WSFS Financial Corporation 401(k) Savings and Retirement Plan Investment Model Portfolios

Investment options of WSFS Financial Corporation 401(k) Savings and Retirement Plan

Total Available Funds: 17

Asset Class

Ticker

Description

Others
unknown	unknown	ABN-AMRO Income Plus Stable Value Fund
World Allocation	WYASX	Reed, Conner and Birdwell, Inc. Fund
World Allocation	SGENX	Eagle Global Advisors Fund
ROOT	ILMSX	FMT/Lifestyle Moderate Growth Strategy Fund
ROOT	ILSGX	FMT/Lifestyle Aggressive Growth Strategy Fund
ROOT	ILCIX	FMT/Lifestyle Income and Conservative Fund
ROOT	ILCSX	FMT/Lifestyle Conservative Growth Strategy Fund
Natural Resources	NTRGX	Tradewinds NWQ Global Investors, LLC Fund

US EQUITY
LARGE GROWTH	BSLGX	Smith Group Asset Management Fund
LARGE VALUE	NQVAX	NWQ Investment Management, LLC Fund
LARGE BLEND	MWATX	Metropolitan West Capital Management, LLC Fund
LARGE VALUE	RWMFX	Washington Capital Management Fund
Mid-Cap Growth	IWP	FMT/iShares Russell Mid-Cap Growth Index ETF Fund
LARGE GROWTH	RGAEX	FMT/American Funds Growth Fund of Amer. R4 Fund
MID-CAP VALUE	IWS	FMT/iShares Russell Mid-Cap Value Index ETF Fund
SMALL BLEND	RMT	FMT/Royce Micro-Cap Investment Fund

FIXED INCOME
Intermediate Government	VFIIX	FMT/Vanguard GNMA Fund

Investment model portfolios

We provide two types of investment model portfolios for WSFS Financial Corporation 401(k) Savings and Retirement Plan participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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