CIBER, Inc. Savings 401(k) Plan
Investment Model Portfolios
--
Investment options of CIBER, Inc. Savings 401(k) Plan
Total Available Funds: 28
Asset Class |
Ticker
| Description |
US EQUITY |
|
|
US EQUITY |
CBR |
CIBER Inc. Common Stock |
LARGE BLEND |
PLFIX |
Principal Large Cap S P 500 Index Separate Account Pooled Separate Account |
MID-CAP BLEND |
MPSIX |
Principal Mid Cap S P 400 Index Separate Account Pooled Separate Account |
Small Growth |
JSECX |
JPMorgan/Mellon Equity Small Cap Value I Separate Account Pooled Separate Account |
SMALL BLEND |
PSSIX |
Principal Small Cap S P 600 Index Separate Account Pooled Separate Account |
MID-CAP VALUE |
GSMCX |
Goldman Sachs/LA Capital Mgmt Mid capital,Value I Separate Account Pooled Separate Account |
LARGE BLEND |
RELEX |
Russell Lifepoints Equity Growth Strategy E |
LARGE VALUE |
MEIAX |
MFS Value A |
LARGE VALUE |
TWEIX |
American Century Equity Income Investment |
SMALL VALUE |
ACVIX |
American Century Small Cap Value Investment |
LARGE GROWTH |
MGRIX |
Marsico Growth |
LARGE GROWTH |
RGAFX |
American Funds Growth Fund of Amer R5 |
Mid-Cap Growth |
FMCDX |
Fidelity Advisor Mid Cap A |
SMALL BLEND |
FSCDX |
Fidelity Advisor Small Cap A |
Mid-Cap Growth |
JAAGX |
Janus Aspen Enterprise I |
|
Others |
|
|
ROOT |
CASH |
Principal Money Mkt Separate Account Pooled Separate Account |
Moderate Allocation |
RBLAX |
Russell Lifepoints Balanced Strategy E |
Conservative Allocation |
RCLEX |
Russell Lifepoints Conservative Strategy E |
Moderate Allocation |
RALEX |
Russell Lifepoints Growth Strategy E |
Conservative Allocation |
RMLAX |
Russell Lifepoints Moderate Strategy E |
ROOT |
CASH |
Tocqueville Asset Management |
|
FIXED INCOME |
|
|
Intermediate-Term Bond |
PMSIX |
Principal Bond & Mortgage Separate Account Pooled Separate Account |
Intermediate-Term Bond |
MRBJX |
MFS Research Bond R4 |
|
REAL ESTATE |
|
|
REAL ESTATE |
PIREX |
Principal Real Estate Securities Separate Account Pooled Separate Account |
|
Emerging Market |
|
|
DIVERSIFIED EMERGING MKTS |
PIEIX |
Principal International Emerging Mkts Separate Account Pooled Separate Account |
|
INTERNATIONAL EQUITY |
|
|
Foreign Large Blend |
SCVEX |
Fidelity/Schroders International I Separate Account Pooled Separate Account |
WORLD STOCK |
RNPFX |
American Funds New Perspective R5 |
Foreign Large Blend |
AEPGX |
American Funds Europacific Growth R5 |
|
Investment model portfolios
We provide two types of investment model portfolios for CIBER, Inc. Savings 401(k) Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
Annualized Return (%)
|
CIBER, Inc. S... Moderate
|
-0.60 |
59.17 |
11.63 |
10.83 |
8.19 |
8.79 |
8.36 |
8.07 |
NA |
50.02 |
11.02 |
-13.80 |
10.19 |
9.29 |
16.64 |
-0.59 |
7.73 |
6.82 |
-1.52 |
5.12 |
12.31 |
8.31 |
4.83 |
15.01 |
20.44 |
-11.30 |
7.81 |
19.48 |
2.49 |
10.67 |
13.22 |
-0.97 |
1.99 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Sharpe Ratio
|
CIBER, Inc. S... Moderate
|
NA |
-0.06 |
-0.11 |
0.01 |
0.10 |
NA |
NA |
0.29 |
-0.11 |
0.70 |
0.83 |
-1.58 |
1.00 |
0.92 |
3.16 |
-0.25 |
1.40 |
1.57 |
-0.26 |
0.94 |
1.84 |
1.56 |
0.54 |
1.15 |
2.50 |
-2.95 |
0.50 |
1.85 |
0.05 |
1.27 |
2.34 |
-0.59 |
-0.44 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
0.85 |
0.91 |
0.82 |
0.67 |
NA |
NA |
0.46 |
0.62 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Standard Deviation(%)
|
CIBER, Inc. S... Moderate
|
NA |
74.40 |
43.60 |
34.32 |
24.59 |
NA |
NA |
16.83 |
292.03 |
62.00 |
8.16 |
9.60 |
10.14 |
9.85 |
4.83 |
7.72 |
5.06 |
4.20 |
6.06 |
5.41 |
6.69 |
5.28 |
8.91 |
13.02 |
8.12 |
4.14 |
9.70 |
8.74 |
6.80 |
7.65 |
5.36 |
3.52 |
0.71 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
19.55 |
17.05 |
17.37 |
18.46 |
NA |
NA |
18.09 |
22.85 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Draw Down(%)
|
CIBER, Inc. S... Moderate
|
NA |
33.63 |
33.63 |
33.63 |
33.63 |
NA |
NA |
33.63 |
33.63 |
31.73 |
7.42 |
17.30 |
7.50 |
14.06 |
2.19 |
7.41 |
4.07 |
3.59 |
6.53 |
4.27 |
5.98 |
4.06 |
7.56 |
9.40 |
3.97 |
11.91 |
6.77 |
6.14 |
5.71 |
9.39 |
3.55 |
4.86 |
0.45 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Yield(%)
|
CIBER, Inc. S... Moderate
|
NA |
4.54 |
4.06 |
3.98 |
3.66 |
NA |
NA |
3.46 |
NA |
0.81 |
4.48 |
2.41 |
4.75 |
4.16 |
4.18 |
2.14 |
0.07 |
5.70 |
4.38 |
4.50 |
3.58 |
2.82 |
2.36 |
2.79 |
3.34 |
2.82 |
5.30 |
7.46 |
3.32 |
3.79 |
1.19 |
0.83 |
2.40 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2024, AR inception is 12/31/2000