ING Americas Savings Plan and ESOP
Investment Model Portfolios

—

Investment options of ING Americas Savings Plan and ESOP

Total Available Funds: 18

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	KNITX	Equity Index Tr
MID-CAP BLEND	FLVCX	ING Leveraged Stock Fund
LARGE BLEND	VTI	ING Mkt Stock Fund
Small Growth	IVSOX	ING VP Small Cap Opportunities Portfolio – Initial Class
LARGE GROWTH	MLAIX	Mainstay Large Cap Growth Shares
MID-CAP VALUE	NSMRX	Nuveen NWQ Small/Mid-Cap Value Fund – Class R
SMALL BLEND	IIRSX	Russell Small Cap Completeness Index SL Series Fund

Others
EQUITY	PSS	Goldman Sachs Collective Tr Strategic Value Fund
Target Date 2011-2015	ISOIX	ING Solution 2015 Portfolio – Initial Class
Target Date 2021-2025	ISZIX	ING Solution 2025 Portfolio – Initial Class
Target Date 2031-2035	ISQIX	ING Solution 2035 Portfolio – Initial Class
Target Date 2041-2045	ISRIX	ING Solution 2045 Portfolio – Initial Class
Retirement Income	ISWIX	ING Solution Income Portfolio – Initial Class

INTERNATIONAL EQUITY
Foreign Large Value	NIIVX	ING International Value Fund – Class I
Foreign Large Blend	VWIGX	Vanguard International Growth Shares

REAL ESTATE
Global Real Estate	IGLIX	ING Real Estate Fund – Class I

FIXED INCOME
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Fund – Institutional Shares
Intermediate-Term Bond	VBMFX	Vanguard Total Bond Mkt Index Fund

Investment model portfolios

We provide two types of investment model portfolios for ING Americas Savings Plan and ESOP participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Click here for more plan details and features ►

ING Americas Savings Plan and ESOP Investment Model Portfolios

Investment options of ING Americas Savings Plan and ESOP

Investment model portfolios

ING Americas Savings Plan and ESOP
Investment Model Portfolios