KDP P Composite Momentum Scoring Fidelity Select Funds Investment Model Portfolios

This plan consists of all Fidelity Select funds which are required to be held for at least 30 days. The model portfolios are only for risk profile 0: Fidelity Select fund rotation.

Investment options of KDP P Composite Momentum Scoring Fidelity Select Funds

Total Available Funds: 41

Asset Class

Ticker

Description

Others
Utilities	FIUIX	Fidelity Telecom and Utilities
Industrials	FSAIX	Fidelity Select Air Transportation
MISCELLANEOUS SECTOR	FSAVX	Fidelity Select Automotive
Financial	FSRBX	Fidelity Select Banking
Health	FBIOX	Fidelity Select Biotechnology
Financial	FSLBX	Fidelity Select Brokerage & Invmt Mgmt
MISCELLANEOUS SECTOR	FSCHX	Fidelity Select Chemicals
Communications	FSDCX	Fidelity Select Communications Equip
Technology	FDCPX	Fidelity Select Computers
MISCELLANEOUS SECTOR	FSHOX	Fidelity Select Construction & Housing
Consumer Cyclical	FSCPX	Fidelity Select Consumer Discretionary
Financial	FSVLX	Fidelity Select Consumer Finance
Consumer Defensive	FDFAX	Fidelity Select Consumer Staples
Industrials	FSDAX	Fidelity Select Defense & Aerospace
Technology	FSELX	Fidelity Select Electronics
Equity Energy	FSENX	Fidelity Select Energy
Equity Energy	FSESX	Fidelity Select Energy Service
MISCELLANEOUS SECTOR	FSLEX	Fidelity Select Envir and Alt Energy
Financial	FIDSX	Fidelity Select Financial Services
EQUITY PRECIOUS METALS	FSAGX	Fidelity Select Gold
Health	FSPHX	Fidelity Select Health Care
Industrials	FSCGX	Fidelity Select Industrial Equipment
Industrials	FCYIX	Fidelity Select Industrials
Financial	FSPCX	Fidelity Select Insurance
MISCELLANEOUS SECTOR	FBSOX	Fidelity Select IT Services
Consumer Cyclical	FDLSX	Fidelity Select Leisure
Natural Resources	FSDPX	Fidelity Select Materials
Health	FSHCX	Fidelity Select Medical Delivery
Health	FSMEX	Fidelity Select Medical Equip & Systems
Communications	FBMPX	Fidelity Select Multimedia
Equity Energy	FSNGX	Fidelity Select Natural Gas
Natural Resources	FNARX	Fidelity Select Natural Resources
Health	FPHAX	Fidelity Select Pharmaceuticals
Consumer Cyclical	FSRPX	Fidelity Select Retailing
Technology	FSCSX	Fidelity Select Software & Comp
Technology	FSPTX	Fidelity Select Technology
Communications	FSTCX	Fidelity Select Telecommunications
Industrials	FSRFX	Fidelity Select Transportation
Utilities	FSUTX	Fidelity Select Utilities Portfolio
Communications	FWRLX	Fidelity Select Wireless
ROOT	CASH	CASH

Investment model portfolios

We provide two types of investment model portfolios for KDP P Composite Momentum Scoring Fidelity Select Funds participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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