Potlatch Salaried 401(k) Plan
Investment Model Portfolios
--
Investment options of Potlatch Salaried 401(k) Plan
Total Available Funds: 26
| Asset Class |
Ticker
| Description |
| US EQUITY |
|
|
| LARGE GROWTH |
MLAAX |
Mainstay Funds Mainstay Large Cap Growth Fund |
| LARGE VALUE |
DODGX |
Dodge Cox Funds Dodge Cox Stock Fund |
| MID-CAP VALUE |
ARTQX |
Artisan Funds Artisan Mid-Cap Value Fund |
| Mid-Cap Growth |
ARTMX |
Artisan Funds Artisan Mid-Cap Fund |
| Mid-Cap Growth |
TMDIX |
Timesquare Funds Timesquare Mid-Cap Growth Fund |
| MID-CAP VALUE |
JBJDX |
Morgan Stanley Funds Morgan Stanley Small Company Growth Fund |
| MID-CAP BLEND |
VEXMX |
Vanguard Funds Vanguard Extended Mkt Index Fund |
| LARGE BLEND |
VFINX |
Putnam S P 500 Index Fund Putnam S P 500 Index Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
PTTRX |
Pacific Investment Management Company Funds Pacific Investment Management Company Total Return Fund |
| Intermediate-Term Bond |
VBMFX |
Vanguard Funds Vanguard Total Bond Mkt Index Fund |
| SHORT GOVERNMENT |
STABLEVALUE |
Putnam Stable Value Fund Putnam Stable Value Fund |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Value |
DODFX |
Dodge Cox Funds Dodge Cox International Fund |
| Foreign Large Growth |
ARTIX |
Artisan Funds Artisan International Fund |
| Foreign Large Blend |
VGTSX |
Vanguard Funds Vanguard International Index Fund |
|
| Others |
|
|
| Retirement Income |
TRRIX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt Income Fund |
| Target Date 2000-2010 |
TRRFX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2005 Fund |
| Target Date 2000-2010 |
TRRAX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2010 Fund |
| Target Date 2011-2015 |
TRRGX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2015 Fund |
| Target Date 2016-2020 |
TRRBX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2020 Fund |
| Target Date 2021-2025 |
TRRHX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2025 Fund |
| Target Date 2026-2030 |
TRRCX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2030 Fund |
| Target Date 2031-2035 |
TRRJX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2035 Fund |
| Target Date 2036-2040 |
TRRDX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2040 Fund |
| Target Date 2041-2045 |
TRRKX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2045 Fund |
| Target Date 2050+ |
TRRMX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2050 Fund |
| Target Date 2050+ |
TRRNX |
T. Rowe Price Retirement Funds T. Rowe Price Retirement rtmt 2055 Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for Potlatch Salaried 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
Potlatch Sala... Moderate
|
-0.24 |
12.98 |
7.48 |
4.12 |
3.67 |
6.00 |
6.82 |
7.29 |
NA |
0.45 |
25.51 |
-3.51 |
2.98 |
3.05 |
7.80 |
-1.43 |
10.52 |
5.64 |
-5.08 |
2.07 |
16.24 |
7.67 |
2.79 |
9.23 |
18.17 |
-1.18 |
14.70 |
13.14 |
5.39 |
13.47 |
19.08 |
2.87 |
7.99 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.25 |
9.98 |
9.75 |
10.95 |
11.06 |
12.38 |
9.19 |
7.54 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-0.67 |
6.25 |
1.68 |
4.40 |
4.69 |
6.67 |
5.54 |
5.08 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
Potlatch Sala... Moderate
|
NA |
2.16 |
0.67 |
0.57 |
0.48 |
NA |
NA |
0.87 |
NA |
0.03 |
2.87 |
-0.48 |
0.33 |
0.25 |
1.55 |
-0.38 |
2.21 |
1.12 |
-0.85 |
0.32 |
2.33 |
1.12 |
0.35 |
0.83 |
2.11 |
-0.39 |
1.21 |
1.33 |
0.59 |
1.92 |
3.55 |
0.38 |
1.10 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.51 |
0.88 |
0.82 |
0.65 |
NA |
NA |
0.45 |
0.43 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.72 |
0.74 |
0.55 |
0.50 |
NA |
NA |
0.51 |
0.97 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
Potlatch Sala... Moderate
|
NA |
7.29 |
8.79 |
8.81 |
7.45 |
NA |
NA |
7.33 |
NA |
6.46 |
7.41 |
10.11 |
8.90 |
11.49 |
4.13 |
7.20 |
4.48 |
4.85 |
6.02 |
6.40 |
6.96 |
6.83 |
7.97 |
11.03 |
8.56 |
5.45 |
9.66 |
7.44 |
5.46 |
6.54 |
5.18 |
4.68 |
5.15 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.85 |
17.21 |
17.41 |
18.48 |
NA |
NA |
18.10 |
24.02 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.49 |
10.11 |
10.08 |
10.41 |
NA |
NA |
11.48 |
12.31 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
Potlatch Sala... Moderate
|
NA |
3.77 |
13.37 |
15.85 |
15.85 |
NA |
NA |
15.85 |
NA |
1.72 |
3.77 |
11.76 |
6.68 |
15.85 |
3.00 |
7.18 |
1.47 |
2.82 |
10.03 |
6.02 |
4.68 |
6.57 |
5.32 |
9.46 |
4.56 |
7.97 |
7.04 |
8.04 |
4.36 |
6.23 |
2.64 |
5.72 |
3.88 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
Potlatch Sala... Moderate
|
NA |
15.44 |
9.15 |
7.13 |
4.83 |
NA |
NA |
4.65 |
NA |
0.89 |
15.86 |
7.17 |
4.02 |
5.91 |
2.37 |
2.05 |
0.64 |
2.85 |
3.61 |
3.57 |
2.43 |
3.59 |
3.74 |
3.69 |
4.95 |
3.72 |
4.88 |
6.58 |
2.50 |
3.92 |
3.72 |
6.25 |
8.09 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2023, AR inception is 12/31/2000
