PRIVATEBANCORP, INC. SAVINGS, RETIREMENT AND EMPLOYEE STOCK OWNERSHIP PLAN Investment Model Portfolios

Investment options of PRIVATEBANCORP, INC. SAVINGS, RETIREMENT AND EMPLOYEE STOCK OWNERSHIP PLAN

Total Available Funds: 25

Asset Class

Ticker

Description

Others
ROOT	CASH	Principal Money Mkt Sep Acct
Target Date 2000-2010	PTTIX	Principal LifeTm 2010
Target Date 2016-2020	PLWIX	Principal LifeTm 2020
Target Date 2026-2030	PMTIX	Principal LifeTm 2030
Target Date 2036-2040	PTDIX	Principal LifeTm 2040
Target Date 2050+	PPLIX	Principal LifeTm 2050
Retirement Income	PLSIX	Principal LifeTm Str income
Moderate Allocation	RLBFX	American Funds American Balanced Fund R5
unknown	unknown	Principal Guaranteed interest account

US EQUITY
LARGE BLEND	PLFIX	Principal Lg Cap Stk Idx
MID-CAP VALUE	PVMIX	Principal Mid Cap Value
SMALL BLEND	PSSIX	Principal Sm Cap S P 600 Index
MID-CAP BLEND	MPSIX	Principal Mid Cap S P 400 Index
SMALL VALUE	PVSIX	Principal Sm Cap Value
LARGE GROWTH	RGAFX	American Funds Growth Fund of Amer R5
LARGE VALUE	DODGX	Dodge Cox Stock Fund
Small Growth	BUFSX	Buffalo Small Cap Fund
Mid-Cap Growth	ACRNX	Columbia Acorn Z Fund
SMALL VALUE	JSIVX	Perkins Small Cap Value I Fund

INTERNATIONAL EQUITY
Foreign Large Blend	PINIX	Principal Ptr International
Foreign Small/Mid Value	DISVX	Dimensional Fund DFA Intl Small Cap Value

REAL ESTATE
REAL ESTATE	PIREX	Principal Real Estate Secs

Emerging Market
DIVERSIFIED EMERGING MKTS	PYEFX	Pioneer Emerging Mkts Y Fund

FIXED INCOME
Short-Term Bond	VBISX	Vanguard ST Bond Index Inv Fund
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Instl Fund

Investment model portfolios

We provide two types of investment model portfolios for PRIVATEBANCORP, INC. SAVINGS, RETIREMENT AND EMPLOYEE STOCK OWNERSHIP PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
PRIVATEBANCORP, INC. SAVINGS, RETIREMENT AND EMPLOYEE STOCK OWNERSHIP PLAN Tactical Asset Allocation Moderate	NA	11.99%	-0.23%	7.20%	8.69%	8.30%	9.65%	10.10%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	21.20%	0.94%	5.44%	5.42%	6.79%	5.80%	5.54%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	PRIVATEBANCOR... Moderate	-1.34	11.99	-0.23	7.20	8.69	8.30	9.65	10.10	NA	0.67	8.98	-11.75	13.69	22.62	21.76	14.76	17.57	3.87	-4.00	4.64	11.10	10.54	-3.06	11.36	25.88	-5.84	16.27	18.79	15.21	12.19	21.99	4.94	7.62	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	21.20	0.94	5.44	5.42	6.79	5.80	5.54	NA	5.75	13.92	-16.49	7.97	11.63	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	PRIVATEBANCOR... Moderate	NA	-0.47	-0.48	0.42	0.77	NA	NA	0.98	0.04	-0.65	0.62	-1.34	1.36	2.61	2.32	1.34	3.13	0.64	-0.58	0.81	1.56	1.60	-0.27	0.78	2.78	-1.04	1.08	1.53	1.95	1.29	4.01	0.80	1.17	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.97	0.81	0.77	0.67	NA	NA	0.46	0.59	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.59	0.42	0.29	0.41	NA	NA	0.48	1.19	0.24	1.25	-1.25	1.01	0.59	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	PRIVATEBANCOR... Moderate	NA	8.98	8.89	9.11	8.38	NA	NA	8.52	10.37	9.05	7.69	9.83	10.01	8.59	8.79	10.03	5.41	5.68	6.97	5.69	7.09	6.54	11.37	14.52	9.26	6.53	12.24	10.15	6.70	8.69	5.32	4.78	4.55	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.05	16.97	17.38	18.47	NA	NA	18.08	22.31	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	11.07	10.36	10.34	10.55	NA	NA	11.51	11.45	8.97	8.31	14.38	7.89	19.14	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	PRIVATEBANCOR... Moderate	NA	5.48	12.02	14.05	14.05	NA	NA	14.05	0.69	5.46	6.42	13.75	4.07	4.46	1.20	6.01	2.05	4.05	9.80	6.01	6.31	5.32	11.91	10.52	4.92	9.28	10.37	11.90	4.98	12.30	2.52	6.20	3.43	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	13.03	13.03	23.77	23.77	NA	NA	41.18	9.62	7.07	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	PRIVATEBANCOR... Moderate	NA	4.56	3.96	8.83	7.97	NA	NA	6.20	NA	0.93	4.15	2.83	4.07	16.31	20.52	18.04	1.45	3.28	4.15	4.07	3.75	4.33	2.35	2.08	4.05	2.87	9.11	8.20	4.32	4.42	3.68	5.70	8.06	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	0.00	1.29	1.55	1.92	2.71	4.42	3.42	16.47	0.60	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA...R SHARES)	0.00	2.83	2.68	2.41	2.70	3.34	3.15	6.16	1.19	2.97	2.91	1.71	2.03	1.86	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

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