WADDELL REED FINANCIAL, INC. 401(K) AND THRIFT PLAN
Investment Model Portfolios
Investment options of WADDELL REED FINANCIAL, INC. 401(K) AND THRIFT PLAN
Total Available Funds: 40
| Asset Class |
Ticker
| Description |
| Others |
|
|
| ROOT |
CASH |
Cash equivalents |
| ROOT |
unknow |
Accrued income |
| World Allocation |
UNASX |
Waddell Reed Advisors Group Asset Strategy Funds |
| ROOT |
CASH |
Waddell Reed Advisors Group Cash Management Funds |
| Moderate Allocation |
UNCIX |
Waddell Reed Advisors Group Continental Income Funds |
| Equity Energy |
VGENX |
Waddell Reed Advisors Group Energy Funds |
| Technology |
UNSCX |
Waddell Reed Advisors Group Science and Technology Funds |
| World Allocation |
IASRX |
Ivy Asset Strategy Funds |
| ROOT |
unknow |
Ivy Cundill Global Value Funds |
| Natural Resources |
IGNRX |
Ivy Global Natural Resources Funds |
| World Allocation |
IIBIX |
Ivy International Balanced Funds |
| Technology |
WSTRX |
Ivy Science And Technology Funds |
|
| US EQUITY |
|
|
| LARGE GROWTH |
UNACX |
Waddell Reed Advisors Group of Accumulative |
| LARGE GROWTH |
UNCMX |
Waddell Reed Advisors Group Core Investment Funds |
| LARGE BLEND |
WDVAX |
Waddell Reed Advisors Group Dividend Opportunities Funds |
| Mid-Cap Growth |
UNECX |
Waddell Reed Advisors Group New Concepts Funds |
| Small Growth |
UNSAX |
Waddell Reed Advisors Group Small Cap Funds |
| LARGE VALUE |
WVAAX |
Waddell Reed Advisors Group Value Funds |
| LARGE GROWTH |
UNVGX |
Waddell Reed Advisors Group Vanguard Funds |
| LARGE GROWTH |
IVAIX |
Ivy Capital Appreciation Funds |
| LARGE GROWTH |
ICIEX |
Ivy Core Equity Funds |
| LARGE GROWTH |
WLGRX |
Ivy Large Cap Growth Funds |
| Small Growth |
IGWIX |
Ivy Micro Cap Growth Funds |
| Mid-Cap Growth |
WMGRX |
Ivy Mid Cap Growth Funds |
| Small Growth |
WSGRX |
Ivy Small Cap Growth Funds |
| SMALL BLEND |
IVVIX |
Ivy Small Cap Value Funds |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
UNBDX |
Waddell Reed Advisors Group Bond Fund |
| WORLD BOND |
UNHHX |
Waddell Reed Advisors Group Global Bond Funds |
| Intermediate Government |
UNGVX |
Waddell Reed Advisors Group Government Securities Funds |
| High Yield Bond |
UNHIX |
Waddell Reed Advisors Group High Income Funds |
| Intermediate-Term Bond |
IVBIX |
Ivy Bond Funds |
| High Yield Bond |
IVHIX |
Ivy High Income Funds |
| Short-Term Bond |
ILTIX |
Ivy Limited-Term Bond Funds |
| Intermediate-Term Bond |
IMFIX |
Ivy Mortgage Securities Funds |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Growth |
UNCGX |
Waddell Reed Advisors Group International Growth Funds |
| EUROPE STOCK |
IEOIX |
Ivy European Opportunities Funds |
| Foreign Large Blend |
ICEIX |
Ivy International Core Equity Funds |
| Foreign Large Growth |
IGIIX |
Ivy International Growth Funds |
| PACIFIC/ASIA EX-JAPAN STK |
IPOIX |
Ivy Pacific Opportunities Funds |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
IRSRX |
Ivy Real Estate Securities Funds |
|
Investment model portfolios
We provide two types of investment model portfolios for WADDELL REED FINANCIAL, INC. 401(K) AND THRIFT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
