NORTHROP GRUMMAN SHIPBUILDING, INC. NEWPORT NEWS OPERATIONS SAVINGS (401(k)) PLAN Investment Model Portfolios

Investment options of NORTHROP GRUMMAN SHIPBUILDING, INC. NEWPORT NEWS OPERATIONS SAVINGS (401(k)) PLAN

Total Available Funds: 11

Asset Class

Ticker

Description

Others
ROOT	CASH	Evergreen U.S. Treasury Money Market Fund
Moderate Allocation	ACESX	Van Kampen Equity & Income Fund
unknown	unknown	Enhanced Stock Mkt Fund of Wachovia

FIXED INCOME
Intermediate-Term Bond	FBIDX	Fidelity U.S. Bond Index Fund
Intermediate Government	EUSYX	Evergreen U.S. Government Fund

US EQUITY
LARGE VALUE	DODGX	Dodge & Cox Stock Fund
MID-CAP VALUE	JMIVX	Perkins Mid Cap Value Fund
LARGE GROWTH	EKORX	Evergreen Omega Fund
Small Blend	FMAZX	Morgan Stanley Institutional Fund Tr Institutional Small Cap Value Fund
Large Value	ACGMX	Van Kampen Strategic Growth Fund

INTERNATIONAL EQUITY
Foreign Large Blend	RERFX	American Europacific Growth Fund

Investment model portfolios

We provide two types of investment model portfolios for NORTHROP GRUMMAN SHIPBUILDING, INC. NEWPORT NEWS OPERATIONS SAVINGS (401(k)) PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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