MA Fidelity Variable Annuity
Investment Model Portfolios
Investment options of MA Fidelity Variable Annuity
Total Available Funds: 57
| Asset Class |
Ticker
| Description |
| REAL ESTATE |
|
|
| REAL ESTATE |
FHEAX |
REAL ESTATEFHEIXFidelity Advisor Real Estate |
|
| Emerging Market |
|
|
| DIVERSIFIED EMERGING MKTS |
FIMKX |
DIVERSIFIED EMERGING MKTSFIMKXFidelity Advisor Emerging Markets |
| DIVERSIFIED EMERGING MKTS |
MGEMX |
DIVERSIFIED EMERGING MKTSMGEMXMorgan Stanley Emerging Markets Equity |
| DIVERSIFIED EMERGING MKTS |
LZEMX |
DIVERSIFIED EMERGING MKTSLZEMXLazard Retirement Emerging Markets Equity |
|
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Growth |
FCPIX |
Foreign Large GrowthFCPIXFidelity Advisor International Cap Apprec |
| Foreign Large Blend |
FAOIX |
Foreign Large BlendFAOIXFidelity Advisor Overseas |
| Foreign Large Blend |
FSPSX |
Foreign Large BlendFSPSXFidelity Spartan Intl Idx Advtg |
| WORLD STOCK |
AWSIX |
WORLD STOCKAWSAXInvesco Global Core Equity |
|
| COMMODITIES |
|
|
| COMMODITIES BROAD BASKET |
PCRPX |
PIMCO Commodity Real Return Strategy |
|
| Others |
|
|
| Technology |
FATIX |
TechnologyFATIXFidelity Advisor Technology |
| Moderate Allocation |
FAIOX |
Moderate AllocationFAIOXFidelity Advisor Balanced |
| Target Date 2026-2030 |
FEFIX |
Target Date 2026-2030FEFIXFidelity Advisor Investor Freedom 2030 |
| Aggressive Allocation |
FEYIX |
Aggressive AllocationFEYIXFidelity Advisor Asset Manager: Growth |
| Target Date 2021-2025 |
FITWX |
Target Date 2021-2025FITWXFidelity Advisor Investor Freedom 2025 |
| Moderate Allocation |
FAAIX |
Moderate AllocationFAAIXFidelity Advisor FundsManager 70 |
| Consumer Cyclical |
FSCPX |
Consumer DiscretionaryFSCPXFidelity Advisor Consumer Discretionary |
| Health |
FHCIX |
HealthFHCIXFidelity Advisor Health Care |
| Moderate Allocation |
FSNIX |
Moderate AllocationFSNIXFidelity Advisor Asset Manager |
| World Allocation |
MBAAX |
World AllocationMBAAXMorgan Stanley Inst Global Strategist |
| World Allocation |
MDLOX |
World AllocationMDLOXBlackRock Global Allocation |
| Conservative Allocation |
FTIWX |
Conservative AllocationFTIWXFidelity Advisor FundsManager 20 |
| Retirement Income |
FIAFX |
Retirement IncomeFIAFXFidelity Advisor Investor Freedom Income |
| Moderate Allocation |
FFIMX |
Moderate AllocationFFIMXFidelity Advisor FundsManager 50 |
| Target Date 2016-2020 |
FDIFX |
Target Date 2016-2020FDIFXFidelity Advisor Investor Freedom 2020 |
| Communications |
FTUIX |
CommunicationsFTUIXFidelity Advisor Telecommunications |
| Target Date 2011-2015 |
FFVIX |
Target Date 2011-2015FFVIXFidelity Advisor Investor Freedom 2015 |
| Target Date 2000-2010 |
FFIVX |
Target Date 2000-2010FFIVXFidelity Advisor Investor Freedom 2005 |
| Utilities |
FUGIX |
UtilitiesFUGIXFidelity Advisor Utilities |
| Industrials |
FCLIX |
IndustrialsFCLIXFidelity Advisor Industrials |
| Consumer Defensive |
FDAGX |
Consumer StaplesFDAGXFidelity Advisor Consumer Staples |
| Natural Resources |
FMFAX |
Natural ResourcesFMFEXFidelity Advisor Materials |
| Financial |
FFSIX |
FinancialFFSIXFidelity Advisor Financial Services |
| Equity Energy |
FANIX |
Equity EnergyFANIXFidelity Advisor Energy |
| ROOT |
CASH |
ROOTCASHFidelity Advisor Money Market |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
FBNDX |
Intermediate-Term BondFBNDXFidelity Advisor Investment Grade Bond |
| Inflation-Protected Bond |
PRRIX |
Inflation-Protected BondPRRIXPIMCO Real Return |
| Intermediate-Term Bond |
PTTRX |
Intermediate-Term BondPTTRXPIMCO Total Return |
| Multisector Bond |
FSRIX |
Multisector BondFSRIXFidelity Advisor Strategic Income |
| Short-Term Bond |
PTLDX |
Short-Term BondPTLDXPIMCO Low Duration |
| Bank Loan |
FFRAX |
Bank LoanFFRAXFidelity Advisor Floating Rate Hi Income |
| High Yield Bond |
SPHIX |
High Yield BondSPHIXFidelity High Income |
| Intermediate-Term Bond |
FXNAX |
Intermediate-Term BondFXNAXFidelity Spartan US Bond Idx Advtg |
| INTERNATIONAL BONDS |
TGBAX |
WORLD BONDTGBAXFranklin Templeton Global Bond Securities Fund |
| Intermediate Government |
FKUSX |
Intermediate GovernmentFKUSXFranklin Templeton U.S. Government Fund |
|
| US EQUITY |
|
|
| LARGE GROWTH |
FAGCX |
LARGE GROWTHFAGCXFidelity Advisor Growth Opportunities |
| MID-CAP BLEND |
FSMAX |
MID-CAP BLENDFSMAXFidelity Spartan Extnd Mkt Idx Advtg |
| LARGE BLEND |
FXAIX |
LARGE BLENDFXAIXFidelity Advisor Index 500 |
| LARGE BLEND |
FSKAX |
LARGE BLENDFSKAXFidelity Spartan Total Mkt Idx Advtg |
| SMALL BLEND |
FSCIX |
SMALL BLENDFSCIXFidelity Advisor Disciplined Small Cap |
| LARGE GROWTH |
FSGFX |
LARGE GROWTHFSGFXFidelity Advisor Growth |
| LARGE GROWTH |
FCNTX |
LARGE GROWTHFCNTXFidelity Advisor Contrafund |
| MID-CAP VALUE |
FASOX |
MID-CAP BLENDFASOXFidelity Advisor Value Strategies |
| MID-CAP VALUE |
FVIFX |
MID-CAP VALUEFVIFXFidelity Advisor Value |
| LARGE VALUE |
EQPIX |
LARGE VALUEEQPIXFidelity Advisor Equity-Income |
| LARGE GROWTH |
FDCAX |
LARGE GROWTHFDCAXVIP Dynamic Capital Appreciation. |
| LARGE BLEND |
FGIOX |
LARGE GROWTHFGIOXFidelity Advisor Growth & Income |
| Mid-Cap Growth |
FMCCX |
Mid-Cap GrowthFMCCXFidelity Advisor Mid Cap |
|
Investment model portfolios
We provide two types of investment model portfolios for MA Fidelity Variable Annuity participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
