FIDELITY SOUTHERN CORPORATION TAX DEFERRED 401(k) SAVINGS PLAN Investment Model Portfolios

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Investment options of FIDELITY SOUTHERN CORPORATION TAX DEFERRED 401(k) SAVINGS PLAN

Total Available Funds: 25

Asset Class

Ticker

Description

FIXED INCOME
SHORT GOVERNMENT	STABLEVALUE	M I Investment Management Corporation M I Employee Benefit Stable Principal Fund
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Fund Institutional Class Shares

Others
ROOT	CASH	M I Investment Management Corporation Marshall Prime Money Mkt Fund
Target Date 2011-2015	VTXVX	Vanguard Group Inc. Vanguard Target rtmt 2015 Fund
Target Date 2021-2025	VTTVX	Vanguard Group Inc. Vanguard Target rtmt 2025 Fund
Target Date 2031-2035	VTTHX	Vanguard Group Inc. Vanguard Target rtmt 2035 Fund
Target Date 2041-2045	VTIVX	Vanguard Group Inc. Vanguard Target rtmt 2045 Fund
Target Date 2000-2010	VTENX	Vanguard Group Inc. Vanguard Target rtmt 2010 Fund
Target Date 2016-2020	VTWNX	Vanguard Group Inc. Vanguard Target rtmt 2020 Fund
Target Date 2050+	VFIFX	Vanguard Group Inc. Vanguard Target rtmt 2050 Fund
Target Date 2036-2040	VFORX	Vanguard Group Inc. Vanguard Target rtmt 2040 Fund
Target Date 2026-2030	VTHRX	Vanguard Group Inc. Vanguard Target rtmt 2030 Fund
Moderate Allocation	VGSTX	Vanguard Group Inc. Vanguard STAR Funds Total International

US EQUITY
SMALL VALUE	JSCOX	Janus Investment Fund Perkins Small Cap Value Fund Class J
MID-CAP VALUE	JAMVX	Janus Investment Fund Perkins Mid Cap Value Fund Class J
MID-CAP BLEND	NMPAX	Colombia Funds Colombia Mid Cap Index Fund Class Z
Small Growth	BCSIX	Nottingham Investment Tr II Brown Capital Management Small Co Fund
Mid-Cap Growth	ATHAX	American Century Mutual Funds Inc. Heritage Fund Investor Class Shares
LARGE GROWTH	RGAFX	American Funds Growth Fund of Amer income Class R5
LARGE BLEND	OAKMX	Oakmark Family of Funds Harris Associates Investment Tr Oakmark
LARGE BLEND	FSMKX	Fidelity Management Research Co. Spartan 500 Index Fund Investor Class

INTERNATIONAL EQUITY
FOREIGN SMALL/MID GROWTH	ACFFX	Colombia Funds Colombia Acorn International Select Class Z
Foreign Large Blend	RERFX	American Funds Europacific Growth Fund Class R-5 Shares
Foreign Large Blend	HRINX	Harbor Capital Advisors Inc. Harbor International Fund International Class

REAL ESTATE
REAL ESTATE	PHRIX	Virtus Investment Partners Inc. Virtus Real Estate Securities Fund Class 1

Investment model portfolios

We provide two types of investment model portfolios for FIDELITY SOUTHERN CORPORATION TAX DEFERRED 401(k) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
FIDELITY SOUTHERN CORPORATION TAX DEFERRED 401(k) SAVINGS PLAN Tactical Asset Allocation Moderate	NA	20.89%	4.24%	10.00%	8.81%	9.37%	10.25%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	FIDELITY SOUT… Moderate	-1.04	20.89	4.24	10.00	8.81	9.37	10.25	…	…	NA	1.19	-8.59	13.40	-9.59	15.00	23.22	22.43	-4.45	11.18	10.81	1.18	4.74	13.08	13.72	3.73	12.50	26.57	3.06	11.64	14.11	10.65	12.81	12.84	-7.93	0.01	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	FIDELITY SOUT… Moderate	NA	-0.85	-0.40	0.25	0.44	NA	NA	…	…	NA	0.11	-0.95	1.04	-0.80	1.50	1.13	2.75	-0.52	2.09	1.23	0.12	0.65	1.76	1.76	0.23	1.03	2.32	0.36	0.79	1.23	1.32	1.59	1.53	-1.17	-0.32	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.89	1.22	0.63	0.75	NA	NA	…	…	1.30	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.70	1.15	0.38	0.62	NA	NA	…	…	1.08	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	FIDELITY SOUT… Moderate	NA	15.94	13.15	14.39	11.84	NA	NA	…	…	NA	10.48	15.92	8.78	13.70	9.99	20.33	7.66	11.14	5.05	8.59	9.25	7.29	7.40	7.77	16.41	12.08	11.39	5.96	10.92	8.81	6.41	7.47	7.93	7.74	7.17	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.22	14.87	16.92	18.13	NA	NA	…	…	13.93	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.47	8.97	10.05	10.33	NA	NA	…	…	10.48	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	FIDELITY SOUT… Moderate	NA	19.40	19.40	22.57	22.57	NA	NA	…	…	NA	0.67	19.40	7.50	16.39	7.15	22.57	3.33	15.82	2.58	8.26	9.34	6.36	7.90	5.93	14.46	7.38	4.62	5.01	7.00	10.46	4.74	6.30	6.08	12.54	11.66	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	FIDELITY SOUT… Moderate	NA	5.48	4.56	5.88	6.81	NA	NA	…	…	NA	NA	2.02	4.79	3.20	5.71	10.49	5.42	10.37	5.38	5.68	10.35	8.44	3.30	4.28	6.22	3.93	4.86	9.12	6.69	4.68	5.96	3.69	2.88	4.97	7.29	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.18	1.60	1.52	2.78	3.91	3.46	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.51	6.00	4.34	4.54	4.38	4.18	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

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