock Capital Appreciation Fund, Inc- Investor A Shares
LARGE BLEND MDLRX BlackRock Large Cap Core Fund
LARGE GROWTH MDLHX BlackRock Large Cap Growth Fund
LARGE VALUE MDLVX BlackRock Large Cap Value Fund
LARGE BLEND MDSRX BlackRock S&P 500 Index Fund
SMALL BLEND MDSPX BlackRock Value Opportunities Fund, inc.
Small Growth LAUAX Columbia Acorn USA
LARGE GROWTH NMGIX Columbia Marsico Growth Fund
LARGE BLEND NYVTX Davis New York Venture fund, Inc.- Class A Shares
Small Growth DELTX Delaware Trend Fund- Class A Shares
LARGE BLEND DGAGX Dreyfus Appreciation Fund, Inc.
LARGE VALUE EHSTX Eaton Vance Large-Cap Value Fund- Class A Shares
LARGE BLEND FEDEX Federated Capital Appreciation Fund, Inc- Investor A Shares
Mid-Cap Growth KAUAX Federated Kaufmann Fund
LARGE BLEND GTVLX Invesco Basic Value Fund- Class A
MID-CAP BLEND GTAGX Invesco Mid Cap Core Equity Fund- Class A
LARGE VALUE ACSTX Invesco Van Kampen Comstock Fun- Class A Shares
LARGE GROWTH JDCAX Janus Forty Fund- Class A Shares
Mid-Cap Growth JAENX Janus Enterprise Fund- Class A Shares
Small Growth JISGX JPMorgan Small Cap Growth Fund
LARGE VALUE LAFFX Lord Abbett Affiliated Fund, Inc.- Class A Shares
MID-CAP VALUE LAVLX Lord Abbett Mid Cap Value Fund-- Class A Shares
LARGE GROWTH OPTFX Oppenheimer Main Street Capital Appreciation Fund- Class A Shares
LARGE BLEND MSIGX Oppenheimer Main Street Main Street Fund
SMALL BLEND SCOSX Oppenheimer Main Street Main Street Small Cap Fund
LARGE BLEND PIODX Pioneer Pioneer Fund
Small Growth PGOFX Pioneer Growth Opportunities Fund
Mid-Cap Growth SCFIX Seligman Capital Fund, Inc.- Class A Shares
LARGE GROWTH ITQAX Transamerica WMC Diversified Growth- Class A Shares
Mid-Cap Growth ITSAX Transamerica Growth Opportunities
SMALL BLEND IIVAX Transamerica Small/Mid Cap Value
FIXED INCOME
Intermediate-Term Bond ABNFX American Funds The Bond Fund of America- Class F
Intermediate Government CCGAX BlackRock Government Income Portfolio
High Yield Bond MDHIX BlackRock High Income Fund
Intermediate-Term Bond MPHQX BlackRock Total Return Fund
Bank Loan EVBLX Eaton Vance Floating-Rate Fund- Class A Shares
Multisector Bond LBNDX Lord Abbett Debenture Fund, Inc.
Short-Term Bond PTLAX PIMCO Low Duration Fund
Inflation-Protected Bond PRTNX PIMCO Real Return Fund
Intermediate-Term Bond PTTAX PIMCO Total Return Fund
High Yield Bond TAHYX Pioneer High Yield Fund
Multisector Bond IDITX Transamerica Flexible Income
Others
Moderate Allocation AMECX American Funds The Income Fund of America- Class F
World Allocation MDLOX BlackRock Global Allocation Fund, Inc.- Investor A Shares
Long-Short JMNAX JPMorgan Multi-Cap Market Neutral Fund- Class A Shares
COMMODITIES
COMMODITIES BROAD BASKET PCRPX PIMCO CommodityRealReturn Strategy fund- Class A Shares
Emerging Market
DIVERSIFIED EMERGING MKTS PEMFX Pioneer Emerging Markets Fund- Class A Shares
REAL ESTATE
REAL ESTATE PWREX Pioneer Real Estate Shares Fund

Investment model portfolios

We provide two types of investment model portfolios for Merrill Lynch Investor Choice IRA participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
Merrill Lynch Investor Choice IRA Tactical Asset Allocation Moderate NA -12.00% 5.74% 11.69% 8.22% 7.38% 9.95% 9.89%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA -7.84% 12.14% 9.76% 12.14% 9.45% 10.11% 7.22%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA -8.47% 3.99% 3.84% 5.55% 4.84% 6.49% 5.06%
Data as of 02/28/2023, AR inception is 12/31/2000