BORDEN DAIRY COMPANY 401(k) & PENSION PLAN - LOCAL UNION TRUCK DRIVERS Investment Model Portfolios

Investment options of BORDEN DAIRY COMPANY 401(k) & PENSION PLAN - LOCAL UNION TRUCK DRIVERS

Total Available Funds: 29

Asset Class

Ticker

Description

Others
ROOT	LOCM	INTERNATIONAL BROTHERHOOD OF TEAMSTERS LOCAL UNION ATLANTA GA
EQUITY	ACOPF	BORDEN DAIRY A2 MILK COMPANY
Moderate Allocation	MSFJX	MFS TOTAL RETURN FUND R4
EQUITY	ACOPY	BORDEN DAIRY A2 MILK COMPANY
Aggressive Allocation	MAGJX	MFS GROWTH ALLOCATION FUND R4
Conservative Allocation	MACJX	MFS CONSERVATIVE ALLOCATION FUND R4
Moderate Allocation	MAMJX	MFS MODERATE ALLOCATION FUND R4
EQUITY	CSPF-K	Central States Southeast & Southwest Areas Pension Fund Chicago IL
EQUITY	SSST-K	Southern States Saving & Retirement Trust Conyers Ga
EQUITY	ETOLF	Enterprise Group

US EQUITY
LARGE BLEND	FEDEX	FEDERAL CAPITAL PRESERVATION
LARGE BLEND	FUSVX	FIDELITY U.S. EQ 500 INDEX FUND PREMIUM
LARGE VALUE	DDFIX	INVESCO DIVERSIFIED DIVIDEND R5
MID-CAP BLEND	ARGFX	ARIEL FUND INVESTOR
LARGE VALUE	EILVX	EATON VANCE LG-CAP VALUE FUND
Small Growth	JATTX	JANUS TRITON FUND T
LARGE GROWTH	RGAEX	AMERICAN GROWTH FUND OF AMERICA R-4
Mid-Cap Growth	EAASX	EATON VANCE ATLANTA CAPITAL MID CAP FUND A
LARGE GROWTH	MITDX	MASSACHUSETTS INVESTORS TRUST R
LARGE GROWTH	MIGKX	MASSACHUSETTS INVESTORS GROWTH STOCK FUND R4
SMALL VALUE	SSGSX	VICTORY SMALL COMPANY OPPORTUNITY FUND
LARGE VALUE	PRFDX	T.ROWE PRICE EQUITY INCOME FUND
LARGE BLEND	NYVTX	NEW YORK DAVIS VENTURE FUND A

FIXED INCOME
Intermediate-Term Bond	MFBFX	MFS CORPORATE BOND FUND A
WORLD BOND	TPINX	TEMPLETON GLOBAL BOND FUND R4
Money Market	FZDXX	BORDEN DAIRY CASH COMPENSATION

INTERNATIONAL EQUITY
WORLD STOCK	MWEFX	MFS GLOBAL EQUITY FUND A
Foreign Large Blend	REREX	AMERICAN EUROPACIFIC GROWTH R4

Emerging Market
DIVERSIFIED EMERGING MKTS	ODMAX	OPPENHEIMER DEVELOPING MARKETS FUND A

Investment model portfolios

We provide two types of investment model portfolios for BORDEN DAIRY COMPANY 401(k) & PENSION PLAN - LOCAL UNION TRUCK DRIVERS participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

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