National Grid USA Companies’ Incentive Thrift Plan II Investment Model Portfolios

Investment options of National Grid USA Companies’ Incentive Thrift Plan II

Total Available Funds: 28

Asset Class

Ticker

Description

Others
ROOT	CASH	National Grid plc National Grid American Depositary Receipts
Conservative Allocation	VSCGX	Vanguard LifeSt Conserv Growth
Moderate Allocation	VSMGX	Vanguard LifeSt Mod Growth
unknown	unknown	T. Rowe Price Retirement Stable Value Common Tr Fund
ROOT	CASH	T. Rowe Price Retirement U.S. Treasury Money Mkt Tr
Moderate Allocation	PACLX	T. Rowe Price Retirement Capital app Fund
Moderate Allocation	TRPBX	T. Rowe Price Retirement Personal Strategy Balanced Fund
Conservative Allocation	PRSIX	T. Rowe Price Retirement Personal Strategy Income Fund
Natural Resources	AECIX	Allianz Allianz RCM Global Tech Fund

US EQUITY
LARGE GROWTH	AGTHX	American Funds American Funds Growth Fund
LARGE BLEND	VFINX	Vanguard Vanguard 500 Index
Small Growth	VEXPX	Vanguard Explorer Fund
LARGE BLEND	VASGX	Vanguard LifeSt Growth Fund
MID-CAP BLEND	VMISX	Vanguard Mid-Cap Index Fund
LARGE GROWTH	VPMCX	Vanguard PRIMECAP Fund
LARGE VALUE	VWNFX	Vanguard Windsor II Fund Inv
LARGE VALUE	PRFDX	T. Rowe Price Retirement Equity Income Fund
LARGE GROWTH	PABGX	T. Rowe Price Retirement Blue Chip Growth Fund
SMALL BLEND	PRSVX	T. Rowe Price Retirement Small-Cap Value Fund
Mid-Cap Growth	RPMGX	T. Rowe Price Retirement Mid-Cap Growth Fund
LARGE BLEND	TRSGX	T. Rowe Price Retirement Personal Strategy Growth Fund
LARGE GROWTH	FDGRX	Fidelity Investments Fidelity Growth Company Fund
MID-CAP BLEND	FLPSX	Fidelity Investments Fidelity Low Priced Stock Fund
LARGE GROWTH	CLCIX	Calvert Calvert Large Cap Growth Fund
LARGE BLEND	SVSPX	State Street SSGA S P 500 Index

FIXED INCOME
Intermediate-Term Bond	VBMFX	Vanguard Total Bond Mkt Index
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Fund

INTERNATIONAL EQUITY
Foreign Large Growth	FDIVX	Fidelity Investments Fidelity Diversified International Fund

Investment model portfolios

We provide two types of investment model portfolios for National Grid USA Companies’ Incentive Thrift Plan II participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
National Grid USA Companies’ Incentive Thrift Plan II Tactical Asset Allocation Moderate	NA	21.84%	1.55%	3.65%	4.12%	4.57%	5.51%	6.40%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	National Grid... Moderate	-1.16	21.84	1.55	3.65	4.12	4.57	5.51	6.40	NA	7.47	13.22	-16.98	7.56	6.31	9.33	-1.45	12.08	3.85	-2.51	3.46	12.87	7.08	-4.95	6.97	16.74	-1.09	10.98	10.58	5.35	8.02	18.70	7.21	8.07	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	National Grid... Moderate	NA	0.15	-0.27	0.04	0.23	NA	NA	0.61	0.03	0.07	1.18	-1.79	0.83	0.52	1.77	-0.34	2.35	0.77	-0.40	0.56	2.03	1.44	-0.56	0.67	2.06	-0.34	0.83	0.95	0.57	0.95	3.03	1.37	1.12	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.52	0.92	0.81	0.66	NA	NA	0.45	0.47	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.56	0.73	0.52	0.49	NA	NA	0.51	0.85	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	National Grid... Moderate	NA	11.84	10.05	10.23	8.33	NA	NA	7.64	7.89	11.87	7.58	10.25	9.05	11.65	4.47	8.08	4.88	4.72	6.30	6.19	6.33	4.89	8.97	10.21	8.10	5.89	9.62	7.69	5.52	7.48	5.94	4.45	5.14	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.81	17.18	17.40	18.47	NA	NA	18.10	23.67	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.51	10.10	10.07	10.41	NA	NA	11.48	12.15	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	National Grid... Moderate	NA	8.99	15.73	19.19	19.19	NA	NA	19.19	0.59	8.91	6.73	17.50	4.86	14.51	2.77	7.75	2.86	4.09	8.23	5.10	4.46	4.50	11.12	8.45	4.03	9.08	7.10	9.36	4.30	6.86	3.39	3.37	3.88	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	National Grid... Moderate	NA	4.39	4.86	4.25	3.29	NA	NA	3.90	NA	0.75	4.28	2.77	6.77	4.79	2.21	2.26	0.28	2.98	2.69	3.15	2.47	2.98	1.96	4.54	4.99	4.01	5.56	5.04	3.07	3.50	4.08	6.49	8.10	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

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