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STERLING SAVINGS BANK EMPLOYEE SAVINGS AND INVESTMENT PLAN
Investment Model Portfolios

Investment options of STERLING SAVINGS BANK EMPLOYEE SAVINGS AND INVESTMENT PLAN

Total Available Funds: 24
Asset Class Ticker Description
Others
ROOT CASH Fidelity Retire Money Mkt Money Mkt
ROOT CASH Cash Equivalents N/A
Target Date 2016-2020 FFFDX Fidelity Freedom 2020
Target Date 2011-2015 FFVFX Fidelity Freedom 2015
Target Date 2021-2025 FFTWX Fidelity Freedom 2025
Target Date 2026-2030 FFFEX Fidelity Freedom 2030
Target Date 2000-2010 FFFCX Fidelity Freedom 2010
Target Date 2031-2035 FFTHX Fidelity Freedom 2035
Target Date 2036-2040 FFFFX Fidelity Freedom 2040
Target Date 2041-2045 FFFGX Fidelity Freedom 2045
Target Date 2000-2010 FFFVX Fidelity Freedom 2005
Moderate Allocation FBALX Fidelity Balanced
ROOT ASOIX American Beacon Large Cap Val PA
Target Date 2050+ FFFHX Fidelity Freedom 2050
Retirement Income FFFAX Fidelity Freedom Income
Target Date 2000-2010 FFFBX Fidelity Freedom 2000
INTERNATIONAL EQUITY
Foreign Large Value DODFX Dodge Cox International Stock
US EQUITY
LARGE GROWTH RGAFX American Fund Growth Fund
Mid-Cap Growth BARAX Baron Asset Fund
Small Growth VISGX Vanguard Small Growth Index
LARGE BLEND FUSEX Spartan US Equity Index
MID-CAP VALUE VASVX Vanguard Selected Value
SMALL VALUE VISVX Vanguard Small Value Index
FIXED INCOME
Intermediate-Term Bond FTBFX Fidelity Total Bond

Investment model portfolios

We provide two types of investment model portfolios for STERLING SAVINGS BANK EMPLOYEE SAVINGS AND INVESTMENT PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
STERLING SAVINGS BANK EMPLOYEE SAVINGS AND INVESTMENT PLAN Tactical Asset Allocation Moderate NA 1.24% 4.68% 4.51% 4.08% 5.88% 6.69% 6.52%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 9.98% 9.75% 10.95% 11.06% 12.38% 9.19% 7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.25% 1.68% 4.40% 4.69% 6.67% 5.54% 5.08%
Data as of 10/31/2023, AR inception is 12/31/2000

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