SELECT COMFORT PROFIT SHARING AND 401(k) PLAN Investment Model Portfolios

Investment options of SELECT COMFORT PROFIT SHARING AND 401(k) PLAN

Total Available Funds: 11

Asset Class

Ticker

Description

Others
ROOT	Unknow	Prudential Guaranteed Income Fund
Moderate Allocation	OAKBX	Oakmark Equity Income Fund (Class I Shares)

INTERNATIONAL EQUITY
Foreign Large Blend	JIEIX	Artio International Blend Fund

US EQUITY
LARGE GROWTH	UNVGX	Waddell Reed Large Cap Growth Fund
LARGE VALUE	LSVEX	LSV Asset Management Large Cap Value Fund
Mid-Cap Growth	GTMTX	Goldman Sachs Mid Cap Growth Fund
Small Growth	MBRSX	Essex Small Cap Growth Fund
SMALL BLEND	SSMVX	Wells Fargo Adv Small Cap Val Inv
LARGE BLEND	SRVEX	Victory Diversified Stock Fund A
LARGE BLEND	PSIFX	Dryden Stock Index Fund Z

FIXED INCOME
Intermediate-Term Bond	IPCBX	Pacific Investment Management Company Core Plus Bond Fund

Investment model portfolios

We provide two types of investment model portfolios for SELECT COMFORT PROFIT SHARING AND 401(k) PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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