ING 401(k) Plan for ILIAC Agents
Investment Model Portfolios

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Investment options of ING 401(k) Plan for ILIAC Agents

Total Available Funds: 17

Asset Class

Ticker

Description

US EQUITY
LARGE BLEND	KNITX	Equity Index Tr
LARGE BLEND	VTI	ING Mkt Stock Fund
Small Growth	IVSOX	ING VP Small Cap Opportunities Portfolio – Initial Class
LARGE GROWTH	MLRRX	Mainstay Large Cap Growth
MID-CAP VALUE	NSMRX	Nuveen NWQ Small/Mid-Cap Value Fund – Class R
SMALL BLEND	IIRSX	Russell Small Cap Completeness Index SL Series Fund

Others
EQUITY	PSS	Goldman Sachs Collective Tr Strategic Value Fund
Target Date 2011-2015	ISOIX	ING Solution 2015 Portfolio – Initial Class
Target Date 2021-2025	ISZIX	ING Solution 2025 Portfolio – Initial Class
Target Date 2031-2035	ISQIX	ING Solution 2035 Portfolio – Initial Class
Target Date 2041-2045	ISRIX	ING Solution 2045 Portfolio – Initial Class
Retirement Income	ISWIX	ING Solution Income Portfolio – Initial Class

INTERNATIONAL EQUITY
Foreign Large Value	NIIVX	ING International Value Fund – Class I
Foreign Large Blend	VWIGX	Vanguard International Growth Shares

REAL ESTATE
Global Real Estate	IGLIX	ING Real Estate Fund – Class I

FIXED INCOME
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Fund – Institutional Shares
Intermediate-Term Bond	VBMFX	Vanguard Total Bond Mkt Index Fund – Signal Shares

Investment model portfolios

We provide two types of investment model portfolios for ING 401(k) Plan for ILIAC Agents participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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ING 401(k) Plan for ILIAC Agents Investment Model Portfolios

Investment options of ING 401(k) Plan for ILIAC Agents

Investment model portfolios

ING 401(k) Plan for ILIAC Agents
Investment Model Portfolios