DeanMerrill
Investment Model Portfolios
Investment options of DeanMerrill
Total Available Funds: 32
| Asset Class |
Ticker
| Description |
| FIXED INCOME |
|
|
| Short-Term Bond |
BSV |
Vanguard Short-Term Bond ETF |
| Bank Loan |
FFRHX |
Fidelity Floating Rate High Income |
| Long-Term Bond |
LQD |
iShares iBoxx $ Invest Grade Corp Bond |
| SHORT GOVERNMENT |
STABLEVALUE |
MEC (stable value) |
| Short-Term Bond |
MINT |
PIMCO Enhanced Short Maturity Strgy ETF |
| Multisector Bond |
PUBDX |
PIMCO Unconstrained Bonds |
| Intermediate-Term Bond |
VBTLX |
Vanguard Total Bond Market Index Adm |
| Intermediate Government |
VFIJX |
Vanguard GNMA Adm |
| Short-Term Bond |
VFSUX |
Vanguard Short-Term Investment-Grade Adm |
| High Yield Bond |
VWEAX |
Vanguard High-Yield Corporate Adm |
| High Yield Bond |
VWEHX |
Vanguard High-Yield Corporate Inv |
|
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
DBC |
PowerShares DB Commodity Index Tracking |
| COMMODITIES BROAD BASKET |
DJP |
iPath DJ-UBS Commodity Index TR ETN |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
DGS |
WisdomTree Emerging Mkts SmallCap Div |
| DIVERSIFIED EMERGING MKTS |
VWO |
Vanguard Emerging Markets Stock ETF |
|
| US EQUITY |
|
|
| SMALL VALUE |
VBR |
Vanguard Small Cap Value ETF |
| LARGE BLEND |
VDIGX |
Vanguard Dividend Growth Inv |
| LARGE GROWTH |
VHCAX |
Vanguard Capital Opportunity Adm |
| LARGE BLEND |
VIG |
Vanguard Dividend Appreciation ETF |
| MID-CAP BLEND |
VIMAX |
Vanguard Mid Capitalization Index Adm |
| LARGE GROWTH |
VPCCX |
Vanguard PRIMECAP Core Inv |
| LARGE BLEND |
VTSAX |
Vanguard Total Stock Mkt Idx Adm |
|
| Others |
|
|
| Health |
VGHAX |
Vanguard Health Care Adm |
| ROOT |
CASH |
VMMXX |
| Moderate Allocation |
VWENX |
Vanguard Wellington Adm |
| Conservative Allocation |
VWIAX |
Vanguard Wellesley Income Adm |
|
| INTERNATIONAL EQUITY |
|
|
| EUROPE STOCK |
VGK |
Vanguard European ETF |
| DIVERSIFIED PACIFIC/ASIA |
VPL |
Vanguard Pacific Stock ETF |
| Foreign Large Blend |
VTIAX |
Vanguard Total Intl Stocks Adm |
| Foreign Large Blend |
VWIGX |
Vanguard International Growth Inv |
|
| REAL ESTATE |
|
|
| REAL ESTATE |
VGSLX |
Vanguard REIT Index Adm |
| REAL ESTATE |
VNQ |
Vanguard REIT Index ETF |
|
Investment model portfolios
We provide two types of investment model portfolios for DeanMerrill participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
DeanMerrill T... Moderate
|
-0.77 |
20.82 |
11.83 |
13.10 |
7.67 |
7.54 |
9.24 |
8.96 |
NA |
14.11 |
16.11 |
5.37 |
18.46 |
11.05 |
9.53 |
-4.76 |
11.22 |
5.34 |
-7.31 |
6.04 |
9.29 |
10.87 |
-6.06 |
12.75 |
28.37 |
-1.56 |
21.23 |
16.39 |
11.09 |
12.67 |
11.94 |
1.50 |
1.50 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
DeanMerrill T... Moderate
|
NA |
1.17 |
1.05 |
1.27 |
0.82 |
NA |
NA |
0.89 |
0.11 |
0.98 |
1.72 |
0.45 |
2.16 |
1.18 |
1.78 |
-0.71 |
2.03 |
0.88 |
-1.17 |
1.03 |
1.46 |
2.91 |
-0.53 |
0.95 |
2.55 |
-0.29 |
1.30 |
1.24 |
1.05 |
1.56 |
1.85 |
0.07 |
-0.32 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.60 |
0.95 |
0.80 |
0.65 |
NA |
NA |
0.45 |
0.51 |
1.67 |
1.73 |
-0.82 |
2.17 |
0.53 |
2.39 |
-0.35 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.14 |
1.22 |
0.24 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.60 |
0.97 |
1.23 |
1.61 |
1.62 |
4.31 |
-0.19 |
0.90 |
0.57 |
1.91 |
-0.55 |
1.71 |
0.59 |
-0.01 |
0.30 |
1.47 |
-0.26 |
0.79 |
0.63 |
-1.30 |
1.17 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.62 |
0.74 |
0.50 |
0.48 |
NA |
NA |
0.51 |
0.88 |
0.87 |
1.45 |
-1.22 |
1.32 |
0.70 |
2.77 |
-0.87 |
3.75 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.39 |
1.34 |
0.49 |
1.49 |
2.09 |
-0.75 |
-0.59 |
-0.24 |
1.06 |
1.56 |
1.56 |
0.91 |
4.18 |
4.60 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
DeanMerrill T... Moderate
|
NA |
7.62 |
7.84 |
8.26 |
7.33 |
NA |
NA |
8.28 |
6.37 |
7.69 |
6.90 |
8.86 |
8.53 |
9.16 |
4.55 |
8.53 |
5.21 |
5.82 |
6.28 |
5.83 |
6.34 |
3.71 |
11.59 |
13.36 |
11.07 |
8.70 |
14.01 |
10.56 |
8.51 |
7.52 |
6.08 |
5.35 |
2.54 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.74 |
17.13 |
17.38 |
18.46 |
NA |
NA |
18.09 |
23.24 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.45 |
10.08 |
10.06 |
10.41 |
NA |
NA |
11.48 |
11.95 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
DeanMerrill T... Moderate
|
NA |
6.65 |
7.44 |
12.69 |
12.69 |
NA |
NA |
13.64 |
0.41 |
6.65 |
3.99 |
7.44 |
4.53 |
12.69 |
2.30 |
11.42 |
2.32 |
6.26 |
11.17 |
5.60 |
6.31 |
2.15 |
13.64 |
9.13 |
4.98 |
10.33 |
10.17 |
12.07 |
5.28 |
9.84 |
7.46 |
8.75 |
2.01 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
12.88 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
DeanMerrill T... Moderate
|
NA |
15.21 |
9.36 |
7.36 |
5.16 |
NA |
NA |
4.12 |
NA |
4.70 |
14.11 |
7.63 |
2.00 |
3.75 |
5.19 |
2.00 |
0.80 |
5.17 |
2.98 |
3.86 |
2.56 |
4.45 |
2.60 |
4.52 |
4.59 |
2.58 |
2.84 |
3.25 |
3.75 |
4.12 |
4.47 |
1.10 |
1.74 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Data as of 10/31/2024, AR inception is 12/31/2000
